UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2008
Check here if Amendment [ ]; Amendment Number:__________
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PINNACLE FINANCIAL PARTNERS, INC.
Address: 211 Commerce Street
Suite 300
Nashville, TN 37201
Form 13F File Number: 28-12761
The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742
Signature, Place, and Date of Signing:
Harold R. Carpenter Nashville, Tennessee August 12, 2008
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F FILE NUMBER NAME
28-_________________ ____________________________
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 389
Form 13F Information Table Value Total: $121,130
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
NONE
NO. FORM 13F FILE NUMBER NAME
___ 28-_________________ __________________
Shares/ SH/ Put/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- ----------------- --------- ----- ----------- --- ---- ---------- -------- ------ ------ ----
AGL Res Inc. COM 1204106 95 2750 SH OTHER 2400 0 350
AGL Res Inc. COM 1204106 669 19350 SH SOLE 19350 0 0
Abbott Labs Com COM 2824100 58 1100 SH OTHER 800 0 300
Abbott Labs Com COM 2824100 530 10000 SH SOLE 9500 0 500
Aberdeen Asia-Pacific M 3009107 30 5000 SH SOLE 5000 0 0
Aegon N V Ord Amer Reg NY REGISTRY SH 7924103 24 1845 SH SOLE 1845 0 0
Air Prods & Chems Inc COM 9158106 12 125 SH OTHER 125 0 0
AIR PRODUCTS & CHEMICALS - APD COM 9158106 1010 10317 SH SOLE 10317 0 0
Alcoa Inc. COM 13817101 81 2268 SH OTHER 2168 100 0
ALCOA INCORPORATED - AA COM 13817101 2115 59713 SH SOLE 59713 0 0
Alcatel Sponsored Adr SPONSORED ADR 13904305 0 19 SH SOLE 19 0 0
Allergan Inc NOTE 1.500% 4/0 18490102 84 750 SH SOLE 750 0 0
Allstate Corp Com COM 20002101 91 1987 SH SOLE 1987 0 0
American Electric Power COM 25537101 39 960 SH SOLE 960 0 0
American International Grp Inc. COM 26874107 260 9838 SH SOLE 9838 0 0
Amgen Inc. M 31162100 13 266 SH OTHER 0 266 0
Amgen Inc. M 31162100 36 773 SH SOLE 672 0 101
Anadarko Pete Corp COM 32511107 913 12202 SH SOLE 12202 0 0
Analog Devices Incorporated COM 32654105 11 350 SH OTHER 350 0 0
Analog Devices Incorporated COM 32654105 229 7200 SH SOLE 7200 0 0
Anheuser Busch Cos Inc COM 35229103 92 1483 SH OTHER 0 1483 0
Anheuser Busch Cos Inc COM 35229103 927 14916 SH SOLE 13916 0 1000
Aon Corp COM 37389103 48 1050 SH OTHER 1050 0 0
Aon Corp COM 37389103 755 16437 SH SOLE 16100 0 337
Apache Corp Com COM 37411105 126 910 SH OTHER 510 200 200
APACHE CORPORATION - APA COM 37411105 1748 13125 SH SOLE 13125 0 0
Apple, Inc M 37833100 18 105 SH OTHER 50 55 0
Apple, Inc M 37833100 1282 7763 SH SOLE 7763 0 0
Archer-Daniels Midland COM 39483102 10 300 SH OTHER 300 0 0
Archer-Daniels Midland COM 39483102 230 6800 SH SOLE 6800 0 0
Atmos Energy Corp Com COM 49560105 34 1230 SH OTHER 1230 0 0
Atmos Energy Corp Com COM 49560105 53 1935 SH SOLE 1935 0 0
Automatic Data Processing Inc. COM 53015103 29 699 SH OTHER 250 299 150
Automatic Data Processing Inc. COM 53015103 301 7173 SH SOLE 7173 0 0
BJ Services Co COM 55482103 27 850 SH OTHER 350 0 500
BJ Services Co COM 55482103 347 10850 SH SOLE 10850 0 0
BP Plc Sponsored ADR SPONSORED ADR 55622104 98 1402 SH OTHER 521 881 0
BP Plc Sponsored ADR SPONSORED ADR 55622104 186 2673 SH SOLE 2673 0 0
BP Prudhoe Bay Royalty Trust UNIT BEN INT 55630107 52 500 SH SOLE 500 0 0
