UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 13F

                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: June 30, 2009

Check here if Amendment [ ]; Amendment Number: __________

This Amendment (Check only one): [ ] is a restatement.
                                 [ ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    PINNACLE FINANCIAL PARTNERS, INC.
Address: 211 Commerce Street
         Suite 300
         Nashville, TN 37201

Form 13F File Number: 28-12761

The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742

Signature, Place, and Date of Signing:


/s/ Harold R. Carpenter                  Nashville, Tennessee    August 6, 2009
--------------------------------------   --------------------    --------------

Report Type (Check only one.):

[X]  13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
     are reported in this report.)

[ ]  13F NOTICE. (Check here if no holdings reported are in this report, and
     all holdings are reported by other reporting manager(s).)

[ ]  13F COMBINATION REPORT. (Check here if a portion of the holdings from this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)

FORM 13F FILE NUMBER               NAME
--------------------   ----------------------------

28-_________________   ____________________________



                              FORM 13F SUMMARY PAGE

Report Summary:
Number of Other Included Managers:                  0
Form 13F Information Table Entry Total:           234
Form 13F Information Table Value Total:   $   106,861
                                           (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

NONE

NO.   FORM 13F FILE NUMBER               NAME
---   --------------------   ----------------------------

___   28-________________    ____________________________


                                        2





                                                                                                                  Voting Authority
                                                                       Shares/        Put/ Investment   Other  ---------------------
Name of Issuer                       Title of Class      Cusip   Value   PRN   SH/PR  Call Discretion Managers   Sole  Shared  None
--------------                   --------------------- --------- ----- ------- ----- ----- ---------- -------- ------- ------ ------
                                                                                             
AGL RES INC                      COM                   001204106   719  22,600  SH   SOLE                       22,250           350
AGL RES INC                      COM                   001204106    13     400  SH   OTHER                         400
ABBOTT LABS                      COM                   002824100 1,298  27,600  SH   SOLE                       26,250    450    900
ABBOTT LABS                      COM                   002824100    42     898  SH   OTHER                         874     24
AIR PRODS & CHEMS INC            COM                   009158106   998  15,450  SH   SOLE                       15,175    200     75
AIR PRODS & CHEMS INC            COM                   009158106    24     375  SH   OTHER                         375
ALCOA INC                        COM                   013817101 1,132 109,587  SH   SOLE                      109,587
ALCOA INC                        COM                   013817101    14   1,365  SH   OTHER                       1,065    300
AMAZON COM INC                   COM                   023135106   896  10,703  SH   SOLE                       10,703
AMAZON COM INC                   COM                   023135106     6      70  SH   OTHER                          50     20
AMERICAN EXPRESS COMPANY         COM                   025816109     5     222  SH   SOLE                          222
AMGEN INC                        COM                   031162100   451   8,529  SH   SOLE                        8,428           101
AMGEN INC                        COM                   031162100     2      44  SH   OTHER                          22     22
AON CORP                         COM                   037389103   545  14,387  SH   SOLE                       14,050           337
AON CORP                         COM                   037389103    25     650  SH   OTHER                         650
APACHE CORP                      COM                   037411105 1,176  16,301  SH   SOLE                       16,101           200
APACHE CORP                      COM                   037411105    32     440  SH   OTHER                         240    200
APPLE INC                        COM                   037833100 1,291   9,068  SH   SOLE                        9,068
APPLE INC                        COM                   037833100     8      55  SH   OTHER                                 55
AUTOMATIC DATA PROCESSING        COM                   053015103   550  15,533  SH   SOLE                       14,208  1,200    125
AUTOMATIC DATA PROCESSING        COM                   053015103    24     683  SH   OTHER                         550    133
BJ SVCS CO                       COM                   055482103   139  10,200  SH   SOLE                        9,950           250
BJ SVCS CO                       COM                   055482103     3     200  SH   OTHER                         200
BP PLC                           SPONSORED ADR         055622104   679  14,233  SH   SOLE                       13,308    825    100
BP PLC                           SPONSORED ADR         055622104    39     809  SH   OTHER                         700    109
BAIDU INCORPORATED SPON ADR      SPONSORED ADR         056752108     6      19  SH   SOLE                           19
BANK OF AMERICA CORPORATION      COM                   060505104   330  25,033  SH   SOLE                       24,883           150
BANK OF AMERICA CORPORATION      COM                   060505104     8     600  SH   OTHER                         600
BANK OF NEW YORK MELLON CORP     COM                   064058100   980  33,435  SH   SOLE                       32,514    921
BANK OF NEW YORK MELLON CORP     COM                   064058100    29   1,000  SH   OTHER                       1,000
BAXTER INTERNATIONAL             COM                   071813109    --      --  SH   SOLE                           --
BECTON DICKINSON & CO            COM                   075887109   688   9,645  SH   SOLE                        9,645
BECTON DICKINSON & CO            COM                   075887109    16     220  SH   OTHER                         120    100
BOEING CO                        COM                   097023105   346   8,155  SH   SOLE                        7,455    600    100
BOEING CO                        COM                   097023105    21     500  SH   OTHER                         500
BRISTOL MYERS SQUIBB CO          COM                   110122108   508  24,988  SH   SOLE                       24,988
CVS CAREMARK CORPORATION         COM                   126650100   597  18,737  SH   SOLE                       18,537           200
CVS CAREMARK CORPORATION         COM                   126650100    43   1,350  SH   OTHER                         750    600
CATERPILLAR INC DEL              COM                   149123101   323   9,775  SH   SOLE                        8,625    750    400





