e424b3
Registration Nos. 333-168694 and 333-168694-1
Filed Pursuant to Rule 424(b)(3)
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)
Supplement dated September 26, 2011 to PROSPECTUSES dated August 8, 2011
This Supplement applies to INFLATION GUARD ANNUITY Contracts issued by John Hancock Life Insurance Company (U.S.A.). It supplements prospectuses dated August 8, 2011, for these Contracts.

You should read this Supplement together with the current prospectus for the Contract you purchased (the “Annuity Prospectus”), and retain all documents for future reference. We define certain terms in this Supplement. If a term is not defined in this Supplement, it has the meaning given to it in the Annuity Prospectus. If you would like another copy of the Annuity Prospectus, please contact our Annuities Service Center at 800-824-0335 to request a free copy. You may also visit our website at www.jhannuities.com.
Changes to Historical Rates for CPI and S&P
We replace the table that appears in “Appendix D: Historical rates for CPI and S&P” with the following:
Appendix D: Historical rates for CPI and S&P
Year over Year change in CPI-U and S&P 500 Indices since 1950
Using January values of each year
                                 
            CPI Index           S&P 500
Index
            Year over           Year over
    CPI   Year   S&P 500   Year
Month   Index   % Change   Index   % Change
1/31/1950
     23.50       --       17.05       --  
1/31/1951
     25.40       8.09 %     21.66       27.04 %
1/31/1952
     26.50       4.33 %     24.14       11.45 %
1/31/1953
     26.60       0.38 %     26.38       9.28 %
1/31/1954
     26.90       1.13 %     26.08       -1.14 %
1/31/1955
     26.70       -0.74 %     36.63       40.45 %
1/31/1956
     26.80       0.37 %     43.82       19.63 %
1/31/1957
     27.60       2.99 %     44.72       2.05 %
1/31/1958
     28.60       3.62 %     41.70       -6.75 %
1/31/1959
     29.00       1.40 %     55.42       32.90 %
1/31/1960
     29.30       1.03 %     55.61       0.34 %
1/31/1961
     29.80       1.71 %     61.78       11.10 %
1/31/1962
     30.00       0.67 %     68.84       11.43 %
1/31/1963
     30.40       1.33 %     66.20       -3.83 %
1/31/1964
     30.90       1.64 %     77.04       16.37 %
1/31/1965
     31.20       0.97 %     87.56       13.66 %
1/31/1966
     31.80       1.92 %     92.88       6.08 %
1/31/1967
     32.90       3.46 %     86.61       -6.75 %
1/31/1968
     34.10       3.65 %     92.24       6.50 %
1/31/1969
     35.60       4.40 %     103.01       11.68 %
1/31/1970
     37.80       6.18 %     85.02       -17.46 %
1/31/1971
     39.80       5.29 %     95.88       12.77 %
1/31/1972
     41.10       3.27 %     103.94       8.41 %
1/31/1973
     42.60       3.65 %     116.03       11.63 %
1/31/1974
     46.60       9.39 %     96.57       -16.77 %
1/31/1975
     52.10       11.80 %     76.98       -20.29 %
1/31/1976
     55.60       6.72 %     100.86       31.02 %
1/31/1977
     58.50       5.22 %     102.03       1.16 %
1/31/1978
     62.50       6.84 %     89.25       -12.53 %
1/31/1979
     68.30       9.28 %     99.93       11.97 %
1/31/1980
     77.80       13.91 %     114.16       14.24 %

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Appendix D: Historical rates for CPI and S&P
Year over Year change in CPI-U and S&P 500 Indices since 1950
Using January values of each year
                                 
            CPI Index           S&P 500
Index
            Year over           Year over
    CPI   Year   S&P 500   Year
Month   Index   % Change   Index   % Change
1/31/1981
     87.00       11.83 %     129.55       13.48 %
1/31/1982
     94.30       8.39 %     120.40       -7.06 %
1/31/1983
     97.80       3.71 %     145.30       20.68 %
1/31/1984
     101.90       4.19 %     163.41       12.46 %
1/31/1985
     105.50       3.53 %     179.63       9.93 %
1/31/1986
     109.60       3.89 %     211.78       17.90 %
1/31/1987
     111.20       1.46 %     274.08       29.42 %
1/31/1988
     115.70       4.05 %     257.07       -6.21 %
1/31/1989
     121.10       4.67 %     297.47       15.72 %
1/31/1990
     127.40       5.20 %     329.08       10.63 %
1/31/1991
     134.60       5.65 %     343.93       4.51 %
1/31/1992
     138.10       2.60 %     408.79       18.86 %
1/31/1993
     142.60       3.26 %     438.78       7.34 %
1/31/1994
     146.20       2.52 %     481.61       9.76 %
1/31/1995
     150.30       2.80 %     470.42       -2.32 %
1/31/1996
     154.40       2.73 %     636.02       35.20 %
1/31/1997
     159.10       3.04 %     786.16       23.61 %
1/31/1998
     161.60       1.57 %     980.28       24.69 %
1/31/1999
     164.30       1.67 %     1279.64       30.54 %
1/31/2000
     168.80       2.74 %     1394.46       8.97 %
1/31/2001
     175.10       3.73 %     1366.01       -2.04 %
1/31/2002
     177.10       1.14 %     1130.20       -17.26 %
1/31/2003
     181.70       2.60 %     855.70       -24.29 %
1/31/2004
     185.20       1.93 %     1131.13       32.19 %
1/31/2005
     190.70       2.97 %     1181.27       4.43 %
1/31/2006
     198.30       3.99 %     1280.08       8.36 %
1/31/2007
     202.42       2.08 %     1438.24       12.36 %
1/31/2008
     211.08       4.28 %     1378.55       -4.15 %
1/31/2009
     211.14       0.03 %     825.88       -40.09 %
1/31/2010
     216.69       2.63 %     1073.87       30.03 %
1/31/2011
     220.22       1.63 %     1286.12       19.76 %
Sources:   The US Consumer Price Index — All Urban Consumers (CPI-U) — is compiled monthly by the U.S. Bureau of Labor Statistics.
 
The S&P 500 Index is a trademark of Standard & Poor’s™.
You should retain this Supplement for future reference.
Supplement dated September 26, 2011
09/11:   333-168694
333-168694-1

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