Baker Hughes Inc. Com COM 57224107 87 1000 SH SOLE 1000 0 0
Bancorpsouth Inc. Com COM 59692103 35 2000 SH OTHER 0 0 2000
Bancorpsouth Inc. Com COM 59692103 44 2500 SH SOLE 2500 0 0
Bank of America Corporation New COM 60505104 82 3451 SH OTHER 1125 2176 150
Bank of America Corporation New COM 60505104 829 34746 SH SOLE 34746 0 0
Bank of New York Mellon Corp COM A 64058100 4 100 SH OTHER 100 0 0
Bank of New York Mellon Corp COM A 64058100 731 19672 SH SOLE 19672 0 0
Baxter Intl Inc COM 71813109 34 536 SH OTHER 536 0 0
Baxter Intl Inc COM 71813109 1478 22849 SH SOLE 22849 0 0
Becton Dickinson & Co. COM 75887109 20 250 SH OTHER 150 100 0
BECTON DICKINSON & COMPANY - BDX COM 75887109 774 9420 SH SOLE 9420 0 0
Bed Bath And Beyond M 75896100 14 500 SH OTHER 500 0 0
Berkshire Hathaway Inc. CL A 84670108 121 1 SH SOLE 1 0 0
Berkshire Hathaway Inc Del Cl B CL B 84670207 92 23 SH SOLE 23 0 0
Best Buy Inc. Com COM 86516101 18 450 SH OTHER 0 450 0
Best Buy Inc. Com COM 86516101 71 1800 SH SOLE 1800 0 0
BHP Billiton Ltd Sponsored Adr SPONSORED ADR 88606108 45 525 SH SOLE 525 0 0
Boeing Co. Com COM 97023105 74 1130 SH SOLE 1130 0 0
Bristol Myers Squibb Co. Com COM 110122108 25 1200 SH OTHER 1200 0 0
Bristol Myers Squibb Co. Com COM 110122108 481 23440 SH SOLE 23440 0 0
CBS Corp New CL B CL B 124857202 19 1000 SH SOLE 1000 0 0
CVS/Caremark Corp COM 126650100 73 1850 SH OTHER 1000 600 250
CVS/Caremark Corp COM 126650100 725 18351 SH SOLE 18351 0 0
Carnival Corp Paired Ctf PAIRED CTF 143658300 7 200 SH OTHER 200 0 0
Carnival Corp Paired Ctf PAIRED CTF 143658300 141 4275 SH SOLE 4275 0 0
Caterpillar Inc. Del Com COM 149123101 125 1700 SH SOLE 1700 0 0
Celgene Corporation COM 151020104 24 368 SH OTHER 368 0 0
Celgene Corporation COM 151020104 708 11079 SH SOLE 11079 0 0
Chevrontexaco Corp COM 166764100 181 1824 SH OTHER 800 1024 0
Chevrontexaco Corp COM 166764100 1170 11798 SH SOLE 11798 0 0
China Telecom Adr-h Sponsored Adr
Repstg H Shs SPON ADR H SHS 169426103 29 525 SH SOLE 525 0 0
Citigroup Inc. COM 172967101 21 1264 SH OTHER 714 550 0
Citigroup Inc. COM 172967101 887 52944 SH SOLE 52944 0 0
Coach Inc. COM 189754104 3 100 SH SOLE 100 0 0
Coca Cola Co Com COM 191216100 29 550 SH OTHER 550 0 0
Coca Cola Co Com COM 191216100 1066 20500 SH SOLE 20500 0 0
Colgate Palmolive Co. COM 194162103 86 1243 SH OTHER 160 1083 0
Colgate Palmolive Co. COM 194162103 538 7790 SH SOLE 7790 0 0
Constellation Energy Group COM 210371100 34 410 SH OTHER 235 175 0
Constellation Energy Group COM 210371100 582 7087 SH SOLE 7087 0 0
Corning Inc. Com COM 219350105 48 2095 SH OTHER 820 275 1000
Corning Inc. Com COM 219350105 759 32908 SH SOLE 32908 0 0
Cortex Pharmaceuticals COM NEW 220524300 0 250 SH SOLE 250 0 0
Danaher Corp Del Com COM 235851102 97 1250 SH SOLE 850 0 400
Deere & Co Com COM 244199105 29 400 SH OTHER 0 400 0
Diamonds Trust series I UNIT SER 1 252787106 20 180 SH SOLE 180 0 0
Disney Walt Co Com Disney COM DISNEY 254687106 118 3771 SH SOLE 3771 0 0
R.R.Donnelley&sons Common COM 257867101 25 850 SH OTHER 850 0 0
Dow Chemical Co. COM 260543103 24 686 SH OTHER 536 150 0
Dow Chemical Co. COM 260543103 933 26734 SH SOLE 26734 0 0
Du Pont E I De Nemours & Co Com COM 263534109 176 4099 SH OTHER 700 3399 0
