UNITED
STATES SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
Form 8-K
Current Report
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): February 12, 2007
FIRST BANCORP.
(Exact Name of Registrant as Specified in its Charter)
001-14793
(Commission File Number)
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| Puerto Rico
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66-0561882 |
| (State or Other Jurisdiction
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(I.R.S. Employer |
| of Incorporation)
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Identification No.) |
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| 1519 Ponce de Leon |
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| San Juan, Puerto Rico
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00908-0146 |
| (Address of Principal Executive Offices)
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(Zip Code) |
(787) 729 8200
(Registrant’s Telephone Number, including Area Code)
Not applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy
the filing obligation of the registrant under any of the following provisions:
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
Item 1.01 Entry into a Material Definitive Agreement.
On February 15, 2007, First BanCorp (or the “Corporation”) announced that it has entered into an
agreement with R&G Financial Corporation relating the mortgage-related transactions that the
Corporation recharacterized for accounting and legal purposes as commercial loans secured by the
mortgage loans and pass-through trust certificates. A copy of the press release that describes the
agreement is incorporated herein by reference to Exhibit 99.1.