UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: June 30, 2010 Check here if Amendment [___]; Amendment Number:__________ This Amendment (Check only one): [__] is a restatement. [__] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PINNACLE FINANCIAL PARTNERS, INC. Address: 150 Third Avenue South Suite 900 Nashville, TN 37201 Form 13F File Number: 28-12761 The institutional investment manager filing this report and the person by whom it is signed hereby represents that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Harold R. Carpenter Title: Chief Financial Officer Phone: 615-744-3742 Signature, Place, and Date of Signing: /s/ Harold R. Carpenter Nashville, Tennessee August 12, 2010 ------------------------------------ ---------------------- ---------------- Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [_] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [_] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F FILE NUMBER NAME -------------------- ---- 28-_______________ ____________________________ FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 232 Form 13F Information Table Value Total: $118,119 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. NONE NO. FORM 13F FILE NUMBER NAME ---- -------------------- ---- ____ 28-________________ __________________ 2 FORM 13F INFORMATION TABLE Voting Authority Title Shares/ Investment Other -------------------- Name of Issuer of Class Cusip Value PRN SH/PR Put/Call Discretion Managers Sole Shared None -------------- ---------------- --------- ----- ------- ----- -------- ---------- -------- ------- ------ ----- 1ST SOURCE CORP COM 336901103 217 12,800 SH SOLE 12,800 3M CO COM 88579Y101 332 4,205 SH SOLE 4,205 ABBOTT LABS COM 002824100 30 650 SH OTHER 650 ABBOTT LABS COM 002824100 671 14,354 SH SOLE 13,004 450 900 AGL RES INC COM 001204106 14 400 SH OTHER 400 AGL RES INC COM 001204106 561 15,675 SH SOLE 15,325 350 AIR PRODS & CHEMS INC COM 009158106 32 500 SH OTHER 400 100 AIR PRODS & CHEMS INC COM 009158106 732 11,295 SH SOLE 11,020 200 75 ALCOA INC COM 013817101 14 1,400 SH OTHER 900 500 ALCOA INC COM 013817101 466 46295 SH SOLE 46295 ALTRIA GROUP INC COM 02209S103 32 1,600 SH OTHER 1,600 ALTRIA GROUP INC COM 02209S103 350 17,451 SH SOLE 15,255 1900 296 AMAZON COM INC COM 023135106 11 97 SH OTHER 77 20 AMAZON COM INC COM 023135106 1617 14,808 SH SOLE 14,808 AMERICAN EXPRESS CO COM 025816109 11 268 SH OTHER 268 AMERICAN EXPRESS CO COM 025816109 867 21,840 SH SOLE 21,840 AMERICAN TOWER CORP CL A 029912201 3 75 SH OTHER 75 AMERICAN TOWER CORP CL A 029912201 990 22,250 SH SOLE 22,250 AMGEN INC COM 031162100 2 44 SH OTHER 22 22 AMGEN INC COM 031162100 678 12,894 SH SOLE 12,793 101 AON CORP COM 037389103 6 150 SH OTHER 150 AON CORP COM 037389103 269 7,237 SH SOLE 6,900 337 APACHE CORP COM 037411105 37 440 SH OTHER 240 200 