UNITED STATES
                         SECURITIES AND EXCHANGE COMMISSION
                              Washington, D.C.  20549
                                      FORM 13F
                                FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 06/30/2008

Check here if Amendment       [ ]             Amendment Number:

This Amendment                [ ]             is a restatement

Institutional Investment Manager Filing this Report:

Name:       PEOPLES BANK NTL ASSOCIATION
Address:    P O BOX 738
            MARIETTA, OH 45750


13F File Number: 28-10656

The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.



Person Signing this Report on Behalf of Reporting Manager:

Name: DAVID T WESEL
Title: EXECUTIVE VICE PRESIDENT AND PRESIDENT- PEOPLES FINANCIAL ADVISORS
Phone: 740 373 2932
Signature, Place, and Date of Signing:



/s/ DAVID T. WESEL      MARIETTA OH    08/12/2008
------------------
David T. Wesel


Report Type     (Check only one)
                [X]            13F HOLDINGS REPORT
                [ ]            13F COMBINATION REPORT




                          FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                NONE

Form 13F Information Table Entry Total:           114

Form 13F Information Table Value Total:           $ 108,022

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.


No.         13F File Number         Name

                                    NONE








                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

AT&T CORP          COMMON STOCK      00206R102     899     26685 SH          DEFINED    1               26685

                                     00206R102      67      1985 SH          DEF/OTH    1                1985

ABBOTT             COMMON STOCK      002824100     657     12410 SH          DEFINED    1               12410
LABORATORIES


APACHE             COMMON STOCK      037411105     213      1535 SH          DEFINED    1                1170
                                                                                        1                                     365
CORPORATION


APPLE INC          COMMON STOCK      037833100     368      2200 SH          DEFINED    1                2200

BP AMOCO PLC       COMMON STOCK      055622104    1232     17714 SH          DEFINED    1               16614
                                                                                        1                                    1100
SPONS ADR


                                     055622104      28       400 SH          DEF/OTH    1                 400

BANK OF AMERICA    COMMON STOCK      060505104     239      9996 SH          DEFINED    1                9396
                                                                                        1                                     600

                                     060505104       2       100 SH          DEF/OTH    1                 100

BAXTER             COMMON STOCK      071813109     498      7795 SH          DEFINED    1                6715
                                                                                        1                                    1080
INTERNATIONAL


CAMCO FINANCIAL    COMMON STOCK      132618109     364     35872 SH          DEFINED    1               35872
CORP


CHEVRON            COMMON STOCK      166764100    2860     28846 SH          DEFINED    1               28846

COLUMN TOTALS                                     7427






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

CORPORATION


CISCO SYSTEMS      COMMON STOCK      17275R102     413     17740 SH          DEFINED    1               17740

COCA COLA          COMMON STOCK      191216100     460      8859 SH          DEFINED    1                8411
                                                                                        1                                     448

COLGATE PALMOLIVE  COMMON STOCK      194162103     529      7655 SH          DEFINED    1                7465
                                                                                        1                                     190

CONOCOPHILLIPS     COMMON STOCK      20825C104     343      3635 SH          DEFINED    1                3635

DANAHER CORP       COMMON STOCK      235851102     592      7660 SH          DEFINED    1                6860
                                                                                        1                                     800

                                     235851102      32       410 SH          DEF/OTH    1                 410

DOW JONES          MUTUAL FUNDS -    252787106    2944     25955 SH          DEFINED    1               25955
INDUSTRIAL TRUST   EQUITY


DOW CHEMICAL       COMMON STOCK      260543103     265      7596 SH          DEFINED    1                7596

EMERSON ELECTRIC   COMMON STOCK      291011104     314      6355 SH          DEFINED    1                6355

ERICSSON           COMMON STOCK      294821608     111     10720 SH          DEFINED    1               10720

EXELON             COMMON STOCK      30161N101     777      8636 SH          DEFINED    1                8636
CORPORATION


                                     30161N101      11       120 SH          DEF/OTH    1                 120

EXXON MOBIL        COMMON STOCK      30231G102    3623     41107 SH          DEFINED    1               40227
                                                                                       1                                     880

COLUMN TOTALS                                    10414







                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

CORPORATION

                                     30231G102     335      3800 SH          DEF/OTH    1                3800

FOREST LABS        COMMON STOCK      345838106     206      5925 SH          DEFINED    1                5925

FORTUNE BRANDS     COMMON STOCK      349631101     756     12121 SH          DEFINED    1               12121
INC


GENERAL ELECTRIC   COMMON STOCK      369604103    1763     66053 SH          DEFINED    1               64293
                                                                                        1                                    1760
CO


                                     369604103     204      7631 SH          DEF/OTH    1                                    7631

HALLIBURTON CO     COMMON STOCK      406216101     223      4200 SH          DEFINED    1                4200
COMMON


HUNTINGTON         COMMON STOCK      446150104     262     45493 SH          DEFINED    1               17978
                                                                                        1                                   27515
BANCSHARES


