SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 27, 2003
Commission File Number: 0-49677
WEST BANCORPORATION, INC.
(Exact name of Registrant as specified in its charter)
Iowa 42-1230603
(State of Incorporation) (I.R.S. Employer Indentification No.)
1601 22nd Street, West Des Moines, Iowa 50266
(Address of principal executive offices)
Registrant's telephone number: 515-222-2300
Item 5. Other Events
The Registrant issued a press release on January 27, 2003 announcing
earnings for the fourth quarter and year of 2002.
Item 7. Financial Statements and Exhibits
(c) Exhibits 99.1 Press Release of West Bancorporation, Inc. dated January
27, 2003.
Item 9. Regulation FD Disclosure
Pursuant to Regulation FD, information is being attached as an Exhibit to
this Current Report with respect to a press release announcing earnings for the
fourth quarter and year 2002.
The information contained in this Press Release and other financial reports
may contain forward-looking statements about the Company's growth and
acquisition strategies, new products and services, and future financial
performance, including earnings and dividends per share, return on average
assets, return on average equity, efficiency ratio and capital ratio.
Forward-looking statements are encouraged by the Private Securities Litigation
Reform Act of 1995. Such forward-looking information is based upon certain
underlying assumptions, risks and uncertainties. Because of the possibility of
change in the underlying assumptions, actual results could differ materially
from these forward-looking statements. Risks and uncertainties that may affect
future results include: pricing pressures on loans and deposits, actions of bank
and non-bank competitors, changes in local and national economic conditions,
changes in regulatory requirements, actions of the Federal Reserve Board, and
customer's acceptance of the Company's products and services. The Company
undertakes no obligation to revise or update such statements to reflect current
events or circumstances after the date hereof or to reflect the occurrence of
unanticipated events.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, West
Bancorporation, Inc. has caused this Report to be signed on its behalf by the
undersigned hereunto fully authorized.
West Bancorporation, Inc.
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(Registrant)
January 27, 2003 By: /s/ Douglas R. Gulling
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Dated Douglas R. Gulling
Chief Financial Officer