UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2008
Check here if Amendment [ ]; Amendment Number: __________
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PINNACLE FINANCIAL PARTNERS, INC.
Address: 211 Commerce Street
Suite 300
Nashville, TN 37201
Form 13F File Number: 28-12761
The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742
Signature, Place, and Date of Signing:
/s/Harold R. Carpenter Nashville, Tennessee February 12, 2008
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F FILE NUMBER NAME
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28-_________________ ____________________________
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 196
Form 13F Information Table Value Total: $107,894
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
NONE
NO. FORM 13F FILE NUMBER NAME
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____ 28-_________________ __________________
2
FORM 13F INFORMATION TABLE
Voting Authority
Shares Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value /PRN Call Discretion Managers Sole Shared None
----------------------------- -------------------- --------- ----- ------- ---- ---------- -------- ------- ------ ------
AGL RES INC COM 1204106 655 20,900 SH SOLE 20,550 350
AGL RES INC COM 1204106 22 700 SH OTHER 700
ABBOTT LABS COM 2824100 1006 18,850 SH SOLE 16,462 2,388
ABBOTT LABS COM 2824100 48 898 SH OTHER 874 24
AIR PRODS & CHEMS INC COM 9158106 448 8,905 SH SOLE 6,952 1,953
AIR PRODS & CHEMS INC COM 9158106 19 375 SH OTHER 375
ALCOA INC COM 13817101 611 54,223 SH SOLE 48,898 5,325
ALCOA INC COM 13817101 9 765 SH OTHER 665 100
AMGEN INC COM 31162100 236 4,091 SH SOLE 2,885 1,206
AMGEN INC COM 31162100 3 44 SH OTHER 22 22
AON CORP COM 37389103 733 16,037 SH SOLE 15,700 337
AON CORP COM 37389103 48 1,050 SH OTHER 1,050
APACHE CORP COM 37411105 769 10,316 SH SOLE 8,204 2,112
APACHE CORP COM 37411105 30 400 SH OTHER 200 200
APPLE INC COM 37833100 528 6,182 SH SOLE 4,321 1,861
APPLE INC COM 37833100 5 55 SH OTHER 0 55
AUTOMATIC DATA PROCESSING IN COM 53015103 401 10,188 SH SOLE 10,038 150
AUTOMATIC DATA PROCESSING IN COM 53015103 15 383 SH OTHER 250 133
BJ SVCS CO COM 55482103 127 10,850 SH SOLE 10,350 500
BJ SVCS CO COM 55482103 4 350 SH OTHER 350
BP PLC SPONSORED ADR 55622104 369 7,899 SH SOLE 7,899
BP PLC SPONSORED ADR 55622104 14 309 SH OTHER 200 109
BANK OF AMERICA CORPORATION COM 60505104 1161 82,485 SH SOLE 71,003 11,482
BANK OF AMERICA CORPORATION COM 60505104 32 2,245 SH OTHER 1,625 620
BANK OF NEW YORK MELLON CORP COM 64058100 521 18,406 SH SOLE 14,943 3,463
BANK OF NEW YORK MELLON CORP COM 64058100 25 900 SH OTHER 900
