Chronicle Journal: Finance

Orchard Funding Thriving in 2020 on Its Own Capital

Orchard Funding, a private money lender, is making strides in 2020. Thriving off their own capital, the team is still able to provide loans for fix and flips, construction loans, and bridge financing. Learn more at


Los Angeles, CA, August 5, 2020- Orchard Funding is thriving in 2020.

Despite every reason in the last few months that may have caused the lender to struggle, they have pushed through. Relying on their own resources to keep them running, the co-founders are able to keep going strong.

“Since we are not brokers and loans are funded ‘in-house,’ decisions are made quickly and efficiently with limited documentation,” says Chris Aepli, co-founder of Orchard Funding and loan originator.

The Fix and flip loan program will allow for up to 90% of the purchase in addition to up to 90% of rehab costs. The ground-up Construction loans program allows for up to 80% in the cost of the property and up to 80% of the construction cost for the building of residential, multi-family, and small commercial properties. This all depends on the experience level of the borrower.

Orchard Funding also has a Bridge financing option. This allows financing for properties that cannot be financed through traditional loans while the repairs are being done.

Orchard Funding has lower overall costs than other lenders.

“Orchard Funding saves the borrower money because interest is only charged on advanced funds, not on unreleased construction funds. We don’t have a prepayment penalty and only require 60 days of interest with our ‘no points’ loan program,” says Aepli. “We also do not charge any junk fees and our quick draw process on construction funds saves the borrower time and in turn, overall cost.”

The lender is rated at a 4.9 out of 5 based on their customer reviews. Customers rave about the service that they have received from Orchard Funding.

Now is the perfect time to see what the fuss is all about. Learn more at

About Chris Aepli: Chris Aepli is a Loan Originator and a Co-Founder. Chris has extensive experience in residential real estate as a licensed real estate broker in Arizona and California. Chris is a graduate of Arizona State University.

About Ryan Denk: Ryan Denk is a Co-Founder of Orchard Funding. Ryan has a background in commercial real estate and fix and flip properties. Ryan obtained a Bachelor of Science Degree in Finance from the W.P. Carey School of Business at Arizona State University.

About Justin Land: In addition to being a Co-Founder, Justin Land serves as the CEO of Merchants Mortgage. Justin holds a Bachelor of Science Degree in Finance from the Wharton School at the University of Pennsylvania.

About Orchard Funding: Orchard Funding is a private hard money lender providing fix and flip, bridge, and ground-up construction loans for professional real estate investors. With offices in California and Arizona, Orchard Funding can provide loans for the purchase, renovation, and sale of residential and commercial properties. Working with real estate investors, Orchard can provide short and long term financing for quick acquisitions.

Contact Information:

Name: Chris Aepli
Organization: Orchard Funding
Address: 11965 Venice Blvd Ste 407 Los Angeles, CA 90066
Phone: 888-302-0619

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