UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/2007
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK
Address: 3 SARNOWSKI DRIVE
GLENVILLE, NY 12302
13F File Number: 28-10307
The institutional investment Manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and that it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Richard W. Provost
Title: Trust Officer
Phone: 518-381-3699
Signature, Place, and Date of Signing:
07/05/2007
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F COMBINATION REPORT
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
AT&T INC COMMON STOCK 00206R102 2570 61918 SH DEFINED 61153
765
00206R102 1053 25366 SH DEF/OTH 16065
9301
ABBOTT COMMON STOCK 002824100 2431 45402 SH DEFINED 42752
450
2200
LABORATORIES
002824100 462 8626 SH DEF/OTH 5026
2800
800
AIR PRODUCTS & COMMON STOCK 009158106 840 10457 SH DEFINED 10457
CHEMICALS INC
ALCOA INC COMMON STOCK 013817101 819 20200 SH DEFINED 19900
200
100
013817101 36 900 SH DEF/OTH 600
300
ALLSTATE CORP COMMON STOCK 020002101 1685 27392 SH DEFINED 27392
020002101 179 2908 SH DEF/OTH 1470
1338
100
ALTRIA GROUP INC COMMON STOCK 02209S103 61 870 SH DEFINED 870
02209S103 3037 43300 SH DEF/OTH 37800
5500
AMERICAN EXPRESS COMMON STOCK 025816109 1772 28965 SH DEFINED 27265
200
1500
CO
025816109 522 8534 SH DEF/OTH 6734
1800
COLUMN TOTALS 15467
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
AMERICAN COMMON STOCK 026874107 213 3042 SH DEFINED 2942
100
INTERNATIONAL
GROUP
026874107 91 1300 SH DEF/OTH 1300
ANHEUSER BUSCH COMMON STOCK 035229103 757 14521 SH DEFINED 12921
800
800
COS INC
035229103 167 3200 SH DEF/OTH 200
3000
APPLIED COMMON STOCK 038222105 457 23000 SH DEFINED 19800
3200
MATERIALS INC
038222105 4 200 SH DEF/OTH 200
ARGONAUT GROUP COMMON STOCK 040157109 1677 53747 SH DEFINED 53747
INC
AUTOMATIC DATA COMMON STOCK 053015103 956 19725 SH DEFINED 18225
1500
PROCESSING INC
053015103 63 1300 SH DEF/OTH 500
700
100
BP PLC FOREIGN STOCK 055622104 2705 37498 SH DEFINED 33198
3100
1200
055622104 599 8301 SH DEF/OTH 4497
3704
100
BAKER HUGHES INC COMMON STOCK 057224107 227 2700 SH DEFINED 2700
COLUMN TOTALS 7916
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
057224107 34 400 SH DEF/OTH 100
300
BANK OF AMERICA COMMON STOCK 060505104 2190 44799 SH DEFINED 43816
950
33
CORP
060505104 1022 20896 SH DEF/OTH 16842
3654
400
BANK OF NEW YORK COMMON STOCK 064057102 879 21200 SH DEFINED 21200
INC
BRISTOL-MYERS COMMON STOCK 110122108 167 5300 SH DEFINED 1700
3600
SQUIBB CO
110122108 372 11800 SH DEF/OTH 3200
8600
CHEVRON CORP NEW COMMON STOCK 166764100 3316 39358 SH DEFINED 36308
650
2400
166764100 1158 13747 SH DEF/OTH 11260
1687
800
CISCO SYSTEMS INC COMMON STOCK 17275R102 1913 68685 SH DEFINED 67635
600
450
