Financial technology provider Fiserv (NYSE: FI) missed Wall Street’s revenue expectations in Q3 CY2025, with sales flat year on year at $5.26 billion. Its non-GAAP profit of $2.04 per share was 22.9% below analysts’ consensus estimates.
Is now the time to buy Fiserv? Find out by accessing our full research report, it’s free for active Edge members.
Fiserv (FI) Q3 CY2025 Highlights:
- Revenue: $5.26 billion vs analyst estimates of $5.69 billion (flat year on year, 7.6% miss)
- Pre-tax Profit: $964 million (18.3% margin, 49.5% year-on-year growth)
- Adjusted EPS: $2.04 vs analyst expectations of $2.65 (22.9% miss)
- Adjusted EPS guidance for the full year is $8.55 at the midpoint, missing analyst estimates by 15.8%
- Market Capitalization: $68.59 billion
“Along with today’s guidance reset, we have launched One Fiserv, an action plan focused on the pillars that have long distinguished the company, including great client service, value-added technology solutions and leading innovation,” said Mike Lyons, Chief Executive Officer of Fiserv.
Company Overview
Powering over 1 billion accounts and processing more than 12,000 financial transactions per second globally, Fiserv (NYSE: FI) provides payment processing and financial technology solutions that enable merchants, banks, and credit unions to accept payments and manage financial transactions.
Revenue Growth
A company’s long-term sales performance is one signal of its overall quality. Any business can have short-term success, but a top-tier one grows for years. Unfortunately, Fiserv’s 7% annualized revenue growth over the last five years was mediocre. This wasn’t a great result compared to the rest of the financials sector, but there are still things to like about Fiserv.
We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. Fiserv’s annualized revenue growth of 6.1% over the last two years aligns with its five-year trend, suggesting its demand was consistently weak. 
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Fiserv’s $5.26 billion of revenue was flat year on year, falling short of Wall Street’s estimates.
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Key Takeaways from Fiserv’s Q3 Results
We struggled to find many positives in these results. Its revenue and EPS missed quite badly in the quarter, and full-year EPS guidance also fell short of Wall Street’s estimates. Overall, this was a bad quarter. The stock traded down 28.8% to $89.89 immediately after reporting.
Fiserv didn’t show it’s best hand this quarter, but does that create an opportunity to buy the stock right now? If you’re making that decision, you should consider the bigger picture of valuation, business qualities, as well as the latest earnings. We cover that in our actionable full research report which you can read here, it’s free for active Edge members.