Du Pont E I De Nemours & Co Com COM 263534109 462 10781 SH SOLE 10781 0 0
E M C Corp Mass Com COM 268648102 49 3345 SH OTHER 2980 365 0
E M C Corp Mass Com COM 268648102 899 61216 SH SOLE 61216 0 0
Eaton Corp Common COM 278058102 255 3000 SH SOLE 3000 0 0
FPL Group Inc COM 302571104 100 1529 SH OTHER 635 894 0
FPL Group Inc COM 302571104 950 14488 SH SOLE 14488 0 0
First Horizon Natl Corp common COM 320517105 95 12837 SH SOLE 11837 0 1000
Fiserv Inc common M 337738108 59 1310 SH SOLE 950 0 360
Ford Mtr Co Del Com Par $0.01 COM PAR $0.01 345370860 1 174 SH SOLE 174 0 0
Fording Cdn Coal Tr Tr Unit TR UNIT 345425102 72 750 SH OTHER 750 0 0
Fording Cdn Coal Tr Tr Unit TR UNIT 345425102 69 720 SH SOLE 720 0 0
Fortune Brands, Inc COM 349631101 25 400 SH OTHER 0 400 0
Fortune Brands, Inc COM 349631101 34 550 SH SOLE 550 0 0
General Dynamics Corp COM 369550108 77 910 SH SOLE 910 0 0
General Elec Co COM 369604103 110 4125 SH OTHER 4125 0 0
General Elec Co COM 369604103 1452 54399 SH SOLE 53899 0 500
General Mls Inc Com COM 370334104 47 768 SH SOLE 768 0 0
Gilead Sciences M 375558103 50 940 SH OTHER 540 400 0
Gilead Sciences M 375558103 1086 20517 SH SOLE 20517 0 0
Goodrich Corporation COM 382388106 33 700 SH OTHER 700 0 0
Goodrich Corporation COM 382388106 1087 22900 SH SOLE 22900 0 0
Hanesbrands Common COM 410345102 14 500 SH SOLE 500 0 0
Hartford Finl Svcs Group COM 416515104 598 9266 SH SOLE 8866 0 400
Healthsouth Common New COM NEW 421924309 7 400 SH SOLE 400 0 0
Heinz H J Co common COM 423074103 30 625 SH OTHER 625 0 0
Hewlett Packard Company COM 428236103 64 1450 SH OTHER 700 750 0
Hewlett Packard Company COM 428236103 137 3095 SH SOLE 3095 0 0
Home Depot Inc. COM 437076102 46 1965 SH OTHER 1665 300 0
Home Depot Inc. COM 437076102 1044 44576 SH SOLE 44576 0 0
Honeywell Intl Inc. COM 438516106 55 1100 SH OTHER 650 300 150
Honeywell Intl Inc. COM 438516106 998 19850 SH SOLE 19350 0 500
ITT Corporation COM 450911102 25 400 SH SOLE 0 0 400
Intel Corp Com COM 458140100 27 1260 SH OTHER 760 500 0
Intel Corp Com COM 458140100 758 35298 SH SOLE 34498 0 800
International Business Mach COM 459200101 47 400 SH OTHER 0 400 0
International Business Mach COM 459200101 909 7671 SH SOLE 7671 0 0
International Paper Co. COM 460146103 30 1300 SH OTHER 1100 0 200
International Paper Co. COM 460146103 271 11650 SH SOLE 11650 0 0
Ishares Tr MSCI Emerging Mkts MSCI EMERG MKT 464287234 2 18 SH SOLE 18 0 0
Ishares Tr S&P500/Bar Growth Index S&P500 GRW 464287309 10 160 SH OTHER 0 0 160
Ishares Tr S&P500/Bar Growth Index S&P500 GRW 464287309 1196 18742 SH SOLE 18742 0 0
Ishares Tr S&P500/Bar Value Index S&P 500 VALUE 464287408 8 120 SH OTHER 0 0 120
Ishares Tr S&P500/Bar Value Index S&P 500 VALUE 464287408 978 15421 SH SOLE 15421 0 0
Ishares Tr MSCI EAFE Index MSCI EAFE IDX 464287465 176 2564 SH OTHER 1002 1250 312
Ishares Tr MSCI EAFE Index MSCI EAFE IDX 464287465 3471 50551 SH SOLE 50551 0 0
Ishares Tr S&P Midcap 400 Index S&P MIDCAP 400 464287507 2 24 SH OTHER 0 0 24
Ishares Tr S&P Midcap 400 Index S&P MIDCAP 400 464287507 183 2240 SH SOLE 2240 0 0
Ishares Tr Russell 1000 Value Index RUSSELL1000VAL 464287598 162 2345 SH SOLE 2345 0 0
Ishares Tr S&P Midcap Growth Index S&P MC 400 GRW 464287606 5 60 SH SOLE 60 0 0
Ishs Rus 1000 Gr Fd Russell 1000
Growth Index Fd RUSSELL1000GRW 464287614 30 545 SH SOLE 545 0 0
