SCHEDULE 14A INFORMATION
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                      FIRST TENNESSEE NATIONAL CORPORATION
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                (Name of Registrant as Specified in Its Charter)

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                                 SUPPLEMENT TO
                              2002 PROXY STATEMENT
                                       OF
                      FIRST TENNESSEE NATIONAL CORPORATION


VOTE ITEM NO. 3 - RATIFICATION OF APPOINTMENT OF AUDITORS

         In view of the unprecedented nature of the situation involving the
independent accounting firm of Arthur Andersen LLP, the Board, upon
recommendation of its Audit Committee, is removing this item from the matters
to be voted on at the annual meeting of shareholders. The Audit Committee has
requested management to solicit bids for audit services from members of the big
five independent accounting firms, including our existing auditors. Under the
circumstances, the Board is not in a position to recommend to the shareholders
an independent accounting firm for ratification at the annual meeting.

                                                                 BY ORDER OF THE
                                                              BOARD OF DIRECTORS

                                                            /s/ Lenore S. Creson

                                                             Corporate Secretary
                                                                  March 18, 2002