APACHE CORP COM 037411105 1389 16,497 SH SOLE 16,297 200 APPLE INC COM 037833100 10 40 SH OTHER 40 APPLE INC COM 037833100 1590 6,323 SH SOLE 6,323 AT&T INC COM 00206R102 7 300 SH OTHER 300 AT&T INC COM 00206R102 718 29,683 SH SOLE 29,483 200 AUTOMATIC DATA PROCESSING IN COM 053015103 32 783 SH OTHER 650 133 AUTOMATIC DATA PROCESSING IN COM 053015103 518 12,858 SH SOLE 11,633 1100 125 BAIDU INC SPON ADR REP A 056752108 13 190 SH SOLE 190 BANK OF AMERICA CORPORATION COM 060505104 9 600 SH OTHER 600 BANK OF AMERICA CORPORATION COM 060505104 289 20,142 SH SOLE 20,142 BANK OF NEW YORK MELLON CORP COM 064058100 3 110 SH SOLE 110 BAXTER INTL INC COM 071813109 0 0 SH SOLE 0 BECTON DICKINSON & CO COM 075887109 14 200 SH OTHER 100 100 BECTON DICKINSON & CO COM 075887109 262 3,880 SH SOLE 3,880 BLDRS INDEX FDS TR DEV MK 100 ADR 09348R201 8 480 SH SOLE 480 BOEING CO COM 097023105 22 350 SH OTHER 350 BOEING CO COM 097023105 477 7,605 SH SOLE 6,980 525 100 BRISTOL MYERS SQUIBB CO COM 110122108 14 564 SH OTHER 564 BRISTOL MYERS SQUIBB CO COM 110122108 1403 56,252 SH SOLE 55,802 450 CANADIAN NATL RY CO COM 136375102 11 190 SH SOLE 190 CATERPILLAR INC DEL COM 149123101 36 597 SH OTHER 497 100 CATERPILLAR INC DEL COM 149123101 1279 21,287 SH SOLE 20,437 450 400 CENTURYLINK INC COM 156700106 8 250 SH OTHER 250 CENTURYLINK INC COM 156700106 253 7,600 SH SOLE 7,600 CHESAPEAKE ENERGY CORP COM 165167107 4 200 SH OTHER 200 CHESAPEAKE ENERGY CORP COM 165167107 598 28,550 SH SOLE 28,550 CHEVRON CORP NEW COM 166764100 73 1,076 SH OTHER 950 126 CHEVRON CORP NEW COM 166764100 1186 17,469 SH SOLE 16,869 525 75 CISCO SYS INC COM 17275R102 15 700 SH OTHER 700 CISCO SYS INC COM 17275R102 241 11,300 SH SOLE 11,300 COCA COLA CO COM 191216100 25 500 SH OTHER 500 COCA COLA CO COM 191216100 1615 32,213 SH SOLE 31,688 425 100 COLGATE PALMOLIVE CO COM 194162103 95 1,204 SH OTHER 271 933 COLGATE PALMOLIVE CO COM 194162103 942 11,953 SH SOLE 11,553 400 CONOCOPHILLIPS COM 20825C104 34 700 SH OTHER 700 CONOCOPHILLIPS COM 20825C104 679 13,838 SH SOLE 12,813 775 250 CORNING INC COM 219350105 9 583 SH OTHER 308 275 CORNING INC COM 219350105 1063 65,849 SH SOLE 65,149 700 COSTCO WHSL CORP NEW COM 22160K105 22 400 SH OTHER 200 200 COSTCO WHSL CORP NEW COM 22160K105 1326 24,184 SH SOLE 24,184 CVS CAREMARK CORPORATION COM 126650100 40 1,350 SH OTHER 750 600 CVS CAREMARK CORPORATION COM 126650100 295 10,051 SH SOLE 9,851 200 DISNEY WALT CO COM DISNEY 254687106 10 323 SH OTHER 323 DISNEY WALT CO COM DISNEY 254687106 881 27,971 SH SOLE 27,971 DOMINION RES INC VA NEW COM 25746U109 15 400 SH OTHER 400 DOMINION RES INC VA NEW COM 25746U109 243 6,260 SH SOLE 5,910 200 150 DOW CHEM CO COM 260543103 32 1,350 SH OTHER 1,000 350 DOW CHEM CO COM 260543103 1459 61,542 SH SOLE 61,542 DU PONT E I DE NEMOURS & CO COM 263534109 15 420 SH OTHER 420 DU PONT E I DE