Ishares Tr Rusl 2000 Value Index RUSL 2000 VALU 464287630 306 4804 SH SOLE 4804 0 0
Ishares Tr S&P Midcap Value Index S&P MIDCP VALU 464287705 56 760 SH OTHER 0 600 160
Ishares Tr S&P Midcap Value Index S&P MIDCP VALU 464287705 1567 21175 SH SOLE 21175 0 0
Ishares Dow Jones U S Real Estate DJ US REAL EST 464287739 162 2670 SH SOLE 2670 0 0
Ishares Tr S&P Smallcap 600 Index S&P SMLCAP 600 464287804 3 54 SH SOLE 54 0 0
Ishares Tr S&P Smallcap 600 Value
Index S&P SMLCP VALU 464287879 51 794 SH OTHER 644 0 150
Ishares Tr S&P Smallcap 600 Value
Index S&P SMLCP VALU 464287879 935 14687 SH SOLE 14469 125 68
Ishares Tr S&P Smallcap 600 Growth
Index S&P SMLCP GROW 464287887 85 666 SH OTHER 498 0 168
Ishares Tr S&P Smallcap 600 Growth
Index S&P SMLCP GROW 464287887 1351 10594 SH SOLE 10489 65 25
Isis Pharmaceutical Common M 464330109 5 340 SH SOLE 340 0 0
Johnson & Johnson Com COM 478160104 729 11330 SH OTHER 2250 9080 0
Johnson & Johnson Com COM 478160104 2826 43918 SH SOLE 43918 0 0
Johnson Controls Common COM 478366107 129 4500 SH SOLE 4500 0 0
Kimberly Clark Corp Com COM 494368103 42 700 SH OTHER 700 0 0
Kimberly Clark Corp Com COM 494368103 15 256 SH SOLE 256 0 0
Kinder Morgan Energy Partner UT Ltd
Partner UT LTD PARTNER 494550106 42 750 SH SOLE 750 0 0
Kohl's Corp (Wisconsin) COM 500255104 78 1950 SH SOLE 1950 0 0
Kroger Co Com COM 501044101 58 2000 SH SOLE 2000 0 0
LSI Logic Corp COM 502161102 0 4 SH SOLE 4 0 0
L3 Communications Holdings COM 502424104 73 800 SH OTHER 600 200 0
L3 Communications Holdings COM 502424104 1577 17350 SH SOLE 17150 0 200
Lauder Estee Cos Inc. CL A 518439104 5 100 SH OTHER 100 0 0
Lauder Estee Cos Inc. CL A 518439104 218 4700 SH SOLE 4700 0 0
Liberty Ppty TR Sh Ben Int SH BEN INT 531172104 10 300 SH SOLE 300 0 0
Eli Lilly & Co COM 532457108 31 680 SH OTHER 680 0 0
Eli Lilly & Co COM 532457108 104 2250 SH SOLE 2250 0 0
Lincoln National Corp Ind COM 534187109 43 956 SH OTHER 806 0 150
Lincoln National Corp Ind COM 534187109 1335 29449 SH SOLE 29449 0 0
Linear Technology Corp. COM 535678106 28 850 SH SOLE 850 0 0
Lockheed Martin COM 539830109 3 35 SH OTHER 35 0 0
Lockheed Martin COM 539830109 680 6890 SH SOLE 6890 0 0
Loews Corp common COM 540424108 89 1900 SH SOLE 1900 0 0
Lowes Cos Inc. Com COM 548661107 39 1894 SH SOLE 1894 0 0
Marathon Oil Common COM 565849106 31 600 SH OTHER 0 600 0
Marathon Oil Common COM 565849106 93 1800 SH SOLE 1800 0 0
Marsh & McLennan Cos Inc Com COM 571748102 24 900 SH OTHER 900 0 0
Mattel Inc. COM 577081102 34 1991 SH SOLE 1991 0 0
McDonalds Corporation COM 580135101 3 51 SH SOLE 51 0 0
Medtronic Inc. Com COM 585055106 16 300 SH OTHER 300 0 0
Medtronic Inc. Com COM 585055106 197 3800 SH SOLE 3800 0 0
Merck & Co. Inc COM 589331107 68 1800 SH OTHER 1800 0 0
Merck & Co. Inc COM 589331107 177 4700 SH SOLE 4700 0 0
Merrill Lynch & Co. Inc. COM 590188108 3 100 SH SOLE 100 0 0
Microsoft Corp COM 594918104 54 1970 SH OTHER 1300 670 0
Microsoft Corp COM 594918104 1322 48042 SH SOLE 48042 0 0
Morgan Stanley COM NEW 617446448 144 4000 SH SOLE 4000 0 0
National Healthcare Corp COM 635906100 439 9583 SH SOLE 9483 0 100
National Oilwell Inc COM 637071101 7 80 SH OTHER 80 0 0
National Oilwell Inc COM 637071101 839 9452 SH SOLE 9452 0 0
Newmont Mining Corp common COM 651639106 13 250 SH SOLE 250 0 0
