SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 8-K
CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of Earliest Event Reported): August 1, 2003
CENTRAL FEDERAL CORPORATION
(Exact name of registrant as specified in its charter)
Delaware 0-25045 34-1877137
(State or other jurisdiction of (Commission (IRS employer
incorporation or organization) file number) identification number)
601 Main Street, Wellsville, Ohio 43968 (330) 531-1517
(Address of Principal Executive Offices) (Zip Code) (Telephone Number)
Item 7 Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits
`99 Press Release dated August 1, 2003 announcing the financial
results of Central Federal Corporation for the fiscal quarter
ended June 30, 2003
Item 12 Results of Operations and Financial Condition
On August 1, 2003, Central Federal Corporation announced financial
results for the fiscal quarter ended June 30, 2003. A copy of the
press release announcing the company's financial results for the first
quarter is included as Exhibit 99 to this Current Report on Form 8-K.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CENTRAL FEDERAL CORPORATION
Dated: August 4, 2003 By: /s/ David C. Vernon
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David C. Vernon
President