17275R102 84 3000 SH DEF/OTH 1300
1200
500
CITIGROUP INC COMMON STOCK 172967101 3448 67217 SH DEFINED 66267
950
COLUMN TOTALS 14583
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
172967101 236 4600 SH DEF/OTH 1500
2700
400
COCA COLA CO COMMON STOCK 191216100 3119 59617 SH DEFINED 58717
900
191216100 649 12400 SH DEF/OTH 8200
4200
COLGATE COMMON STOCK 194162103 2193 33811 SH DEFINED 33261
550
PALMOLIVE CO
194162103 272 4200 SH DEF/OTH 300
3400
500
CURTISS WRIGHT COMMON STOCK 231561101 2999 64352 SH DEFINED 64352
CORP
DISNEY WALT CO COMMON STOCK 254687106 1879 55033 SH DEFINED 52383
250
2400
254687106 266 7800 SH DEF/OTH 4700
3000
100
DOMINION COMMON STOCK 25746U109 47 543 SH DEFINED 543
RESOURCES INC VA
NEW
25746U109 277 3209 SH DEF/OTH 3209
DOW CHEMICAL CO COMMON STOCK 260543103 495 11200 SH DEFINED 10350
850
260543103 147 3325 SH DEF/OTH 2225
1100
DU PONT E I DE COMMON STOCK 263534109 1072 21076 SH DEFINED 17490
1686
1900
COLUMN TOTALS 13651
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
NEMOURS & CO
263534109 168 3310 SH DEF/OTH 660
2450
200
ECOLAB INC COMMON STOCK 278865100 307 7200 SH DEFINED 6200
1000
278865100 17 400 SH DEF/OTH 200
200
EMERSON ELECTRIC COMMON STOCK 291011104 342 7300 SH DEFINED 6800
100
400
CO
291011104 300 6400 SH DEF/OTH 1000
5400
EQUITABLE COMMON STOCK 294549100 226 4560 SH DEFINED 4560
RESOURCES INC
EXCELSIOR TAX MUTUAL 300861408 165 19443 SH DEFINED 19443
EXEMPT FUNDS INC FUNDS/MUNI
BONDS
EXELON CORP COMMON STOCK 30161N101 937 12900 SH DEFINED 12300
600
30161N101 144 1990 SH DEF/OTH 1490
500
EXXON CORP COMMON STOCK 302290101 211 2896 SH DEFINED 2896
EXXON MOBIL CORP COMMON STOCK 30231G102 13344 159088 SH DEFINED 140690
14884
3514
30231G102 3199 38137 SH DEF/OTH 22156
14625
1356
COLUMN TOTALS 19360
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
FPL GROUP INC COMMON STOCK 302571104 722 12718 SH DEFINED 12718
FORTUNE BRANDS COMMON STOCK 349631101 675 8200 SH DEFINED 7800
200
200
INC
349631101 280 3400 SH DEF/OTH 2800
500
100
FRANKLIN N Y TAX MUTUAL 354130106 137 11795 SH DEFINED 11795
FREE INCOME FUNDS/MUNI
BONDS
354130106 132 11334 SH DEF/OTH 11334
GENERAL ELECTRIC COMMON STOCK 369604103 31689 827827 SH DEFINED 784678
32189
10960
CO
369604103 11614 303384 SH DEF/OTH 223823
66161
13400
GENERAL MILLS INC COMMON STOCK 370334104 428 7333 SH DEFINED 6433
700
200
370334104 263 4500 SH DEF/OTH 4300
200
GLAXOSMITHKLINE FOREIGN STOCK 37733W105 697 13300 SH DEFINED 12650
650
PLC
37733W105 232 4427 SH DEF/OTH 3227
1100
100
COLUMN TOTALS 46869
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
HEWLETT PACKARD COMMON STOCK 428236103 647 14500 SH DEFINED 14500
CO
428236103 116 2600 SH DEF/OTH 2600
HOME DEPOT INC COMMON STOCK 437076102 792 20137 SH DEFINED 18287