                                                                                             
CATERPILLAR INC DEL              COM                   149123101    20     600  SH   OTHER                         600
CELGENE CORP                     COM                   151020104   381   7,955  SH   SOLE                        7,955
CELGENE CORP                     COM                   151020104    10     200  SH   OTHER                         100    100
CHESAPEAKE ENERGY CORP           COM                   165167107   362  18,271  SH   SOLE                       18,271
CHESAPEAKE ENERGY CORP           COM                   165167107     4     200  SH   OTHER                         200
CHEVRON CORP NEW                 COM                   166764100 1,039  15,688  SH   SOLE                       15,288    325     75
CHEVRON CORP NEW                 COM                   166764100    98   1,476  SH   OTHER                       1,350    126
CHUBB CORPORATION                COM                   171232101     2      60  SH   SOLE                           60
CITIGROUP INCORPORATED           COM                   172967101     1     214  SH   SOLE                          214
COCA COLA CO                     COM                   191216100 1,602  33,392  SH   SOLE                       32,842    450    100
COCA COLA CO                     COM                   191216100    24     500  SH   OTHER                         500
COGNIZANT TECHNOLOGY SOLUTIONS   COM                   192446102     9     325  SH   SOLE                          325
COLGATE PALMOLIVE CO             COM                   194162103   228   3,223  SH   SOLE                        2,623    600
COLGATE PALMOLIVE CO             COM                   194162103    66     933  SH   OTHER                                933
CORNING INC                      COM                   219350105   837  52,109  SH   SOLE                       51,409           700
CORNING INC                      COM                   219350105     9     583  SH   OTHER                         308    275
CUMMINS INCORPORATED             COM                   231021106    11     316  SH   SOLE                          316
DANAHER CORPORATION DEL          COM                   235851102    15     239  SH   SOLE                          239
DISNEY WALT COMPANY COM DISNEY   COM                   254687106    10     414  SH   SOLE                          414
DOW CHEM CO                      COM                   260543103   909  57,217  SH   SOLE                       57,217
DOW CHEM CO                      COM                   260543103    14     850  SH   OTHER                         700    150
DU PONT E I DE NEMOURS & CO      COM                   263534109   316  12,341  SH   SOLE                       11,656    685
DU PONT E I DE NEMOURS & CO      COM                   263534109    16     620  SH   OTHER                         200    420
E M C CORP MASS                  COM                   268648102 1,230  93,857  SH   SOLE                       91,412  2,445
E M C CORP MASS                  COM                   268648102    10     745  SH   OTHER                         380    365
FPL GROUP INC                    COM                   302571104 1,110  19,515  SH   SOLE                       19,515
FPL GROUP INC                    COM                   302571104    37     644  SH   OTHER                         450    194
FACTSET RESH SYSTEMS             COM                   303075105     8     154  SH   SOLE                          154
FIRST HORIZON NATL CORP          COM                   320517105   329  27,403  SH   SOLE                       26,326         1,076
FLUOR CORP NEW                   COM                   343412102 2,050  39,954  SH   SOLE                       39,954
FLUOR CORP NEW                   COM                   343412102    27     521  SH   OTHER                         291    230
GENERAL ELECTRIC CO              COM                   369604103 1,101  93,951  SH   SOLE                       92,018  1,325    608
GENERAL ELECTRIC CO              COM                   369604103    26   2,250  SH   OTHER                       2,250
GENERAL MLS INC                  COM                   370334104   200   3,568  SH   SOLE                        3,268    200    100
GENERAL MLS INC                  COM                   370334104     8     143  SH   OTHER                         125     18
GILEAD SCIENCES INC              COM                   375558103 1,223  26,096  SH   SOLE                       26,096
GILEAD SCIENCES INC              COM                   375558103    44     940  SH   OTHER                         540    400
GOODRICH CORP                    COM                   382388106   952  19,050  SH   SOLE                       19,050
GOODRICH CORP                    COM                   382388106    27     550  SH   OTHER                         550
HEWLETT PACKARD CO               COM                   428236103   306   7,905  SH   SOLE                        7,305    600
HOME DEPOT INC                   COM                   437076102 1,435  60,739  SH   SOLE                       59,714    825    200