Nokia Corp Sponsored ADR SPONSORED ADR 654902204 18 750 SH OTHER 750 0 0
Nokia Corp Sponsored ADR SPONSORED ADR 654902204 43 1750 SH SOLE 1750 0 0
Norfolk Southern Corp COM 655844108 169 2700 SH SOLE 2700 0 0
OGE Energy Corp COM 670837103 48 1500 SH SOLE 1500 0 0
Peabody Energy COM 704549104 13 150 SH OTHER 150 0 0
Peabody Energy COM 704549104 458 5200 SH SOLE 5200 0 0
Pengrowth Energy Tu Tr Unit New TR UNIT NEW 706902509 23 1150 SH SOLE 1150 0 0
Penn West Energy Trust common TR UNIT 707885109 20 600 SH SOLE 600 0 0
Pepsico Inc COM 713448108 234 3683 SH OTHER 850 2833 0
Pepsico Inc COM 713448108 2892 45475 SH SOLE 45275 0 200
Pfizer Inc COM 717081103 14 800 SH OTHER 800 0 0
Pfizer Inc COM 717081103 164 9404 SH SOLE 9404 0 0
Phillip Morris International, Inc. COM 718172109 233 4713 SH SOLE 4713 0 0
Piedmont Natur.Gas Common COM 720186105 380 14534 SH SOLE 14534 0 0
Plum Creek Timber Co Inc Com COM 729251108 197 4603 SH SOLE 4603 0 0
Procter & Gamble Co COM 742718109 230 3790 SH OTHER 3390 250 150
Procter & Gamble Co COM 742718109 2861 47048 SH SOLE 47048 0 0
Qualcomm Incorporated COM 747525103 35 800 SH OTHER 550 250 0
Qualcomm Incorporated COM 747525103 833 18785 SH SOLE 18785 0 0
Regency Ctrs Corp common COM 758849103 41 700 SH SOLE 700 0 0
Rockwell Automation Inc. COM 773903109 13 300 SH SOLE 300 0 0
Rockwell Collins Inc. COM 774341101 21 433 SH SOLE 433 0 0
Royal Dutch Adr-a Sponsored Adr
Repstg A Shs SPONS ADR A 780259206 65 800 SH OTHER 800 0 0
Royal Dutch Adr-a Sponsored Adr
Repstg A Shs SPONS ADR A 780259206 41 500 SH SOLE 300 0 200
Royce Value Trust COM 780910105 14 886 SH SOLE 886 0 0
Sara Lee Corp Com COM 803111103 15 1200 SH OTHER 1200 0 0
Sara Lee Corp Com COM 803111103 49 4000 SH SOLE 4000 0 0
Schering Plough Corp COM 806605101 51 2598 SH OTHER 2063 535 0
Schering Plough Corp COM 806605101 974 49471 SH SOLE 49471 0 0
Schlumberger Ltd Com COM 806857108 19 175 SH OTHER 100 75 0
Schlumberger Ltd Com COM 806857108 1209 11256 SH SOLE 11256 0 0
Sigma-aldrich Common COM 826552101 646 12000 SH SOLE 12000 0 0
Snap-on Common COM 833034101 44 850 SH OTHER 850 0 0
Source Cap Inc Com M 836144105 5 100 SH SOLE 0 0 100
Southern Co Com COM 842587107 77 2200 SH SOLE 2200 0 0
Spectra Energy COM 847560109 17 575 SH OTHER 575 0 0
Spectra Energy COM 847560109 305 10615 SH SOLE 10615 0 0
Staples Common COM 855030102 14 600 SH SOLE 600 0 0
Stryker Corp Com COM 863667101 25 400 SH OTHER 400 0 0
Stryker Corp Com COM 863667101 75 1200 SH SOLE 900 0 300
Suntrust Bks Inc Com COM 867914103 130 3580 SH OTHER 3580 0 0
Suntrust Bks Inc Com COM 867914103 559 15429 SH SOLE 15429 0 0
Sysco Corp Com COM 871829107 55 2000 SH SOLE 2000 0 0
Teppco Partners L P UT Ltd Partner UT LTD PARTNER 872384102 33 1000 SH SOLE 1000 0 0
Terex Corp New COM 880779103 21 400 SH OTHER 250 0 150
Terex Corp New COM 880779103 308 6000 SH SOLE 6000 0 0
Torchmark Corp Com COM 891027104 182 3100 SH SOLE 3100 0 0
Tupperware Corp common COM 899896104 44 1300 SH OTHER 1300 0 0
Tyson Foods Inc. CL A 902494103 4 250 SH SOLE 250 0 0
UST Common Common COM 902911106 229 4200 SH SOLE 4200 0 0
US Bancorp Del Com New COM NEW 902973304 14 500 SH OTHER 250 250 0
US Bancorp Del Com New COM NEW 902973304 477 17094 SH SOLE 17094 0 0
Union Pacific Common COM 907818108 30 396 SH OTHER 286 110 0