INTEL CORP         COMMON STOCK      458140100     325     15150 SH          DEFINED    1               15150

IBM                COMMON STOCK      459200101     354      2988 SH          DEFINED    1                2988

ISHARES            MUTUAL FUNDS -    464287101    1473     25333 SH          DEFINED    1               25333
                   EQUITY


                                     464287101     116      2000 SH          DEF/OTH    1                2000

ISHARES            MUTUAL FUNDS -    464287143     231      2920 SH          DEFINED    1                1825
                                                                                        1                                    1095

COLUMN TOTALS                                     6248






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

                   EQUITY


ISHARES            MUTUAL FUNDS -    464287168     174      3533 SH          DEFINED    1                3218
                                                                                        1                                     315
                   EQUITY


                                     464287168      33       680 SH          DEF/OTH    1                 680

ISHARES            MUTUAL FUNDS -    464287200    1798     14043 SH          DEFINED    1               14043
                   EQUITY


                                     464287200      41       320 SH          DEF/OTH    1                 320

ISHARES            MUTUAL FUNDS -    464287226     916      9128 SH          DEFINED    1                9128
                   TAXABLE INCOME


ISHARES            MUTUAL FUNDS -    464287234    1483     10925 SH          DEFINED    1               10035
                                                                                        1                                     890
                   EQUITY


                                     464287234      29       215 SH          DEF/OTH    1                 215

ISHARES            MUTUAL FUNDS -    464287309    3667     57442 SH          DEFINED    1               50927
                                                                                        1                                    6515
                   EQUITY


                                     464287309      47       735 SH          DEF/OTH    1                 735

ISHARES            MUTUAL FUNDS -    464287408     239      3767 SH          DEFINED    1                3767
                   EQUITY


                                     464287408      38       595 SH          DEF/OTH    1                 595

COLUMN TOTALS                                     8465






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

ISHARES            MUTUAL FUNDS -    464287465   10381    151170 SH          DEFINED    1              146284
                                                                                        1                                    4886
                   EQUITY


                                     464287465     106      1550 SH          DEF/OTH    1                1550

ISHARES            MUTUAL FUNDS -    464287481    1043      9859 SH          DEFINED    1                9859
                   EQUITY


                                     464287481      68       640 SH          DEF/OTH    1                 640

ISHARES            MUTUAL FUNDS -    464287507    2170     26604 SH          DEFINED    1               25104
                                                                                        1                                    1500
                   EQUITY


                                     464287507      42       510 SH          DEF/OTH    1                 510

ISHARES            MUTUAL FUNDS -    464287598    1887     27326 SH          DEFINED    1               27326
                   EQUITY


                                     464287598      34       495 SH          DEF/OTH    1                 495

ISHARES            MUTUAL FUNDS -    464287606    1861     21027 SH          DEFINED    1               18694
                                                                                        1                                    2333
                   EQUITY


ISHARES            MUTUAL FUNDS -    464287614    4271     77316 SH          DEFINED    1               76602
                                                                                        1                                     714
                   EQUITY


                                     464287614      52       940 SH          DEF/OTH    1                 940

COLUMN TOTALS                                    21915






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

ISHARES            MUTUAL FUNDS -    464287622    4080     57911 SH          DEFINED    1               56823
                                                                                        1                                    1088
                   EQUITY


                                     464287622      74      1045 SH          DEF/OTH    1                1045

ISHARES            MUTUAL FUNDS -    464287705     294      3972 SH          DEFINED    1                3972
                   EQUITY


                                     464287705      38       520 SH          DEF/OTH    1                 520

ISHARES            COMMON STOCK      464287796     187      1232 SH          DEFINED    1                1232

                                     464287796      15       100 SH          DEF/OTH    1                 100

ISHARES            MUTUAL FUNDS -    464287804     549      9118 SH          DEFINED    1                8798
                                                                                        1                                     320
                   EQUITY


                                     464287804       9       145 SH          DEF/OTH    1                 145

ISHARES            MUTUAL FUNDS -    464287887     476      3732 SH          DEFINED    1                3732
                   EQUITY


ISHARES            MUTUAL FUNDS -    464288802     595     11081 SH          DEFINED    1                2391
                                                                                        1                                    8690
                   EQUITY


ISHARES            MUTUAL FUNDS -    464288885    3376     47800 SH          DEFINED    1               46025
                                                                                        1                                    1775
                   EQUITY



COLUMN TOTALS                                     9693






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

JOHNSON & JOHNSON  COMMON STOCK      478160104     962     14950 SH          DEFINED    1               14175
                                                                                        1                                     775

MARKET VECTORS     MUTUAL FUNDS -    57060U605     307      4955 SH          DEFINED    1                3155
                                                                                        1                                    1800
                   EQUITY


                                     57060U605      11       175 SH          DEF/OTH    1                 175

MASSEY ENERGY CO   COMMON STOCK      576206106     593      6330 SH          DEFINED    1                6330

MCDONALDS          COMMON STOCK      580135101     461      8203 SH          DEFINED    1                8203

MICROSOFT          COMMON STOCK      594918104     614     22330 SH          DEFINED    1               22330

                                     594918104      12       430 SH          DEF/OTH    1                 430

MONSANTO CO        COMMON STOCK      61166W101     339      2681 SH          DEFINED    1                2681

NATIONAL-OILWELL   COMMON STOCK      637071101     433      4881 SH          DEFINED    1                4245
                                                                                        1                                     636
VARCO INC


ORACLE             COMMON STOCK      68389X105     685     32632 SH          DEFINED    1               32632
CORPORATION


PANHANDLE          COMMON STOCK      698477106     339     10000 SH          DEFINED    1               10000
ROYALTY CO.