                                                                                             
HOME DEPOT INC                   COM                   437076102    19     807  SH   OTHER                         507    300
1HONEYWELL INTL INC              COM                   438516106 1,481  47,168  SH   SOLE                       46,143    750    275
HONEYWELL INTL INC               COM                   438516106    37   1,175  SH   OTHER                       1,075    100
ITT CORPORATION NEW              COM                   450911102    13     296  SH   SOLE                          296
ILLINOIS TOOL WKS INCORPORATED   COM                   452308109     2      50  SH   SOLE                           50
INTEL CORP                       COM                   458140100 1,253  75,677  SH   SOLE                       72,677  1,900  1,100
INTEL CORP                       COM                   458140100    42   2,560  SH   OTHER                       2,060    500
INTERNATIONAL BUSINESS MACHS     COM                   459200101 1,260  12,069  SH   SOLE                       11,869    200
INTERNATIONAL BUSINESS MACHS     COM                   459200101     5      50  SH   OTHER                                 50
INTL PAPER CO                    COM                   460146103   225  14,858  SH   SOLE                       14,658           200
INTL PAPER CO                    COM                   460146103     2     100  SH   OTHER                         100
ISHARES INCORPORATED MSCI        Exchange Traded Funds 464286400     8     154  SH   SOLE                          154
ISHARES TR S&P 100 IDX FD        Exchange Traded Funds 464287101    26     596  SH   SOLE                          596
ISHARES TR MSCI EMERG MKT        Exchange Traded Funds 464287234    46   1,420  SH   SOLE                        1,420
ISHARES TR                       S&P500 GRW            464287309   767  16,046  SH   SOLE                       16,046
ISHARES TR                       S&P 500 VALUE         464287408   584  13,375  SH   SOLE                       13,375
ISHARES TR                       MSCI EAFE IDX         464287465 2,943  64,248  SH   SOLE                       64,053           195
ISHARES TR                       MSCI EAFE IDX         464287465   168   3,671  SH   OTHER                       2,421  1,250
ISHARES TR S&P MC 400 GRW        Exchange Traded Funds 464287606    21     338  SH   SOLE                          338
ISHARES TR RUSL 2000 VALU        Exchange Traded Funds 464287630   221   4,743  SH   SOLE                        4,743
ISHARES TR                       S&P MIDCP VALU        464287705 1,135  21,790  SH   SOLE                       21,055    575    160
ISHARES TR                       S&P MIDCP VALU        464287705    31     600  SH   OTHER                                600
ISHARES TR DJ US REAL EST        Exchange Traded Funds 464287739    49   1,500  SH   SOLE                        1,500
ISHARES TR                       S&P SMLCP VALU        464287879 1,084  23,037  SH   SOLE                       22,944     25     68
ISHARES TR                       S&P SMLCP VALU        464287879    30     637  SH   OTHER                         417    100    120
ISHARES TR                       S&P SMLCP GROW        464287887 1,539  33,193  SH   SOLE                       32,913     30    250
ISHARES TR                       S&P SMLCP GROW        464287887    24     512  SH   OTHER                         312    100    100
JOHNSON & JOHNSON                COM                   478160104 4,248  74,789  SH   SOLE                       74,189    500    100
JOHNSON & JOHNSON                COM                   478160104   533   9,389  SH   OTHER                         909  8,480
KIMBERLY CLARK CORP              COM                   494368103   289   5,517  SH   SOLE                        5,017    400    100
L-3 COMMUNICATIONS HLDGS INC     COM                   502424104   947  13,650  SH   SOLE                       13,650
L-3 COMMUNICATIONS HLDGS INC     COM                   502424104    35     500  SH   OTHER                         300    200
LILLY ELI & CO                   COM                   532457108   254   7,330  SH   SOLE                        6,780    450    100
LILLY ELI & CO                   COM                   532457108    23     650  SH   OTHER                         650
LINCOLN NATL CORP IND            COM                   534187109   507  29,465  SH   SOLE                       29,315           150
LINCOLN NATL CORP IND            COM                   534187109     2     134  SH   OTHER                         134
LOCKHEED MARTIN CORP             COM                   539830109   855  10,598  SH   SOLE                       10,598
LOCKHEED MARTIN CORP             COM                   539830109     3      35  SH   OTHER                          35
MANITOWOC INC                    COM                   563571108   247  47,000  SH   SOLE                       47,000
MARATHON OIL CORPORATION         COM                   565849106    12     388  SH   SOLE                          388
MCDONALDS CORP                   COM                   580135101   337   5,868  SH   SOLE                        5,418    350    100