Union Pacific Common COM 907818108 913 12090 SH SOLE 12090 0 0
United Parcel Service Cl B COM 911312106 13 209 SH SOLE 209 0 0
United Technologies Inc Cp COM 913017109 29 475 SH OTHER 75 400 0
United Technologies Inc Cp COM 913017109 959 15546 SH SOLE 15546 0 0
Vulcan Materials Co COM 929160109 12 200 SH OTHER 200 0 0
Vulcan Materials Co COM 929160109 78 1300 SH SOLE 1300 0 0
Wal Mart Stores Inc. Com COM 931142103 79 1400 SH OTHER 1400 0 0
Wal Mart Stores Inc. Com COM 931142103 642 11427 SH SOLE 11427 0 0
Walgreen Co COM 931422109 26 800 SH OTHER 800 0 0
Walgreen Co COM 931422109 32 975 SH SOLE 975 0 0
Washington Mutual Inc Common COM 939322103 0 100 SH OTHER 0 100 0
Wells Fargo and Company New COM 949746101 14 600 SH OTHER 300 300 0
Wells Fargo and Company New COM 949746101 122 5150 SH SOLE 5150 0 0
Weyerhaeuser Co Com COM 962166104 5 100 SH OTHER 0 100 0
Weyerhaeuser Co Com COM 962166104 14 266 SH SOLE 266 0 0
Wyeth common COM 983024100 307 6400 SH SOLE 6400 0 0
AT&T Common COM 00206R102 63 1866 SH OTHER 1166 700 0
AT&T INCORPORATED - T COM 00206R102 1691 50891 SH SOLE 50891 0 0
Aetna Inc. (New) COM 00817Y108 24 600 SH OTHER 0 0 600
Altria Group Inc COM 02209S103 5 240 SH OTHER 0 0 240
Altria Group Inc COM 02209S103 23 1125 SH SOLE 1125 0 0
Ameriprise Fincl Common COM 03076C106 2 48 SH SOLE 48 0 0
BLDRS INDEX FUNDS TRUST - ADRD DEV MK 100 ADR 09348R201 720 26666 SH SOLE 26666 0 0
BURLINGTON NORTHN SANTA FE CP - BNI COM 12189T104 21 200 SH SOLE 200 0 0
CBRL Group Inc. COM 12489V106 10 400 SH SOLE 400 0 0
CELGENE CORPORATION - CELG COM 151020104 384 5087 SH SOLE 5087 0 0
CHEVRON CORPORATION NEW - CVX COM 166764100 13 150 SH SOLE 150 0 0
CHUBB CORPORATION - CB COM 171232101 3 60 SH SOLE 60 0 0
Cisco Sys Inc. Com M 17275R102 36 1565 SH OTHER 690 875 0
CISCO SYSTEMS INCORPORATED - CSCO COM 17275R102 1120 48767 SH SOLE 48767 0 0
CITIGROUP INCORPORATED - C COM 172967101 330 17668 SH SOLE 17668 0 0
COLGATE PALMOLIVE COMPANY - CL COM 194162103 167 2249 SH SOLE 2249 0 0
Conocophillips COM 20825C104 66 694 SH OTHER 544 0 150
CONOCOPHILLIPS - COP COM 20825C104 1645 17778.67691 SH SOLE 17779 0 0
CONSTELLATION ENERGY GROUP - CEG COM 210371100 199 2397 SH SOLE 2397 0 0
CORNING INCORPORATED - GLW COM 219350105 137 6861 SH SOLE 6861 0 0
Corrections Corp Amer New Com New COM NEW 22025Y407 2 66 SH SOLE 66 0 0
Costco Whsl Corp New COM 22160K105 39 550 SH OTHER 350 200 0
Costco Whsl Corp New COM 22160K105 1607 23507 SH SOLE 23507 0 0
Dell Inc. M 24702R101 5 247 SH SOLE 247 0 0
Dominion Res Inc Va New COM 25746U109 59 1250 SH OTHER 1250 0 0
Dominion Res Inc Va New COM 25746U109 60 1270 SH SOLE 1270 0 0
DOW CHEMICAL COMPANY - DOW COM 260543103 196 5896 SH SOLE 5896 0 0
Duke Energy Common COM 26441C105 27 1550 SH OTHER 1550 0 0
Duke Energy Common COM 26441C105 275 15830 SH SOLE 15830 0 0
E M C CORPORATION MASS - EMC COM 268648102 361 24078 SH SOLE 24078 0 0
Enerplus Res Fd Unit Tr G New IT TR G NEW 29274D604 32 700 SH SOLE 700 0 0
EXELON CORPORATION - EXC COM 30161N101 299 3330 SH SOLE 3330 0 0
Exxon Mobil Corp Com COM 30231G102 176 1998 SH OTHER 1800 198 0
EXXON MOBIL CORPORATION - XOM COM 30231G102 6548 74338 SH SOLE 74338 0 0
FPL GROUP INCORPORATED - FPL COM 302571104 263 4082 SH SOLE 4082 0 0
Freeport McMoran Cl B COM 35671D857 9 75 SH SOLE 75 0 0
