BOCA RATON, Fla. - Two founders can face the same cash gap and close it in very different ways. One sells a slice of the company to investors. The other borrows against orders and keeps every share. GetABusinessLoan.com is giving consumer brand owners a plain-spoken comparison of the two paths, including the cases where neither one is the right call yet.
"Equity is not free; it just does not show up as a monthly payment," said Justin Solomon, Chief Executive Officer of GetABusinessLoan.com. "Every owner should know what they are trading before they decide."
For a brand with steady retail orders and healthy margins, non-dilutive financing for consumer brands can fund inventory, packaging and production while ownership stays where it is. Repayment is tied to a schedule the brand can model in advance, which makes it easier to plan around peak ordering. Options may include working capital, a business line of credit, a term loan or revenue-based financing, depending on how the brand sells and collects.
Equity can still make sense. A brand with a long runway before revenue, or one building something that will not generate sales for a while, may be better served by investors than by monthly repayments. Solomon says the dividing line is usually predictability. If a brand can show what comes in and when, financing tends to fit. If it cannot, raising capital may be the more honest answer.
GetABusinessLoan.com is a business finance company rather than a marketplace. It funds in-house first, works with vetted partners only when the fit is better elsewhere, and does not sell customer information. The firm serves established U.S. businesses, typically with at least one year in operation and real revenue, and does not fund startups. Funding runs from $25,000 to $10 million, starting with a short application and four months of bank statements. Pre-approval typically comes in two to four hours after documents are received, with no hard credit check to start.*
That candor is part of the offer. "Sometimes the right advice is to wait a quarter, or to raise equity instead," Solomon said. "A loan that strains the business is worse than no loan at all, and we would rather say that than close a deal." Brands researching consumer packaged goods funding can request a one-on-one conversation to review real cost, terms and prepayment options.
*Pre-approval and funding times vary by file and are not guaranteed. "No hard credit check" refers to the initial review. This release is provided for general business information only and is not financial advice or a commitment to lend.
About GetABusinessLoan.com
GetABusinessLoan.com is a business finance company that helps established U.S. businesses secure funding built around their needs - not a bank's products. Funding in-house first and through vetted partners, it offers working capital, term loans, lines of credit, factoring, and more, with honest, one-on-one advice. Learn more at https://getabusinessloan.com.
Email: justin@getabusinessloan.com
Media Contact
Name
Get a Business Loan
Contact name
Justin Solomon
Contact phone
866-930-9732
City
Boca Raton
State
Florida
Country
United States
Url
https://www.getabusinessloan.com/