CLASS A


PEABODY ENERGY     COMMON STOCK      704549104     502      5700 SH          DEFINED    1                5700
CORP



COLUMN TOTALS                                     5258






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

PEOPLES BANCORP    COMMON STOCK      709789101    3498   184324  SH          DEFINED    1              173786
                                                                                        1                        10538

INC.
                                     709789101   16155    851180 SH          DEF/OTH    1              142404
                                                                                        1                       708776

PEPSICO            COMMON STOCK      713448108     503      7911 SH          DEFINED    1                7911

POWERSHARES        MUTUAL FUNDS -    73935X583    1296     26605 SH          DEFINED    1               26605
                   EQUITY


                                     73935X583       8       160 SH          DEF/OTH    1                 160

PRICE T ROWE       COMMON STOCK      74144T108     247      4380 SH          DEFINED    1                4380
GROUP INC


PROCTER & GAMBLE   COMMON STOCK      742718109     925     15207 SH          DEFINED    1               15207
CO


                                     742718109      12       200 SH          DEF/OTH    1                 200

PRUDENTIAL         COMMON STOCK      744320102     211      3532 SH          DEFINED    1                2832
                                                                                        1                                     700
FINANCIAL INC


QUESTAR CORP OLD   COMMON STOCK      748356102     284      4000 SH          DEFINED    1                4000
CUSIP #


ROCKY BRANDS INC   COMMON STOCK      774515100     900    186729 SH          DEFINED    1               23005
                                                                                        1                                  163724
COLUMN TOTALS                                    24039






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

RYDEX              MUTUAL FUNDS -    78355W106    1750     41917 SH          DEFINED    1               41917
                   EQUITY


RYDEX              MUTUAL FUNDS -    78355W205    1720     18439 SH          DEFINED    1               17894
                                                                                        1                                     545
                   EQUITY


RYDEX              MUTUAL FUNDS -    78355W403     311      8895 SH          DEFINED    1                8895
                   EQUITY


S & P 500          MUTUAL FUNDS -    78462F103    5807     45376 SH          DEFINED    1               45376
DEPOSITARY         EQUITY

RECEIPT


                                     78462F103      51       395 SH          DEF/OTH    1                 395

SIMON PPTY GROUP   COMMON STOCK      828806109     365      4061 SH          DEFINED    1                4061
INC NEW


STAPLES INC        COMMON STOCK      855030102     240     10092 SH          DEFINED    1               10092

TARGET             COMMON STOCK      87612E106     238      5123 SH          DEFINED    1                5123
CORPORATION


3M COMPANY         COMMON STOCK      88579Y101     365      5250 SH          DEFINED    1                5250

UNITED             COMMON STOCK      909907107     791     34448 SH          DEFINED    1               34448
BANKSHARES INC


UNITED TECH CORP   COMMON STOCK      913017109     846     13705 SH          DEFINED    1               12255
                                                                                        1                                    1450

COLUMN TOTALS                                    12484






                                                      FORM 13F INFORMATION TABLE


                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS        SOLE      SHARED    NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

                                                                                           

VERIZON            COMMON STOCK      92343V104     361     10209 SH          DEFINED    1               10209
COMMUNICATIONS


                                     92343V104      14       388 SH          DEF/OTH    1                 388

WELLS FARGO & CO   COMMON STOCK      949746101     242     10204 SH          DEFINED    1                9304
                                                                                        1                                     900

WM WRIGLEY JR      COMMON STOCK      982526105     268      3445 SH          DEFINED    1                3015
                                                                                        1                                     430
COMPANY


WYETH COMM         COMMON STOCK      983024100     414      8640 SH          DEFINED    1                8640

                                     983024100      12       240 SH          DEF/OTH    1                 240

ZIMMER HOLDINGS    COMMON STOCK      98956P102     241      3535 SH          DEFINED    1                3535
INC


ACCENTURE LTD      COMMON STOCK      G1150G111     260      6395 SH          DEFINED    1                4525
                                                                                        1                                    1870
CLASS A


                                     G1150G111      14       350 SH          DEF/OTH    1                 350

NOBLE CORP         COMMON STOCK      G65422100     253      3900 SH          DEFINED    1                3900


COLUMN TOTALS                                     2079


AGGREGATE TOTAL                                 108022