NEMOURS & CO COM 263534109 424 12,266 SH SOLE 11,581 685 DUKE ENERGY CORP NEW COM 26441C105 37 2,300 SH OTHER 2,300 DUKE ENERGY CORP NEW COM 26441C105 727 45420 SH SOLE 43520 1500 400 E M C CORP MASS COM 268648102 14 745 SH OTHER 380 365 E M C CORP MASS COM 268648102 1658 90601 SH SOLE 88751 1850 EATON CORP COM 278058102 203 3,100 SH SOLE 3,100 ECOLAB INC COM 278865100 10 223 SH SOLE 223 EMERSON ELEC CO COM 291011104 10 235 SH SOLE 235 EXPEDITORS INTL WASH INC COM 302130109 8 239 SH SOLE 239 EXPRESS SCRIPTS INC COM 302182100 23 486 SH OTHER 486 EXPRESS SCRIPTS INC COM 302182100 1022 21,730 SH SOLE 21,730 EXXON MOBIL CORP COM 30231G102 72 1,258 SH OTHER 950 308 EXXON MOBIL CORP COM 30231G102 4787 83,882 SH SOLE 83,324 456 102 FIRST HORIZON NATL CORP COM 320517105 425 37119 SH SOLE 35488 1631 FLUOR CORP NEW COM 343412102 22 521 SH OTHER 291 230 FLUOR CORP NEW COM 343412102 1381 32,495 SH SOLE 32,495 GENERAL ELECTRIC CO COM 369604103 24 1,654 SH OTHER 1,654 GENERAL ELECTRIC CO COM 369604103 1630 113,004 SH SOLE 111,071 1325 608 GENERAL MLS INC COM 370334104 31 886 SH OTHER 850 36 GENERAL MLS INC COM 370334104 304 8,558 SH SOLE 7,958 400 200 GILEAD SCIENCES INC COM 375558103 24 700 SH OTHER 300 400 GILEAD SCIENCES INC COM 375558103 382 11,140 SH SOLE 11,140 GOLDMAN SACHS GROUP INC COM 38141G104 44 335 SH OTHER 285 50 GOLDMAN SACHS GROUP INC COM 38141G104 1662 12,662 SH SOLE 12,512 150 GOODRICH CORP COM 382388106 36 550 SH OTHER 550 3 GOODRICH CORP COM 382388106 854 12,895 SH SOLE 12,895 GOOGLE INC CL A 38259P508 9 21 SH SOLE 21 HEWLETT PACKARD CO COM 428236103 26 600 SH OTHER 600 HEWLETT PACKARD CO COM 428236103 705 16,291 SH SOLE 15,391 800 100 HOME DEPOT INC COM 437076102 25 890 SH OTHER 590 300 HOME DEPOT INC COM 437076102 1877 66,870 SH SOLE 65,845 825 200 HONEYWELL INTL INC COM 438516106 46 1,175 SH OTHER 1,075 100 HONEYWELL INTL INC COM 438516106 1843 47,224 SH SOLE 46,199 750 275 INTEL CORP COM 458140100 46 2,360 SH OTHER 1,860 500 INTEL CORP COM 458140100 1694 87,113 SH SOLE 83,963 2050 1100 INTERCONTINENTALEXCHANGE INC COM 45865V100 11 93 SH SOLE 93 INTERNATIONAL BUSINESS MACHS COM 459200101 6 50 SH OTHER 50 INTERNATIONAL BUSINESS MACHS COM 459200101 1258 10,188 SH SOLE 9,838 200 150 INTL PAPER CO COM 460146103 2 100 SH OTHER 100 INTL PAPER CO COM 460146103 207 9,150 SH SOLE 8,950 200 ISHARES INC MSCI BRAZIL 464286400 10 154 SH SOLE 154 ISHARES TR DJ REGIONAL BK 464288778 18 800 SH OTHER 800 ISHARES TR DJ REGIONAL BK 464288778 210 9,600 SH SOLE 9,000 600 ISHARES TR INDEX BARCLYS TIPS BD 464287176 41 380 SH SOLE 380 ISHARES TR INDEX DJ US REAL EST 464287739 66 1,400 SH SOLE 1,400 ISHARES TR INDEX MSCI EAFE IDX 464287465 141 3,021 SH OTHER 1,771 1250 ISHARES TR INDEX MSCI EAFE IDX 464287465 3029 65,127 SH SOLE 64,932 195 ISHARES TR INDEX MSCI EMERG MKT 464287234 1255 33,629 SH SOLE 33,129 500 