F.N.B. CORPORATION 424B7
 

Filed Pursuant to Rule 424(b)(7)
File No. 333-135333
PROSPECTUS SUPPLEMENT NO. 2
(To Prospectus dated June 26, 2006)
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F.N.B. CORPORATION
233,394 Shares of Common Stock
 
     The following information supplements information contained in our prospectus dated June 26, 2006 (the “Prospectus”), relating to the resale by selling shareholders, including their respective transferors, donees, pledgees or successors in interest, of our common stock issued or issuable upon exercise of outstanding warrants or upon conversion of outstanding convertible debentures originally issued by The Legacy Bank, or Legacy.
     This prospectus supplement should be read in conjunction with the Prospectus and is qualified by reference to the Prospectus, except to the extent that the information presented herein supersedes the information contained in the Prospectus. This prospectus supplement is not complete without, and may not be delivered or utilized except in connection with, the Prospectus, including any amendments or supplements thereto.
     The shares of our common stock are quoted on the New York Stock Exchange under the symbol “FNB.”
     Investing in our common stock involves risks that are described in the “Risk Factors” section of our annual report on Form 10-K and our quarterly reports on Form 10-Q that are incorporated by reference in the Prospectus.
     Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any representation to the contrary is a criminal offense.
 
The date of this prospectus supplement is August 17, 2006.

 


 

SELLING SHAREHOLDERS
     On May 26, 2006, we completed the merger of Legacy with and into our subsidiary, First National Bank of Pennsylvania. We are registering shares that the selling shareholders may acquire upon exercise of warrants or upon conversion of convertible debentures that we assumed in connection with the Legacy merger in order to enable the selling shareholders to sell, from time to time, shares of our common stock they acquire if they exercise their warrants or convert their debentures.
     The table below supplements the table of selling shareholders contained in the “Selling Shareholders” sections of the prospectus and the prior prospectus supplements. Where the name of a selling shareholder identified in the table below also appears in a table in the prospectus or a prior prospectus supplement, the information set forth in the table below regarding that selling shareholder supersedes the information set forth in the prospectus and the prior prospectus supplements.
     Information regarding the selling stockholders may change from time to time and any modified information will be set forth in supplements to this prospectus supplement if and when necessary. Unless set forth below, to our knowledge, none of the selling shareholders has, or within the past three years has had, any material relationship with us or any of our predecessors or affiliates.
     A selling shareholder may from time to time offer and sell any or all of the selling shareholder’s securities under this prospectus supplement. Because the selling shareholder is not obligated to sell the shares of our common stock held by such selling shareholder, we cannot estimate the number of shares of our common stock that a selling shareholder will beneficially own after this offering. None of the selling shareholders listed below beneficially owns more than 1% of the outstanding shares of our common stock.
                 
    Shares Beneficially     Number of Shares  
    Owned Prior     That May Be Sold Under  
Name of Selling Shareholder   to This Offering     This Prospectus Supplement  
ACNB Corporation
    42,500       20,000  
Allen H. Alper
    17,877       8,035  
Brian D. Alprin(1)
    18,500       4,000  
James J. Amsler and Alice A. Amsler
    2,125       1,000  
Trust FBO Richard Barilla and Charlotte Barilla.
    200       200  
Trust FBO Herman W. Baver
    1,900       800  

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    Shares Beneficially     Number of Shares  
    Owned Prior     That May Be Sold Under  
Name of Selling Shareholder   to This Offering     This Prospectus Supplement  
Rita M. Baxter and Kathryn V. Baxter
    850       400  
S. Michelle Bentley
    425       200  
Leonard N. Berman and Phyllis M. Berman
    4,528       400  
Mary K. Bevacqua
    11,883       5,375  
Robert J. Bindus and Marilyn D. Bindus
    225       200  
Lawrence W. Bitner(2)(3)
    5,751       800  
Richard J. Boal(2)(4)
    12,443       2,360  
Judith C. Bohorad
    4,250       2,000  
Charles Chiplowitz and Goldie Chiplowitz
    450       400  
Raman L. Daga(2)
    8,724       8,535  
Brian Danzis
    5,102       1,000  
Llewellyn Fogel Dryfoos Jr.
    740       200  
Henry C. Dunn(2)
    33,218       8,235  
Charles S. Forbes Trust Dated 12/21/01
    1,275       600  
Paula F. Garrety
    425       200  
Stephen M. Greecher, Jr.
    313       200  
George H. Groves(2)(5)
    164,511       10,360  
Linda D. Haberstroh
    200       200  
Kevin Harter(2)(6)
    9,527       2,360  
William A. Hawkins(2)(7)
    2,360       2,360  
Clark B. Hiscock(8)
    850       400  
Robert Judd and Elaine Judd
    225       200  
Donald Kalina
    11,129       416  