                                                                                             
MCDONALDS CORP                   COM                   580135101    23     400  SH   OTHER                         400
MEDTRONIC INCORPORATED           COM                   585055106     1      23  SH   SOLE                           23
MERCK & CO INC                   COM                   589331107   434  15,533  SH   SOLE                       15,383           150
MERCK & CO INC                   COM                   589331107    21     750  SH   OTHER                         750
MICROSOFT CORP                   COM                   594918104 2,042  85,884  SH   SOLE                       84,284  1,400    200
MICROSOFT CORP                   COM                   594918104    36   1,520  SH   OTHER                       1,350    170
MIDCAP SPDR TR                   Equity UITs           595635103    38     360  SH   SOLE                          360
MOTOROLA INCORPORATED            COM                   620076109     6     900  SH   SOLE                          900
NATIONAL HEALTHCARE CORP         COM                   635906100   409  10,783  SH   SOLE                       10,683           100
NATIONAL HEALTHCARE CORP         PFD CONV SER A        635906209   277  23,587  SH   SOLE                       23,587
NATIONAL OILWELL VARCO INC       COM                   637071101 1,318  40,356  SH   SOLE                       40,356
NATIONAL OILWELL VARCO INC       COM                   637071101    21     648  SH   OTHER                         348    300
NIKE INC                         CL B                  654106103 1,207  23,326  SH   SOLE                       22,926    300    100
NIKE INC                         CL B                  654106103    30     570  SH   OTHER                         470    100
NORTHERN TR CORPORATION          COM                   665859104    11     200  SH   SOLE                          200
NUCOR CORPORATION                COM                   670346105     8     182  SH   SOLE                          182
PEPSICO INC                      COM                   713448108 3,149  57,290  SH   SOLE                       55,940  1,150    200
PEPSICO INC                      COM                   713448108   263   4,783  SH   OTHER                       1,950  2,833
PFIZER INC                       COM                   717081103 1,506 100,390  SH   SOLE                       98,390  1,450    550
PFIZER INC                       COM                   717081103    19   1,250  SH   OTHER                       1,250
PHILIP MORRIS INTL INC           COM                   718172109   969  22,214  SH   SOLE                       22,214
PHILIP MORRIS INTL INC           COM                   718172109     1      34  SH   OTHER                          34
PIEDMONT NAT GAS INC             COM                   720186105   350  14,534  SH   SOLE                       14,534
PROCTER & GAMBLE CO              COM                   742718109 2,511  49,139  SH   SOLE                       47,964    925    250
PROCTER & GAMBLE CO              COM                   742718109    56   1,100  SH   OTHER                         950    150
PROGRESS ENERGY INC              COM                   743263105   248   6,550  SH   SOLE                        6,100    350    100
PROGRESS ENERGY INC              COM                   743263105    11     300  SH   OTHER                         300
QLOGIC CORPORATION               COM                   747277101     8     658  SH   SOLE                          658
QUALCOMM INC                     COM                   747525103 1,319  29,183  SH   SOLE                       29,183
QUALCOMM INC                     COM                   747525103    43     950  SH   OTHER                         700    250
RADIOSHACK CORPORATION           COM                   750438103     7     484  SH   SOLE                          484
RESEARCH IN MOTION LTD           COM                   760975102   884  12,436  SH   SOLE                       12,436
RESEARCH IN MOTION LTD           COM                   760975102    19     265  SH   OTHER                         165    100
RIO TINTO PLC SPONSORED ADR      SPONSORED ADR         767204100     3      20  SH   SOLE                           20
SEI INVESTMENTS COMPANY          COM                   784117103     9     487  SH   SOLE                          487
SCHERING PLOUGH CORP             COM                   806605101 1,717  68,368  SH   SOLE                       68,368
SCHERING PLOUGH CORP             COM                   806605101    36   1,435  SH   OTHER                         900    535
SIGMA ALDRICH CORP               COM                   826552101   595  12,000  SH   SOLE                       12,000
SPECTRA ENERGY CORP              COM                   847560109   307  18,170  SH   SOLE                       18,170
SPECTRA ENERGY CORP              COM                   847560109     9     550  SH   OTHER                         550
STRYKER CORPORATION              COM                   863667101    16     397  SH   SOLE                          397