BAXTER INTL INC COM 71813109 1057 19,719 SH SOLE 17,397 2,322
BAXTER INTL INC COM 71813109 13 240 SH OTHER 240
BECTON DICKINSON & CO COM 75887109 433 6,331 SH SOLE 5,006 1,325
BECTON DICKINSON & CO COM 75887109 15 220 SH OTHER 120 100
BRISTOL MYERS SQUIBB CO COM 110122108 707 30,398 SH SOLE 30,398
CVS CAREMARK CORPORATION COM 126650100 571 19,877 SH SOLE 19,627 250
CVS CAREMARK CORPORATION COM 126650100 69 2,400 SH OTHER 1,800 600
CELGENE CORP COM 151020104 908 16,426 SH SOLE 14,554 1,872
CHEVRON CORP NEW COM 166764100 1119 15,138 SH SOLE 12,738 2,400
CHEVRON CORP NEW COM 166764100 124 1,676 SH OTHER 1,550 126
COCA COLA CO COM 191216100 1463 32,329 SH SOLE 32,329
COLGATE PALMOLIVE CO COM 194162103 871 12,724 SH SOLE 11,105 1,619
COLGATE PALMOLIVE CO COM 194162103 83 1,208 SH OTHER 125 1,083
CORNING INC COM 219350105 452 47,483 SH SOLE 38,437 9,046
CORNING INC COM 219350105 6 583 SH OTHER 308 275
DFA INVT DIMENSIONS GROUP IN US VECTR EQTY 233203389 3290 476,748 SH SOLE 457,927 18,821
1DFA INVT DIMENSIONS GROUP IN US CORE EQ 2PT 233203397 2003 278,177 SH SOLE 267,205 10,972
DFA INVT DIMENSIONS GROUP IN FIVE YR GOVT 233203405 164 15,009 SH SOLE 14,563 446
DFA INVT DIMENSIONS GROUP IN US MICRO CAP 233203504 255 30,740 SH SOLE 30,740
DFA INVT DIMENSIONS GROUP IN EMRG MKTS VAL 233203587 400 23,584 SH SOLE 22,896 688
DFA INVT DIMENSIONS GROUP IN 1YR FXD INCOME 233203603 157 15,279 SH SOLE 14,801 477
DFA INVT DIMENSIONS GROUP IN EMER MKT SMCAP 233203611 471 47,721 SH SOLE 45,821 1,899
DFA INVT DIMENSIONS GROUP IN INTL SML PTFL 233203629 789 76,973 SH SOLE 74,453 2,520
DFA INVT DIMENSIONS GROUP IN TWO YR GLOBAL 233203645 152 14,896 SH SOLE 14,428 467
DFA INVT DIMENSIONS GROUP IN INTL SMCAP VAL 233203736 986 89,428 SH SOLE 87,028 2,399
DFA INVT DIMENSIONS GROUP IN EMERGING MKTS 233203785 462 28,281 SH SOLE 27,418 862
DFA INVT DIMENSIONS GROUP IN US SML CAP VAL 233203819 679 45,958 SH SOLE 45,958
DFA INVT DIMENSIONS GROUP IN LARGE CAP HIGH 233203827 2555 190,495 SH SOLE 182,972 7,522
DFA INVT DIMENSIONS GROUP IN REAL ESTATE PT 233203835 1179 84,000 SH SOLE 80,654 3,345
DFA INVT DIMENSIONS GROUP IN LARGE CAP INTL 233203868 187 12,653 SH SOLE 12,653
DFA INVT DIMENSIONS GROUP IN GLOBAL FIX INCM 233203884 157 14,333 SH SOLE 13,885 447
DISNEY WALT CO COM DISNEY 254687106 198 8,745 SH SOLE 7,825 920
DISNEY WALT CO COM DISNEY 254687106 20 900 SH OTHER 900
DOW CHEM CO COM 260543103 565 37,495 SH SOLE 33,140 4,355
DOW CHEM CO COM 260543103 7 450 SH OTHER 300 150
DU PONT E I DE NEMOURS & CO COM 263534109 368 14,561 SH SOLE 14,561
DU PONT E I DE NEMOURS & CO COM 263534109 16 620 SH OTHER 200 420
E M C CORP MASS COM 268648102 988 94,403 SH SOLE 78,412 15,991