GILEAD SCIENCES INCORPORATED - GILD COM 375558103 352 6516 SH SOLE 6516 0 0
Glaxosmithkline Plc Spn Adr SPONSORED ADR 37733W105 464 10501 SH SOLE 10501 0 0
Global Income Fund Common COM 37934Y108 23 6000 SH SOLE 6000 0 0
Goldman Sachs Group Inc COM 38141G104 35 200 SH OTHER 150 50 0
Goldman Sachs Group Inc COM 38141G104 1614 9088 SH SOLE 9088 0 0
Google-a Cl A CL A 38259P508 18 34 SH SOLE 34 0 0
HEWLETT PACKARD COMPANY - HPQ COM 428236103 15 335 SH SOLE 335 0 0
HOME DEPOT INCORPORATED - HD COM 437076102 221 9259 SH SOLE 9259 0 0
Ing Clarion Global Common COM 44982G104 13 1000 SH SOLE 1000 0 0
ILLINOIS TOOL WKS INCORPORATED - ITW COM 452308109 2 50 SH SOLE 50 0 0
INTEL CORPORATION - INTC COM 458140100 264 11901.91164 SH SOLE 11902 0 0
Iris International Inc. COM 46270W105 2 100 SH SOLE 100 0 0
ISHARES INCORPORATED MSCI - EWZ MSCI BRAZIL 464286400 13 154 SH SOLE 154 0 0
ISHARES TR MSCI EMERG MKT - EEM MSCI EMERG MKT 464287234 38 900 SH SOLE 900 0 0
ISHARES TR S&P 500 VALUE - IVE S&P 500 VALUE 464287408 219 3405 SH SOLE 3405 0 0
ISHARES TR MSCI EAFE IDX - EFA MSCI EAFE IDX 464287465 1471 22164.25452 SH SOLE 22164 0 0
ISHARES TR S&P MC 400 GRW - IJK S&P MC 400 GRN 464287606 29 338 SH SOLE 338 0 0
ISHARES TR RUSL 2000 VALU - IWN RUSL 2000 VALU 464287630 393 5923 SH SOLE 5923 0 0
ISHARES TR DJ US REAL EST - IYR DJ US REAL EST 464287739 93 1500 SH SOLE 1500 0 0
ISHARES TR S&P SMLCP VALU - IJS S&P SMLCP VALU 464287879 372 5683.63794 SH SOLE 5684 0 0
ISHARES TR S&P SMLCP GROW - IJT S&P SMLCP GROW 464287887 744 11636.2707 SH SOLE 11636 0 0
I-Shares S&P GSCI Commodity UNIT BEN INT 46428R107 22 300 SH SOLE 300 0 0
JP Morgan Chase & Company COM 46625H100 21 600 SH OTHER 200 400 0
JPMORGAN & CHASE & COMPANY - JPM COM 46625H100 1754 48801.72863 SH SOLE 48802 0 0
JOHNSON & JOHNSON - JNJ COM 478160104 33 480 SH SOLE 480 0 0
Kraft Foods Inc Cl A CL A 50075N104 5 167 SH OTHER 0 0 167
KRAFT FOODS INCORPORATED CLASS - KFT COM 50075N104 25 878 SH SOLE 878 0 0
Laboratory Corp Common New COM NEW 50540R409 31 450 SH OTHER 250 200 0
LABORATORY CORPORATION AMER - LH COM 50540R409 929 13437 SH SOLE 13437 0 0
LEHMAN BROS HLDGS INCORPORATED - LEH COM 524908100 2 98.72469 SH SOLE 99 0 0
LOCKHEED MARTIN CORPORATION - LMT COM 539830109 350 3353 SH SOLE 3353 0 0
MGM MIRAGE - MGM COM 552953101 6 200 SH SOLE 200 0 0
MEDTRONIC INCORPORATED - MDT COM 585055106 1 23 SH SOLE 23 0 0
MERCK & COMPANY INCORPORATED - MRK COM 589331107 4 130.04301 SH SOLE 130 0 0
MICROSOFT CORPORATION - MSFT COM 594918104 366 14212 SH SOLE 14212 0 0
Monsanto Co New common COM 61166W101 27 210 SH OTHER 110 100 0
MONSANTO COMPANY NEW - MON COM 61166W101 1062 8529 SH SOLE 8529 0 0
MOTOROLA INCORPORATED - MOT COM 620076109 16 1900 SH SOLE 1900 0 0
National Health Investors COM 63633D104 440 15430 SH SOLE 14930 0 500
NATIONAL OILWELL VARCO - NOV COM 637071101 338 4304 SH SOLE 4304 0 0
News Corp CL A 65248E203 12 800 SH SOLE 800 0 0
NORTHERN TR CORPORATION - NTRS COM 665859104 16 200 SH SOLE 200 0 0
NOVARTIS A G SPONSORED ADR - NVS SPONSORED ADR 66987V109 5 85 SH SOLE 85 0 0
Oracle Corporation M 68389X105 21 1000 SH OTHER 500 500 0
ORACLE CORPORATION - ORCL COM 68389X105 1036 48951 SH SOLE 48951 0 0
PATRIOT COAL CORPORATION - PCX COM 70336T104 2 13 SH SOLE 13 0 0