                                                                                             
SUNTRUST BKS INC                 COM                   867914103 1,173  71,268  SH   SOLE                       71,268
SUNTRUST BKS INC                 COM                   867914103    12     700  SH   OTHER                         400    300
TEREX CORP NEW                   COM                   880779103   162  13,450  SH   SOLE                       13,450
TEREX CORP NEW                   COM                   880779103     4     300  SH   OTHER                         300
TEXAS INSTRS INCORPORATED        COM                   882508104     9     435  SH   SOLE                          435
US BANCORP DEL                   COM                   902973304   714  40,519  SH   SOLE                       40,519
US BANCORP DEL                   COM                   902973304     9     500  SH   OTHER                         250    250
UNION PAC CORP                   COM                   907818108   931  17,878  SH   SOLE                       17,878
UNION PAC CORP                   COM                   907818108    13     250  SH   OTHER                         140    110
UNITED TECHNOLOGIES CORP         COM                   913017109   303   5,834  SH   SOLE                        5,259    575
UNITED TECHNOLOGIES CORP         COM                   913017109    23     450  SH   OTHER                         450
VCA ANTECH INCORPORATED          COM                   918194101     9     337  SH   SOLE                          337
VANGUARD INDEX FDS               STK MRK ETF           922908769   257   5,550  SH   SOLE                        5,550
WAL MART STORES INC              COM                   931142103 1,223  25,231  SH   SOLE                       24,531    300    400
WAL MART STORES INC              COM                   931142103    44     900  SH   OTHER                         900
WELLS FARGO & CO NEW             COM                   949746101 1,083  44,627  SH   SOLE                       44,127    500
WELLS FARGO & CO NEW             COM                   949746101    36   1,500  SH   OTHER                       1,200    300
WYETH                            COM                   983024100   281   6,200  SH   SOLE                        6,200
YUM BRANDS INCORPORATED          COM                   988498101     8     230  SH   SOLE                          230
SEQUIAM CORP COMMON              COM                   81735E101    26  50,000  SH   SOLE                       50,000
AT&T INC                         COM                   00206R102 1,843  74,208  SH   SOLE                       72,413  1,645    150
AT&T INC                         COM                   00206R102    48   1,916  SH   OTHER                       1,616    300
ADOBE SYSTEMS INCORPORATED       COM                   00724F101    10     364  SH   SOLE                          364
AETNA INCORPORATED NEW - AET     COM                   00817Y108     7     290  SH   SOLE                          290
ALTRIA GROUP INC                 COM                   02209S103   263  16,046  SH   SOLE                       14,150  1,600    296
ALTRIA GROUP INC                 COM                   02209S103    26   1,600  SH   OTHER                       1,600
BLDRS INDEX FDS TR               DEV MK 100 ADR        09348R201   412  23,168  SH   SOLE                       23,168
CAMERON INTERNATIONAL - CAM      COM                   13342B105    12     424  SH   SOLE                          424
CISCO SYSTEMS INCORPORATED -
   CSCO                          COM                   17275R102    14     772  SH   SOLE                          772
CONOCOPHILLIPS                   COM                   20825C104 1,205  28,659  SH   SOLE                       27,659    750    250
CONOCOPHILLIPS                   COM                   20825C104    31     744  SH   OTHER                         744
COSTCO WHSL CORP NEW             COM                   22160K105 1,129  24,656  SH   SOLE                       24,656
COSTCO WHSL CORP NEW             COM                   22160K105    18     400  SH   OTHER                         200    200
DIRECTV GROUP INCORPORATED - DTV COM                   25459L106     8     319  SH   SOLE                          319
DUKE ENERGY CORP NEW             COM                   26441C105   622  42,665  SH   SOLE                       40,865  1,500    300
DUKE ENERGY CORP NEW             COM                   26441C105    30   2,050  SH   OTHER                       2,050
EMCOR GROUP INCORPORATED - EME   COM                   29084Q100     7     370  SH   SOLE                          370
EXELON CORP                      COM                   30161N101   466   9,104  SH   SOLE                        8,779    225    100
EXELON CORP                      COM                   30161N101    20     400  SH   OTHER                         400
EXXON MOBIL CORP                 COM                   30231G102 5,912  84,577  SH   SOLE                       84,019    456    102
EXXON MOBIL CORP                 COM                   30231G102    88   1,258  SH   OTHER                         950    308





