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Goldhill Finance Launches New Calculators To Help With Borrowing Affordability

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LONDON, UK / ACCESS Newswire / October 2, 2026 / Goldhill Finance has relaunched its website with a suite of free bridging loan and development finance calculators, designed to show borrowers what they can realistically afford before they speak to a lender.

The launch comes as more buyers, landlords and developers turn to short-term finance to keep deals moving fast. Broken property chains, auction purchases with 28-day completion deadlines, and refurbishment projects that high-street mortgage lenders will not touch have all pushed borrowers towards bridging.

Yet many borrowers still go into the process blind. Bridging costs are quoted monthly rather than annually, and arrangement fees, valuation fees, exit fees and retained or rolled-up interest can change the true cost of a loan significantly. Developers face the same problem with staged drawdowns and loan-to-gross-development-value limits.

The new Goldhill Finance tools let users:

  • Estimate total borrowing costs across the full term, including fees and interest, rather than just a headline monthly rate.
  • Compare interest options, showing the difference between serviced, retained and rolled-up interest.
  • Check loan-to-value limits for first and second charge bridging against the property's value.
  • Model development finance, including build costs, loan-to-cost, loan-to-GDV and projected profit.
  • Test their exit strategy, whether that is a sale, a refinance onto a term mortgage, or a development exit loan.

The aim is to match each borrower or developer with a deal that fits their affordability and timescale, and to reduce the number of applications that fail late in the process.

Ian Miller at Goldhill Finance, said: "Bridging finance is a powerful tool, but only when borrowers understand the full cost and have a credible exit. Too often people come to us after being declined elsewhere, or after discovering fees they hadn't budgeted for. Our calculators put those numbers in front of borrowers at the start, so they can make an informed decision and we can place them with the right lender first time."

The calculators are free to use and require no sign-up. They are available now at the Goldhill Finance website at bridgingloansuk.com.

About Goldhill Finance

With over 30 years of expertise in secured finance, Goldhill Finance Limited has built a reputation as one of the fastest lenders in the UK - because when opportunity arises, timing is everything.

Their streamlined process means approvals are often completed within two hours, and funds can be released within just two days. No unnecessary paperwork. No delays. Just fast, straightforward lending designed to get deals done.

Media contact

Name: Graig Upton
Company: Goldhill Finance
Email: md@graig.net
Website: https://bridgingloansuk.com

SOURCE: Goldhill Finance



View the original press release on ACCESS Newswire

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