UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                      SECURITIES AND EXCHANGE ACT OF 1934

                                 November 6, 2003
                Date of Report (Date of earliest event reported)

                    MID-AMERICA APARTMENT COMMUNITIES, INC.
               (Exact Name of Registrant as Specified in Charter)

        TENNESSEE                     1-12762                   62-1543819
(State of Incorporation)      (Commission File Number)       (I.R.S. Employer
                                                          Identification Number)

                         6584 POPLAR AVENUE, SUITE 300
                           MEMPHIS, TENNEESSEE 38138
                    (Address of principal executive offices)

                                 (901) 682-6600
              (Registrant's telephone number, including area code)

             (Former name or address, if changed since last report)

ITEM 7.  Financial Statements, Pro Forma Financial Information and Exhibits

     (c) Exhibits

         Exhibit
         Number         Description
         --------       -----------------------------------
         99.1           Press Release dated November 6, 2003

ITEM 12. Results of Operations and Financial Condition

On November 6, 2003, the Registrant  issued an earnings  release for the quarter
ended  September  30, 2003, a copy of which is furnished as Exhibit 99.1 to this
Current Report.

This release is furnished by the Registrant  pursuant to Item 12 of Form 8-K and
is not to be  considered  "filed"  under  the  Exchange  Act,  and  shall not be
incorporated  by reference  into any previous or future filing by the Registrant
under the Securities Act or the Exchange Act.


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                            MID-AMERICA APARTMENT COMMUNITIES, INC.

Date:  November 6, 2003     /s/Simon R.C. Wadsworth
                            Simon R.C. Wadsworth
                            Executive Vice President and Chief Financial Officer
                            (Principal Financial and Accounting Officer)