E M C CORP MASS COM 268648102 29 2,745 SH OTHER 2,380 365
EATON CORP COM 278058102 255 5,121 SH SOLE 5,121
EATON CORP COM 278058102 20 400 SH OTHER 400
EMERSON ELEC CO COM 291011104 189 5,175 SH SOLE 5,175
EMERSON ELEC CO COM 291011104 11 300 SH OTHER 300
FPL GROUP INC COM 302571104 962 19,118 SH SOLE 17,212 1,906
FPL GROUP INC COM 302571104 32 644 SH OTHER 450 194
FIRST HORIZON NATL CORP COM 320517105 284 26,829 SH SOLE 25,798 1,030
FLUOR CORP NEW COM 343412102 974 21,739 SH SOLE 18,853 2,886
FLUOR CORP NEW COM 343412102 8 177 SH OTHER 77 100
GENERAL ELECTRIC CO COM 369604103 1236 76,286 SH SOLE 75,786 500
GENERAL ELECTRIC CO COM 369604103 36 2,250 SH OTHER 2,250
GENERAL MLS INC COM 370334104 855 14,074 SH SOLE 12,563 1,511
GENERAL MLS INC COM 370334104 15 243 SH OTHER 189 54
GILEAD SCIENCES INC COM 375558103 1391 27,207 SH SOLE 24,208 2,999
GILEAD SCIENCES INC COM 375558103 48 940 SH OTHER 540 400
GOODRICH CORP COM 382388106 705 19,050 SH SOLE 19,050
GOODRICH CORP COM 382388106 26 700 SH OTHER 700
HOME DEPOT INC COM 437076102 1343 58,362 SH SOLE 53,025 5,337
HOME DEPOT INC COM 437076102 19 807 SH OTHER 507 300
HONEYWELL INTL INC COM 438516106 420 12,785 SH SOLE 12,635 150
HONEYWELL INTL INC COM 438516106 15 450 SH OTHER 450
1INTEL CORP COM 458140100 282 19,228 SH OTHER 18,728 500
INTEL CORP COM 458140100 632 43,138 SH SOLE 36,213 6,925
INTERNATIONAL BUSINESS MACHS COM 459200101 764 9,074 SH SOLE 9,074
INTERNATIONAL BUSINESS MACHS COM 459200101 4 50 SH OTHER 0 50
INTL PAPER CO COM 460146103 146 12,350 SH SOLE 12,150 200
INTL PAPER CO COM 460146103 1 100 SH OTHER 100
ISHARES TR S&P500 GRW 464287309 798 17,761 SH SOLE 17,461 300
ISHARES TR S&P 500 VALUE 464287408 1113 24,660 SH SOLE 18,275 6,385
ISHARES TR MSCI EAFE IDX 464287465 3292 73,398 SH SOLE 69,079 4,319
ISHARES TR MSCI EAFE IDX 464287465 207 4,621 SH OTHER 3,371 1,250
ISHARES TR RUSSELL1000GRW 464287614 337 9,095 SH SOLE 9,095
ISHARES TR RUSSELL1000GRW 464287614 19 500 SH OTHER 500
ISHARES TR RUSL 2000 VALU - IWN 464287630 449 9,643 SH SOLE 9,643
ISHARES TR S&P MIDCP VALU 464287705 1080 21,485 SH SOLE 21,325 160
ISHARES TR S&P MIDCP VALU 464287705 30 600 SH OTHER 0 600
ISHARES TR S&P SMLCP VALU 464287879 1286 26,446 SH SOLE 21,568 25 4,853
ISHARES TR S&P SMLCP VALU 464287879 43 883 SH OTHER 663 100 120
ISHARES TR S&P SMLCP GROW 464287887 1883 42,269 SH SOLE 33,817 30 8,422
ISHARES TR S&P SMLCP GROW 464287887 35 792 SH OTHER 592 100 100
JOHNSON & JOHNSON COM 478160104 4370 73,047 SH SOLE 68,706 4,341
JOHNSON & JOHNSON COM 478160104 565 9,439 SH OTHER 959 8,480
L-3 COMMUNICATIONS HLDGS INC COM 502424104 1022 13,850 SH SOLE 13,850
L-3 COMMUNICATIONS HLDGS INC COM 502424104 59 800 SH OTHER 600 200
