UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                      SECURITIES AND EXCHANGE ACT OF 1934

                                 July 17, 2003
                Date of Report (Date of earliest event reported)

                    MID-AMERICA APARTMENT COMMUNITIES, INC.
               (Exact Name of Registrant as Specified in Charter)

        TENNESSEE                     1-12762                   62-1543819
(State of Incorporation)      (Commission File Number)       (I.R.S. Employer
                                                          Identification Number)

                         6584 POPLAR AVENUE, SUITE 300
                           MEMPHIS, TENNEESSEE 38138
                    (Address of principal executive offices)

                                 (901) 682-6600
              (Registrant's telephone number, including area code)

             (Former name or address, if changed since last report)

Item 9.    Regulation FD Disclosure

On July 17, 2003, Mid-America Apartment Communities, Inc. issued a press release
announcing  it will  redeem  for cash all of the  338,830  remaining  issued and
outstanding  shares of the Company's 8 7/8% Series B Cumulative  Preferred Stock
on the redemption  date of August 18, 2003. A copy of the press release is filed
as an exhibit to this report and is incorporated by reference herein.

NOTE:  The  information  in this report  (including  the  exhibit) is  furnished
pursuant  to Item 9 and shall not be deemed to be  "filed"  for the  purpose  of
Section 18 of the  Securities  Exchange Act of 1934 or otherwise  subject to the
liabilities  of that section.  This report will not be deemed an admission as to
the  materiality  of any  information  contained  herein  that is required to be
disclosed solely by regulation FD.


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                            MID-AMERICA APARTMENT COMMUNITIES, INC.

Date:  July 17, 2003        /s/Simon R.C. Wadsworth
                            Simon R.C. Wadsworth
                            Executive Vice President and Chief Financial Officer
                            (Principal Financial and Accounting Officer)