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    Shares Beneficially     Number of Shares  
    Owned Prior     That May Be Sold Under  
Name of Selling Shareholder   to This Offering     This Prospectus Supplement  
Daniel Kambic CUST for Danielle Kambic UGMA/PA
    225       200  
Daniel Kambic CUST for Michael A. Kambic UGMA/PA
    450       400  
Denise L. Kilgore
    200       200  
James B. Kilgore
    400       400  
James B. Kilgore, Custodian FBO Matthew T. Kilgore UMGA NJ
    200       200  
James B. Kilgore, Custodian FBO Michael B. Kilgore UMGA NJ
    200       200  
Ralph S. Klinepeter, Jr.(2)(9)
    9,884       2,360  
Daniel A. Klingerman(2)
    64,062       8,035  
Daniel A. Klingerman CUST FBO Mitchell J. Klingerman UGMA/PA
    425       200  
Daniel A. Klingerman CUST FBO Paige A. Klingerman UGMA/PA
    425       200  
Daniel A. Klingerman CUST FBO Samantha E. Klingerman UGMA/PA
    425       200  
John D. Klingerman
    28,834       10,000  
Linda Knapp
    425       200  
Thomas W. Lennox(10)
    60,994       6,360  
Carol Linker and James Linker TTEES the Linker Living Trust Dated 4/4/91
    625       400  
Manufacturers & Traders Trust Co. CUST FBO Urological Assoc. of Schuylkill County Pension Plan
    626       400  
Noralee B. Manzek
    800       800  
Robert E. McDonald and Mindy T. McDonald
    1,850       400  

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    Shares Beneficially     Number of Shares  
    Owned Prior     That May Be Sold Under  
Name of Selling Shareholder   to This Offering     This Prospectus Supplement  
Charles F. Merrill(2)(11)
    11,045       2,160  
Metadyne, Inc.
    19,509       200  
Edward H. Miller, Jr.
    850       400  
Trust FBO Robert & Janice Moisey
    9,470       1,000  
Trust FBO Robert J. Moisey(2)(12)
    5,873       600  
Trust FBO Janice Gans Moisey
    2,050       400  
Stephen A. Moley and Lisa F. Moley
    425       200  
Harry A. Nelson and Claire L. Nelson
    400       400  
Scott C. Penwell(2)(13)
    4,613       1,360  
Trust FBO Gerald Piacenti Sr.
    1,125       1,000  
Frank J. Ponti
    425       200  
Mary Lou Prock and A. Michael Prock
    1,188       600  
Dominic Provini
    24,957       7,577  
Stanley I. Rapp(14)
    2,360       2,360  
John H. Rhodes(2)(15)
    8,853       1,360  
John F. Roland and Kathleen M. Roland
    850       400  
Cynthia Rowe-Taylor(16)
    1,795       1,360  
Richard Rynone
    41,789       8,035  
Edward C. Schrom and Meredythe J.Y. Schrom
    425       200  
Leonard S. Schumack and Helen Schumack
    850       400  
Joan L. Sheehan
    425       200  
Ruth A. Shissler
    1,703       200  
Kevin Smith
    6,621       791  

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    Shares Beneficially     Number of Shares  
    Owned Prior     That May Be Sold Under  
Name of Selling Shareholder   to This Offering     This Prospectus Supplement  
Gerald J. Stefanick
    425       200  
Jack St Pierre and Carol St Pierre
    2,250       2,000  
Aldo Suraci
    3,975       400  
A. Richard Szeles(2)(17) and Deborah B. Szeles
    22,099       4,000  
Alexander R. Szeles and Delorose A. Szeles
    14,700       4,000  
Brian J. Szeles and Margaret Szeles
    17,195       4,000  
Russell W. Twigg(2)
    55,571       8,035  
John B. Warden III(2)
    5,431       2,000  
A. Mark Winter
    850       400  
John R. Yaglenski, Jr. and Kathleen M. Yaglenski
    1,251       800  
 
(1)   Brian D. Alprin is a partner in the law firm of Duane Morris LLP, our legal counsel.
 
(2)   This selling shareholder is a former member of the board of directors of Legacy.
 
(3)   Includes 957 shares issuable upon exercise of outstanding stock options.
 
(4)   Includes 675 shares issuable upon exercise of outstanding stock options.
 
(5)   Includes 74,598 shares issuable upon exercise of outstanding stock options. Mr. Groves is the former chairman and a former director of Legacy and currently serves as chairman of our Harrisburg Region.
 
(6)   Includes 1,027 shares issuable upon exercise of outstanding stock options.
 
(7)   Includes 979 shares issuable upon exercise of outstanding stock options.
 
(8)   Mr. Hiscock is a former regional director of community services for Legacy.
 
(9)   Includes 983 shares issuable upon exercise of outstanding stock options.

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(10)   Includes 41,079 shares issuable upon exercise of outstanding stock options. Mr. Lennox is the former president and chief operating officer of Legacy and currently serves as president of our Harrisburg Region.
 
(11)   Includes 822 shares issuable upon exercise of outstanding stock options.
 
(12)   Includes 584 shares issuable upon exercise of outstanding stock options.
 
(13)   Includes 924 shares issuable upon exercise of outstanding stock options.
 
(14)   Includes 865 shares issuable upon exercise of outstanding stock options.
 
(15)   Includes 923 shares issuable upon exercise of outstanding stock options.
 
(16)   Includes 435 shares issuable upon exercise of outstanding stock options.
 
(17)   Includes 539 shares issuable upon exercise of outstanding stock options
     Additional selling shareholders may be identified in the table above by us at a later date by filing a prospectus supplement to this prospectus supplement. Such other holders will not be permitted to sell shares pursuant to the registration statement unless and until they are listed in the selling shareholders table in a supplement to this prospectus supplement.

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