LINCOLN NATL CORP IND COM 534187109 579 30,742 SH SOLE 30,592 150
LINCOLN NATL CORP IND COM 534187109 6 313 SH OTHER 313
LOCKHEED MARTIN CORP COM 539830109 899 10,688 SH SOLE 9,193 1,495
LOCKHEED MARTIN CORP COM 539830109 3 35 SH OTHER 35
MANITOWOC INC COM 563571108 296 34,177 SH SOLE 34,177
MERCK & CO INC COM 589331107 282 9,313 SH SOLE 9,313
MICROSOFT CORP COM 594918104 1426 73,386 SH SOLE 65,438 7,948
MICROSOFT CORP COM 594918104 30 1,520 SH OTHER 1,350 170
NATIONAL HEALTHCARE CORP COM 635906100 478 9,448 SH SOLE 9,348 100
NATIONAL HEALTHCARE CORP PFD CONV SER A 635906209 280 21,114 SH SOLE 21,114
NATIONAL HEALTHCARE CORP PFD CONV SER A 635906209 7 500 SH OTHER 500
NATIONAL OILWELL VARCO INC COM 637071101 363 14,869 SH SOLE 13,359 1,510
NIKE INC CL B 654106103 1082 21,220 SH SOLE 18,609 2,611
NIKE INC CL B 654106103 9 170 SH OTHER 70 100
NORFOLK SOUTHERN CORP COM 655844108 202 4,292 SH SOLE 4,292
NORFOLK SOUTHERN CORP COM 655844108 33 700 SH OTHER 700
PEPSICO INC COM 713448108 2947 53,802 SH SOLE 49,662 4,140
PEPSICO INC COM 713448108 276 5,033 SH OTHER 2,200 2,833
PFIZER INC COM 717081103 1400 79,043 SH SOLE 78,743 300
PHILIP MORRIS INTL INC COM 718172109 937 21,550 SH SOLE 18,651 2,899
PHILIP MORRIS INTL INC COM 718172109 1 34 SH OTHER 34
PIEDMONT NAT GAS INC COM 720186105 460 14,534 SH SOLE 14,534
PROCTER & GAMBLE CO COM 742718109 3854 62,346 SH SOLE 58,409 3,937
PROCTER & GAMBLE CO COM 742718109 99 1,600 SH OTHER 1,350 250
QUALCOMM INC COM 747525103 1058 29,549 SH SOLE 26,728 2,821
QUALCOMM INC COM 747525103 34 950 SH OTHER 700 250
SPDR TR UNIT SER 1 - SPY UNIT SER 1 78462F103 697 8,124 SH OTHER 8,124
SCHERING PLOUGH CORP COM 806605101 1188 69,762 SH SOLE 63,226 6,536
SCHERING PLOUGH CORP COM 806605101 24 1,435 SH OTHER 900 535
SIGMA ALDRICH CORP COM 826552101 507 12,000 SH SOLE 12,000
SOUTHERN CO COM 842587107 231 6,251 SH SOLE 5,051 1,200
SPECTRA ENERGY CORP COM 847560109 256 16,260 SH SOLE 16,260
SPECTRA ENERGY CORP COM 847560109 9 575 SH OTHER 575
SUNTRUST BKS INC COM 867914103 1181 40,011 SH SOLE 36,771 3,240
SUNTRUST BKS INC COM 867914103 3 100 SH OTHER 100
SYSCO CORP COM 871829107 190 8,290 SH SOLE 8,290
SYSCO CORP COM 871829107 23 1,000 SH OTHER 1,000
UST COMMON COMMON COM 902911106 470 6,770 SH SOLE 6,770
US BANCORP DEL COM NEW 902973304 910 36,373 SH SOLE 32,182 4,191
US BANCORP DEL COM NEW 902973304 13 500 SH OTHER 250 250
UNION PAC CORP COM 907818108 809 16,938 SH SOLE 14,766 2,172
UNION PAC CORP COM 907818108 10 200 SH OTHER 90 110
UNITED TECHNOLOGIES CORP COM 913017109 215 4,005 SH SOLE 4,005
UNITED TECHNOLOGIES CORP COM 913017109 24 450 SH OTHER 450