PENN VA RESOURCES PARTNERS LP - PVR COM 707884102 3 120 SH SOLE 120 0 0
PEPSICO INCORPORATED - PEP COM 713448108 396 5951.95782 SH SOLE 5952 0 0
PetroChina Co. Ltd. SPONSORED ADR 71646E100 13 100 SH SOLE 100 0 0
PHILIP MORRIS INTERNATIONAL - PM COM 718172109 205 3968 SH SOLE 3968 0 0
Pinnacle Finl Partners Inc common COM 72346Q104 315 12543 SH SOLE 12543 0 0
Powershares Commodity Index UNIT BEN INT 73935S105 27 600 SH SOLE 600 0 0
PRAXAIR INCORPORATED - PX COM 74005P104 18 192 SH SOLE 192 0 0
PROCTER & GAMBLE COMPANY - PG COM 742718109 515 7867 SH SOLE 7867 0 0
QUALCOMM INCORPORATED - QCOM COM 747525103 373 6735 SH SOLE 6735 0 0
Regions Financial Corp New common COM 7591EP100 299 27368 SH OTHER 619 26749 0
REGIONS FINANCIAL CORPORATION - RF COM 7591EP100 2630 241099.148 SH SOLE 241099 0 0
REPSOL YPF S A - REP SPONSORED ADR 76026T205 47 1400 SH SOLE 1400 0 0
RIO TINTO PLC SPONSORED ADR - RTP SPONSORED ADR 767204100 8 20 SH SOLE 20 0 0
Spdr TR Unit Ser 1 UNIT SER 1 78462F103 22 175 SH SOLE 175 0 0
SPDR SERIES TRUST DJ - DSG DJWS SCAP GR 78464A201 1193 13152 SH SOLE 13152 0 0
SPDR Series Trust DJWS Small Cap Value DJWS SMCAP VL A 78464A300 1458 25065 SH SOLE 25065 0 0
SANDISK CORPORATION - SNDK COM 80004C101 1 60 SH SOLE 60 0 0
Sanofi-Aventis ADS SPONSORED ADR 80105N105 7 200 SH SOLE 200 0 0
SCHERING PLOUGH CORPORATION - SGP COM 806605101 423 20063 SH SOLE 20063 0 0
SCHLUMBERGER LIMITED - SLB COM 806857108 522 5142 SH SOLE 5142 0 0
Sealed Air Corp New Com COM 81211K100 14 718 SH SOLE 718 0 0
Energy Select Sector SPDR SBI INT-ENERGY 81369Y506 56 630 SH SOLE 630 0 0
Financial Select Sector Spdr SBI INT-FINL 81369Y605 4 210 SH SOLE 210 0 0
STARWOOD HOTELS&RESORTS WRLDWD - HOT COM 85590A401 78 1964 SH SOLE 1780 0 184
STRYKER CORPORATION - SYK COM 863667101 5 80 SH SOLE 80 0 0
SUNTRUST BKS INCORPORATED - STI COM 867914103 211 5148 SH SOLE 5148 0 0
Target Corp Com COM 87612E106 16 350 SH OTHER 350 0 0
3M Co. COM 88579Y101 14 200 SH OTHER 200 0 0
3M Co. COM 88579Y101 400 5750 SH SOLE 5750 0 0
US BANCORP DEL - USB COM 902973304 253 8262 SH SOLE 8262 0 0
UNION PAC CORPORATION - UNP COM 907818108 361 4378 SH SOLE 4378 0 0
UNITED TECHNOLOGIES - UTX COM 913017109 332 5193.44525 SH SOLE 5193 0 0
Unitedhealth Group Common COM 91324P102 53 2026 SH SOLE 2026 0 0
Valero Energy Corp New COM 91913Y100 8 200 SH OTHER 200 0 0
Valero Energy Corp New COM 91913Y100 230 5575 SH SOLE 5575 0 0
VALLEY NATL BANCORP - VLY COM 919794107 -1 -36 SH SOLE -36 0 0
Verizon Communications Inc COM 92343V104 84 2385 SH OTHER 1485 500 400
Verizon Communications Inc COM 92343V104 1497 42546 SH SOLE 42063 0 483
Viacom-b Cl B CL B 92553P201 31 1000 SH SOLE 1000 0 0
Vodafone Group PLC SPONS ADR NEW 92857W209 18 600 SH SOLE 600 0 0
WAL MART STORES INCORPORATED - WMT COM 931142103 319 5437 SH SOLE 5437 0 0
WELLS FARGO & COMPANY NEW - WFC COM 949746101 135 4462 SH SOLE 4462 0 0
WINDSTREAM CORPORATION - WIN COM 97381W104 28 2250 SH SOLE 2250 0 0
WYETH - WYE COM 983024100 3 85 SH SOLE 85 0 0
YUM BRANDS INCORPORATED - YUM COM 988498101 8 230.2335 SH SOLE 230 0 0
Zimmer Hldgs Inc. Com COM 98956P102 143 2100 SH SOLE 2100 0 0
Accenture Ltd Bermuda Cl A CL A G1150G111 20 500 SH SOLE 500 0 0
Cooper Inds Ltd Cl A CL A G24182100 10 264 SH OTHER 264 0 0
Ingersoll-Rand Co Cl A CL A G4776G101 34 900 SH SOLE 900 0 0