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Best’s Market Segment Outlook: AM Best Revises Outlook on Germany's Life Insurance Segment to Stable

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AM Best is revising its outlook for Germany’s life insurance segment to stable from negative.

In its new Best’s Market Segment Report, “Market Segment Outlook: Germany Life Insurance”, AM Best states that the revision of its outlook primarily reflects the stabilisation of key trends for the segment in the current positive interest rate environment. In addition, AM Best notes that life insurance premium income is expected to remain resilient over the next 12 months, despite uncertainty and constrained economic conditions in the country.

AM Best also notes that surrender rates are expected to remain largely stable and at a manageable level for the industry.

To access a complimentary copy of this special report, please visit http://www3.ambest.com/bestweek/purchase.asp?record_code=362706.

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2026 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

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