The September issue of Best’s Review examines mutual insurers:

• “Mutual Insurers Dominate Market Share in Farmowners Multiperil, Disability Income, Other Lines” examines AM Best data to find out where mutuals have a dominant share of the market.
• “NAMIC President: Legal System Abuse, Weather, Inflation, Other Events Creating New Era of Risk” looks at how insurers are using new technologies to help with pricing accuracy as well as to improve efficiency.
• “AI Makes the Case for Differentiating Regulation of Mutual Insurers” presents responses from three artificial intelligence-based, large language programs about whether mutual insurers should receive different regulatory treatment given their structure.

Also included:

• “Shifting Risk: Surplus Lines See Growth as Admitted Carriers Reassess Coverage Amid Changes” reports how natural catastrophes, difficulty attaining rate and other factors are leading traditional insurers to draw down coverage, driving business into the non-admitted market.
• “MGA Premiums Show Double-Digit Growth for a Fourth Consecutive Year” offers excerpts from a Best's Market Segment Report that says insurers need to have an appropriate level of understanding of artificial intelligence and machine learning models used by MGAs.
• “Rutgers Professor: Insurers, Public Officials Have Urgent Need To Fill Coverage Gaps” features an interview with Distinguished Professor Emeritus Jay M. Feinman about how failure to get adequate coverage following a catastrophe is no longer just a coastal issue.

Best’s Review is AM Best’s monthly insurance magazine, covering emerging issues and trends and evaluating their impact on the marketplace. Access to the complete content of Best’s Review is available here.

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AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

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