UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED):
AUGUST 3, 2006 (AUGUST 1, 2006)
MEADOWBROOK INSURANCE GROUP, INC.
(EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER)
MICHIGAN 38-2626206
(STATE OR OTHER JURISDICTION OF (I.R.S. EMPLOYER IDENTIFICATION
INCORPORATION) NUMBER)
1-14094
(COMMISSION FILE NUMBER)
26255 AMERICAN DRIVE
SOUTHFIELD, MICHIGAN 48034
(ADDRESS OF PRINCIPAL EXECUTIVE (ZIP CODE)
OFFICES)
(248) 358-1100
(REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On August 1, 2006, Meadowbrook Insurance Group, Inc. (the "Registrant") issued a
press release setting forth its financial results for the second quarter and six
months ended June 30, 2006.
ITEM 7.01. REGULATION FD DISCLOSURE
The Registrants press release issued on August 1, 2006 provides certain
information regarding the Company's anticipated full year 2006 financial
results.
The statements made by the Registrant under this item constitute forward-looking
statements. Please refer to the Registrant's most recent 10-K, 10-Q, and other
Securities and Exchange Commission filings for more information on risk factors.
Actual results could differ materially. These forward-looking statements involve
risks and uncertainties including, but not limited to the following: the
frequency and severity of claims; uncertainties inherent in reserve estimates;
catastrophic events; a change in the demand for, pricing of, availability or
collectibility of reinsurance; increased rate pressure on premiums; obtainment
of certain rate increases in current market conditions; investment rate of
return; changes in and adherence to insurance regulation; actions taken by
regulators, rating agencies or lenders; obtainment of certain processing
efficiencies; changing rates of inflation; and general economic conditions. The
Registrant is not under any obligation to (and expressly disclaims any such
obligation to) update or alter its forward-looking statements whether as a
result of new information, future events or otherwise.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS
a. None.
b. None.
c. None.
d. The following document is furnished as an Exhibit to this Current
Report on Form 8-K pursuant to Item 601 of Regulation S-K:
99.1 Earnings Press Release for the second quarter and six months
ended June 30, 2006, issued August 1, 2006.
The information filed as Exhibit 99.1 to this Form 8-K is being furnished in
accordance with Items 2.02 and shall not be deemed to be "filed" for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise
subject to the liabilities imposed by that Section. Such information shall not
be incorporated by reference into any registration statement or other document
or filing under the Securities Act of 1933, as amended, except as may be
expressly set forth in a specific filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: August 3, 2006 MEADOWBROOK INSURANCE GROUP, INC.
(REGISTRANT)
By: /s/ Karen M. Spaun
------------------------------------
Karen M. Spaun, Chief Financial
Officer
EXHIBIT INDEX
EXHIBIT NO. DOCUMENT DESCRIPTION
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99.1 Earnings Press Release for the second quarter and six months ended
June 30, 2006, issued August 1, 2006.