WAL MART STORES INC COM 931142103 1102 19,658 SH SOLE 17,077 2,581
WAL MART STORES INC COM 931142103 50 900 SH OTHER 900
WELLS FARGO & CO NEW COM 949746101 887 30,122 SH SOLE 27,834 2,288
WELLS FARGO & CO NEW COM 949746101 53 1,800 SH OTHER 1,500 300
WYETH COM 983024100 260 6,928 SH SOLE 6,928
AT&T INC COM 00206R102 1471 51,630 SH SOLE 47,410 4,220
AT&T INC COM 00206R102 52 1,816 SH OTHER 1,516 300
BLDRS INDEX FDS TR DEV MK 100 ADR 09348R201 287 16,578 SH SOLE 9,338 7,240
CONOCOPHILLIPS COM 20825C104 794 15,334 SH SOLE 13,310 2,024
CONOCOPHILLIPS COM 20825C104 28 544 SH OTHER 544
COSTCO WHSL CORP NEW COM 22160K105 896 17,063 SH SOLE 13,038 4,025
COSTCO WHSL CORP NEW COM 22160K105 21 400 SH OTHER 200 200
DIMENSIONAL INVT GROUP INC INTL VALUE PTF 25434D203 1293 102,952 SH SOLE 98,877 4,074
DIMENSIONAL INVT GROUP INC DFA INTL III 25434D708 477 40,601 SH SOLE 40,601
DIMENSIONAL INVT GROUP INC DFA US LG III 25434D807 438 42,709 SH SOLE 42,709
DOMINION RES INC VA NEW COM 25746U109 221 6,175 SH SOLE 6,175
DOMINION RES INC VA NEW COM 25746U109 14 400 SH OTHER 400
DUKE ENERGY CORP NEW COM 26441C105 350 23,330 SH SOLE 23,330
DUKE ENERGY CORP NEW COM 26441C105 29 1,900 SH OTHER 1,900
EXELON CORP COM 30161N101 347 6,234 SH SOLE 6,209 25
EXELON CORP COM 30161N101 22 400 SH OTHER 400
EXXON MOBIL CORP COM 30231G102 6308 79,020 SH SOLE 74,398 4,622
EXXON MOBIL CORP COM 30231G102 100 1,258 SH OTHER 950 308
GOLDMAN SACHS GROUP INC COM 38141G104 704 8,348 SH SOLE 7,238 1,110
GOLDMAN SACHS GROUP INC COM 38141G104 28 335 SH OTHER 285 50
JPMORGAN & CHASE & CO COM 46625H100 1260 39,948 SH SOLE 32,916 7,032
JPMORGAN & CHASE & CO COM 46625H100 44 1,400 SH OTHER 1,000 400
LABORATORY CORP AMER HLDGS COM NEW 50540R409 575 8,926 SH SOLE 7,757 1,169
LABORATORY CORP AMER HLDGS COM NEW 50540R409 26 400 SH OTHER 200 200
MONSANTO CO NEW COM 61166W101 785 11,154 SH SOLE 8,925 2,229
MONSANTO CO NEW COM 61166W101 15 216 SH OTHER 68 148
NATIONAL HEALTH INVS INC COM 63633D104 433 15,770 SH SOLE 15,270 500
ORACLE CORP COM 68389X105 683 38,540 SH SOLE 31,780 6,760
ORACLE CORP COM 68389X105 41 2,300 SH OTHER 1,800 500
REGIONS FINANCIAL CORP NEW COM 7591EP100 1897 238,298 SH SOLE 238,298
REGIONS FINANCIAL CORP NEW COM 7591EP100 26 3,282 SH OTHER 0 3,282
SPDR SERIES TRUST DJWS SCAP GR 78464A201 444 7,738 SH SOLE 4,409 3,329
1SPDR SERIES TRUST DJWS SMCAP VL 78464A300 518 12,215 SH SOLE 5,110 7,105
SIRIUS XM RADIO INC COM 82967N108 2 20,000 SH SOLE 20,000
3M CO COM 88579Y101 489 8,497 SH SOLE 8,497
3M CO COM 88579Y101 35 600 SH OTHER 600
VERIZON COMMUNICATIONS INC COM 92343V104 1462 43,126 SH SOLE 36,646 6,480
VERIZON COMMUNICATIONS INC COM 92343V104 58 1,700 SH OTHER 1,200 500