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PROSPECTUS SUPPLEMENT
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Filed Pursuant to Rule 424(b)(2) |
(To Prospectus Dated October 29, 2008)
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Registration No. 333-154802 |
FNB FINANCIAL SERVICES, LP
$350,000,000
SUBORDINATED TERM NOTES AND DAILY NOTES
F.N.B. CORPORATION
SUBORDINATED TERM NOTES AND DAILY NOTES
Pursuant to the prospectus, FNB Financial Services, LP is offering up to Three Hundred
Fifty Million Dollars ($350,000,000) aggregate principal amount of its nonnegotiable
subordinated term, daily and special daily notes (the “New Notes”), which are fully and
unconditionally guaranteed by F.N.B. Corporation, (the “Company”). The Company is no
longer offering Outstanding Notes, and reserves the right to redeem Outstanding Notes
which are not exchanged for corresponding New Notes. Holders of Outstanding Daily Notes
will no longer be permitted to add to the outstanding principal balance of such Notes.
Any outstanding Notes that are not exchanged will remain outstanding, and may be renewed
or redeemed in accordance with their terms.
The following annual interest rates are applicable to both New Notes
and Outstanding Notes effective JANUARY 1, 2009.
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ANNUAL |
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ANNUAL |
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INTEREST |
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PERCENTAGE |
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RATE |
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YIELD |
| Subordinated Daily Notes |
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3.25 |
% |
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3.29 |
% |
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| Subordinated Special Daily Notes |
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4.00 |
% |
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4.06 |
% |
| MINIMUM BALANCE $25,000.00 |
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| Subordinated Term Notes |
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| 3 Month |
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4.05 |
% |
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4.11 |
% |
| 6 Month |
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4.15 |
% |
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4.22 |
% |
| 9 Month |
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4.25 |
% |
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4.32 |
% |
| 12 Month |
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4.35 |
% |
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4.42 |
% |
| 15 Month |
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SPECIAL |
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4.75 |
% |
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4.84 |
% |
| 18 Month |
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4.50 |
% |
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4.58 |
% |
| 21 Month |
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N/A |
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N/A |
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| 24 Month |
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SPECIAL |
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5.00 |
% |
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5.09 |
% |
| 27 Month |
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4.60 |
% |
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4.68 |
% |
| 30 Month |
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4.75 |
% |
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4.84 |
% |
| 36 Month |
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SPECIAL |
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5.25 |
% |
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5.35 |
% |
| 48 Month |
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5.35 |
% |
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5.46 |
% |
| 60 Month |
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5.50 |
% |
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5.61 |
% |
| 84 Month |
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5.50 |
% |
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5.61 |
% |
| 120 Month |
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5.50 |
% |
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5.61 |
% |
This Prospectus Supplement is dated JANUARY 1, 2009.