                                                                                             
GOLDMAN SACHS GROUP INC          COM                   38141G104 1,829  12,404  SH   SOLE                       12,254    150
GOLDMAN SACHS GROUP INC          COM                   38141G104    49     335  SH   OTHER                         285     50
JPMORGAN CHASE & CO              COM                   46625H100 2,152  63,080  SH   SOLE                       61,870  1,110    100
JPMORGAN CHASE & CO              COM                   46625H100    48   1,400  SH   OTHER                       1,000    400
KRAFT FOODS INCORPORATED CLASS -
   KFT                           COM                   50075N104     3     100  SH   SOLE                          100
LABORATORY CORP AMER HLDGS       COM                   50540R409   942  13,895  SH   SOLE                       13,895
LABORATORY CORP AMER HLDGS       COM                   50540R409    27     400  SH   OTHER                         200    200
MONSANTO CO NEW                  COM                   61166W101 1,081  14,540  SH   SOLE                       14,540
MONSANTO CO NEW                  COM                   61166W101    16     216  SH   OTHER                          68    148
NATIONAL HEALTH INVS INC         COM                   63633D104   603  22,570  SH   SOLE                       22,070           500
NOVARTIS A G SPONSORED ADR - NVS SPONSORED ADR         66987V109    10     244  SH   SOLE                          244
ORACLE CORP                      COM                   68389X105 1,256  58,633  SH   SOLE                       57,833    800
ORACLE CORP                      COM                   68389X105    21   1,000  SH   OTHER                         500    500
PINNACLE FINL PARTNERS INC       COM                   72346Q104 4,599 345,263  SH   SOLE                      324,624        20,639
POWERSHARES DB CMDTY IDX TRA     UNIT BEN INT          73935S105   485  21,450  SH   SOLE                       19,850  1,600
POWERSHARES DB CMDTY IDX TRA     UNIT BEN INT          73935S105    45   2,000  SH   OTHER                       2,000
PRAXAIR INCORPORATED - PX        COM                   74005P104     4      55  SH   SOLE                           55
QUEST DIAGNOSTICS INCORPORATED -
   DGX                           COM                   74834L100    10     169  SH   SOLE                          169
REGIONS FINANCIAL CORP NEW       COM                   7591EP100 1,033 255,826  SH   SOLE                      248,455         7,371
REGIONS FINANCIAL CORP NEW       COM                   7591EP100    13   3,282  SH   OTHER                              3,282
REPSOL YPF S A - REP             SPONSORED ADR         76026T205    31   1,400  SH   SOLE                        1,400
SPDR TR UNIT SER 1               UNIT SER 1            78462F103    21     229  SH   SOLE                          229
SPDR SERIES TRUST DJ             Exchange Traded Funds 78464A201   121   1,799  SH   SOLE                        1,799
SPDR SERIES TRUST DJ             Exchange Traded Funds 78464A300    49   1,125  SH   SOLE                        1,125
SOUTHERN COPPER CORPORATION -
   PCU                           COM                   84265V105     9     441  SH   SOLE                          441
STARWOOD HOTELS&RESORTS WRLDWD -
   HOT                           COM                   85590A401     2      80  SH   SOLE                           80
3M CO                            COM                   88579Y101   694  11,545  SH   SOLE                       11,070    400     75
3M CO                            COM                   88579Y101    24     400  SH   OTHER                         400
VERIZON COMMUNICATIONS INC       COM                   92343V104 1,788  58,185  SH   SOLE                       55,877  1,275  1,033
VERIZON COMMUNICATIONS INC       COM                   92343V104    48   1,550  SH   OTHER                       1,050    500
WINDSTREAM CORPORATION - WIN     COM                   97381W104     1     103  SH   SOLE                          103