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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)    April 22, 2003

FRANKLIN FINANCIAL SERVICES CORPORATION
(Exact name of registrant as specified in its new charter)

Pennsylvania
(State or other jurisdiction
of incorporation)
  0-12126
(Commission File Number)
  23-144083
(IRS Employer Indent. No.)
20 South Main Street, Chambersburg, PA
(Address of principal executive office)
  17201
(Zip Code)

Registrant's telephone number, including area code    (717) 264-6116

N/A
(Former name or former address, if changes since last report)



Item 5. Other Events.

        On April 22 2003, Franklin Financial Services Corporation issued a press release reporting its financial results for the quarter ending March 31, 2003. A copy of the press release is attached as Exhibit 99 of this report.


Item 7. Financial Statements and Exhibits.

        (c)    Exhibits.

        The following exhibits are filed herewith:

Number
  Description
  Page Number
99   Press Release, dated April 22, 2003, of Franklin Financial Services Corporation   3

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SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

    FRANKLIN FINANCIAL SERVICES CORPORATION
     
     
    By:
William E. Snell, Jr., President
and Chief Executive Officer
     
     
Dated: April 23, 2003    

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