350
1500
437076102 60 1525 SH DEF/OTH 525
600
400
HONEYWELL COMMON STOCK 438516106 66 1180 SH DEFINED 1180
INTERNATIONAL INC
438516106 135 2400 SH DEF/OTH 2400
ITT CORP COMMON STOCK 450911102 229 3350 SH DEFINED 3350
INTEL CORP COMMON STOCK 458140100 2841 119682 SH DEFINED 117282
2400
458140100 171 7200 SH DEF/OTH 4200
2500
500
INTERNATIONAL COMMON STOCK 459200101 4568 43402 SH DEFINED 42602
800
BUSINESS MACHINES
459200101 389 3700 SH DEF/OTH 400
3300
JPMORGAN CHASE & COMMON STOCK 46625H100 1813 37429 SH DEFINED 36151
1014
264
CO
46625H100 558 11516 SH DEF/OTH 7750
3766
COLUMN TOTALS 12385
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
JACOBS COMMON STOCK 469814107 247 4300 SH DEFINED 4200
100
ENGINEERING
GROUP INC
469814107 12 200 SH DEF/OTH 200
JOHNSON & JOHNSON COMMON STOCK 478160104 6122 99343 SH DEFINED 96343
3000
478160104 642 10425 SH DEF/OTH 6125
3200
1100
JOHNSON CONTROLS COMMON STOCK 478366107 614 5300 SH DEFINED 5300
INC
478366107 156 1350 SH DEF/OTH 300
1000
50
KEYCORP COMMON STOCK 493267108 2350 68450 SH DEFINED 68450
KRAFT FOODS INC COMMON STOCK 50075N104 21 602 SH DEFINED 602
50075N104 1056 29964 SH DEF/OTH 26158
3806
LILLY ELI & CO COMMON STOCK 532457108 793 14200 SH DEFINED 13300
900
532457108 45 800 SH DEF/OTH 500
300
LINCOLN NATIONAL COMMON STOCK 534187109 430 6064 SH DEFINED 6064
CORP IN
534187109 199 2800 SH DEF/OTH 2800
LOWES COS INC COMMON STOCK 548661107 706 23000 SH DEFINED 23000
548661107 74 2400 SH DEF/OTH 1000
1400
COLUMN TOTALS 13467
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
MARATHON OIL CORP COMMON STOCK 565849106 99 1652 SH DEFINED 1652
565849106 120 2000 SH DEF/OTH 2000
MASCO CORP COMMON STOCK 574599106 363 12750 SH DEFINED 11700
1050
574599106 57 2000 SH DEF/OTH 900
900
200
MCGRAW HILL COS COMMON STOCK 580645109 681 10000 SH DEFINED 10000
INC
580645109 68 1000 SH DEF/OTH 400
600
MEDTRONIC INC COMMON STOCK 585055106 3097 59726 SH DEFINED 52226
700
6800
585055106 57 1100 SH DEF/OTH 500
300
300
MERCK & CO INC COMMON STOCK 589331107 189 3800 SH DEFINED 3800
589331107 15 300 SH DEF/OTH 300
MICROSOFT CORP COMMON STOCK 594918104 5509 186945 SH DEFINED 175495
850
10600
594918104 743 25200 SH DEF/OTH 21500
3000
700
MOTOROLA INC COMMON STOCK 620076109 471 26595 SH DEFINED 25895
100
600
COLUMN TOTALS 11469
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
620076109 69 3900 SH DEF/OTH 3300
600
NBT BANCORP INC COMMON STOCK 628778102 545 24158 SH DEFINED 672
23486
NIKE INC COMMON STOCK 654106103 268 4600 SH DEFINED 4600
654106103 12 200 SH DEF/OTH 200
PEPSICO INC COMMON STOCK 713448108 4564 70373 SH DEFINED 67123
1250
2000
713448108 447 6900 SH DEF/OTH 2300
4300
300
PFIZER INC COMMON STOCK 717081103 952 37219 SH DEFINED 34319
800
2100
