4
1
NASD

  0001188768
  Director


  Commerce Bancshares, Inc.
  0000022356
  430889454

12/31/02
4
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16.
    Form 4 or Form 5 obligations may continue.
1. Name and Address of Reporting Person(s)
   Stolzer, Leo William
   529 Houston


   Manhattan, KS  66502
2. Issuer Name and Ticker or Trading Symbol
   Commerce Bancshares, Inc. (CBSH)
3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)

4. Statement for Month/Day/Year
   12/31/2002
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
   [X] Director                   [ ] 10% Owner
   [ ] Officer (give title below) [ ] Other (specify below)

7. Individual or Joint/Group Filing (Check Applicable Line)
   [X] Form filed by One Reporting Person
   [ ] Form filed by More than One Reporting Person



Table I   Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
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1)Title of Security                           2)Trans-    3.Trans- 4.Securities Acquired(A)      5)Amount of    6)  7)Nature of
                                              action      action   or Disposed of (D)            Securities         Indirect
                                              Date        Code                   A               Beneficially   D   Beneficial
                                              (Month/                            or              Owned at       or  Ownership
                                              Day/Year)   Code V   Amount        D  Price        End of Month   I
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Common Stock                                  12/31/02    A        495           A   (1)         4,516          D  Direct
Common Stock                                                                                     394,811        I  By Trust
Common Stock                                  12/31/02    A        38            A   (2)         1,013,955      I  Spouse & her trus
                                                                                                                   t


Table II (PART 1)  Derivative Securities Acquired, Disposed of, or Beneficially Owned  (Columns 1 through 6)
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1)Title of Derivative          2)Conversion    3)Trans-       4)Trans-  5)Number of Derivative            6)Date Exercisable and
Security                       or Exercise     action         action    Securities Acquired (A)           Expiration Date
                               Price of        Date           Code      or Disposed of (D)
                               Derivative
                               Security                       Code  V   A                D                Exercisable  Expiration
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Table II (PART 2)  Derivative Securities Acquired, Disposed of, or Beneficially Owned  (Columns 1,3 and 7 through 11)
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1)Title of Derivative          3)Trans-  7)Title and Amount                           8)Price     9)Number of   10) 11)Nature of
Security                       action    of Underlying                                of Deri-    Derivative        Indirect
                               Date      Securities                                   vative      Securities    D   Beneficial
                                                                        Amount or     Security    Beneficially  or  Ownership
                                                                        Number of                 Owned at      I
                  -                      Title                          Shares                    End of Month
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Explanation of Responses:

(1)
Shares purchased under Commerce Bancshares, Inc. Stock Purchase Plan for Non-Employee Directors at prices from $37.209524 to $43.057
143 during year ended December 31, 2002, a transaction exempt under Rule 16(b)-3.
(2)
Stock Holdings adjusted to include 5% Stock Dividend, record date 11/29/2002; payable 12/13/2002.
-
Stock Holdings adjusted to include 5% Stock Dividend, record date 11/29/2002; payable 12/13/2002.



SIGNATURE OF REPORTING PERSON
/S/ By: Jeffery D. Aberdeen
    For: Leo William Stolzer
DATE 12/31/02