717081103 261 10226 SH DEF/OTH 3466
6760
PRIVATE EXPORT CORPORATE BONDS 742651DC3 246 250000 PRN DEFINED 250000
FUNDING CORP
PROCTER & GAMBLE COMMON STOCK 742718109 6279 102617 SH DEFINED 98577
840
3200
CO
742718109 943 15403 SH DEF/OTH 3800
10308
1295
ROCHESTER FUND MUTUAL 771362100 232 12559 SH DEFINED 12559
MUNICIPALS INC FUNDS/MUNI
BONDS
771362100 157 8490 SH DEF/OTH 8490
COLUMN TOTALS 14975
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
SCHERING PLOUGH COMMON STOCK 806605101 530 17400 SH DEFINED 13100
4300
CORP
SCHLUMBERGER LTD COMMON STOCK 806857108 811 9550 SH DEFINED 8650
200
700
806857108 17 200 SH DEF/OTH 200
SOUTHERN CO COMMON STOCK 842587107 2726 79508 SH DEFINED 77758
1450
300
842587107 199 5800 SH DEF/OTH 1700
3300
800
TARGET CORP COMMON STOCK 87612E106 1526 24000 SH DEFINED 23150
150
700
87612E106 127 2000 SH DEF/OTH 900
1100
TEXAS COMMON STOCK 882508104 716 19030 SH DEFINED 19030
INSTRUMENTS INC
882508104 11 300 SH DEF/OTH 100
200
3M CO COMMON STOCK 88579Y101 1675 19300 SH DEFINED 19300
88579Y101 619 7130 SH DEF/OTH 580
6550
TRUSTCO BANK COMMON STOCK 898349105 9820 993969 SH DEFINED 721420
84842
187707
CORP NY
COLUMN TOTALS 18777
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
898349105 6979 706332 SH DEF/OTH 632684
35342
38306
UNITED PARCEL COMMON STOCK 911312106 575 7875 SH DEFINED 7425
400
50
SERVICE
911312106 11 150 SH DEF/OTH 100
50
UNITED COMMON STOCK 913017109 3950 55689 SH DEFINED 50489
400
4800
TECHNOLOGIES CORP
913017109 277 3900 SH DEF/OTH 2100
1400
400
UNITRIN INC COMMON STOCK 913275103 11093 225568 SH DEFINED 225568
VANGUARD MUTUAL 922021308 272 25136 SH DEFINED 25136
CALIFORNIA TAX FUNDS/MUNI
FREE BONDS
VANGUARD NEW MUTUAL 92204H103 168 15285 SH DEFINED 15285
YORK TAX FREE FUNDS/MUNI
FUNDS BONDS
VANGUARD NEW MUTUAL 92204H301 3016 273655 SH DEFINED 273655
YORK TAX FREE FUNDS/MUNI
FUNDS BONDS
92204H301 380 34457 SH DEF/OTH 34457
VERIZON COMMON STOCK 92343V104 1691 41078 SH DEFINED 39228
1350
500
COMMUNICATIONS
INC
COLUMN TOTALS 28412
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
92343V104 507 12308 SH DEF/OTH 7034
5074
200
WAL-MART STORES COMMON STOCK 931142103 1748 36325 SH DEFINED 35325
1000
INC
931142103 192 4000 SH DEF/OTH 3600
200
200
WELLS FARGO & CO COMMON STOCK 949746101 1899 54005 SH DEFINED 53205
800
NEW
949746101 215 6100 SH DEF/OTH 2000
3500
600
WYETH COMMON STOCK 983024100 550 9600 SH DEFINED 9600
983024100 161 2815 SH DEF/OTH 1415
1400
NOBLE CORP COMMON STOCK G65422100 1014 10400 SH DEFINED 10400
G65422100 10 100 SH DEF/OTH 100
COLUMN TOTALS 6296
AGGREGATE TOTAL 223627
Page 13
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 158
Form 13F Information Table Value Total: $ 223,627
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.
NONE
Page 14