ISHARES TR INDEX RUSL 2000 VALU 464287630 310 5,443 SH SOLE 5,443 ISHARES TR INDEX S&P 500 VALUE 464287408 605 12,181 SH SOLE 12,181 ISHARES TR INDEX S&P MC 400 GRW 464287606 26 338 SH SOLE 338 ISHARES TR INDEX S&P MIDCP VALU 464287705 38 600 SH OTHER 600 ISHARES TR INDEX S&P MIDCP VALU 464287705 1121 17,480 SH SOLE 16,905 575 ISHARES TR INDEX S&P SMLCP GROW 464287887 20 356 SH OTHER 156 100 100 ISHARES TR INDEX S&P SMLCP GROW 464287887 1637 28,755 SH SOLE 28,575 30 150 ISHARES TR INDEX S&P SMLCP VALU 464287879 767 13,397 SH SOLE 13,397 ISHARES TR INDEX S&P500 GRW 464287309 783 14,797 SH SOLE 14,797 JOHNSON & JOHNSON COM 478160104 339 5,739 SH OTHER 909 4830 JOHNSON & JOHNSON COM 478160104 4199 71,107 SH SOLE 70,557 450 100 JPMORGAN CHASE & CO COM 46625H100 48 1,300 SH OTHER 900 400 JPMORGAN CHASE & CO COM 46625H100 2396 65,444 SH SOLE 64,219 1125 100 JUNIPER NETWORKS INC COM 48203R104 8 329 SH SOLE 329 KIMBERLY CLARK CORP COM 494368103 390 6,429 SH SOLE 5,804 525 100 KRAFT FOODS INC CL A 50075N104 8 286 SH SOLE 286 L-3 COMMUNICATIONS HLDGS INC COM 502424104 7 100 SH OTHER 100 L-3 COMMUNICATIONS HLDGS INC COM 502424104 296 4,175 SH SOLE 4,175 LABORATORY CORP AMER HLDGS COM NEW 50540R409 4 53 SH SOLE 53 LILLY ELI & CO COM 532457108 22 650 SH OTHER 650 LILLY ELI & CO COM 532457108 245 7,313 SH SOLE 6,763 450 100 LINCOLN NATL CORP IND COM 534187109 604 24,876 SH SOLE 24,876 LOWES COS INC COM 548661107 8 410 SH SOLE 410 MARKET VECTORS ETF TR COAL ETF 57060U837 264 8,840 SH SOLE 8,840 MCDONALDS CORP COM 580135101 26 400 SH OTHER 400 MCDONALDS CORP COM 580135101 500 7,603 SH SOLE 6,903 600 100 MEDTRONIC INC COM 585055106 2 55 SH OTHER 55 MEDTRONIC INC COM 585055106 497 13,723 SH SOLE 13,723 MERCK & CO INC NEW COM 58933Y105 55 1,577 SH OTHER 1,269 308 MERCK & CO INC NEW COM 58933Y105 1875 53,617 SH SOLE 53,467 150 MGM MIRAGE COM 552953101 2 200 SH SOLE 200 MICROSOFT CORP COM 594918104 37 1,620 SH OTHER 1,450 170 MICROSOFT CORP COM 594918104 2019 87,736 SH SOLE 86,136 1400 200 MONSANTO CO NEW COM 61166W101 11 236 SH OTHER 88 148 MONSANTO CO NEW COM 61166W101 943 20,405 SH SOLE 20,405 MORGAN STANLEY COM NEW 617446448 6 247 SH OTHER 97 150 MORGAN STANLEY COM NEW 617446448 1115 48,048 SH SOLE 47,598 450 MOTOROLA INC COM 620076109 7 1,000 SH SOLE 1,000 NATIONAL HEALTH INVS INC COM 63633D104 611 15,836 SH SOLE 15,336 500 NATIONAL HEALTHCARE CORP COM 635906100 326 9,461 SH SOLE 9,361 100 NATIONAL HEALTHCARE CORP PFD CONV 635906209 232 18,314 SH SOLE 18,314 NATIONAL OILWELL VARCO INC COM 637071101 24 738 SH OTHER 438 300 NATIONAL OILWELL VARCO INC COM 637071101 1842 55,710 SH SOLE 55,710 NIKE INC CL B 654106103 41 609 SH OTHER 509 100 NIKE INC CL B 654106103 1917 28,388 SH SOLE 27,788 500 100 NORTHERN TR CORP COM 665859104 15 329 SH SOLE 329 NOVARTIS A G SPONSORED ADR 66987V109 8 159 SH SOLE 159 ORACLE CORP COM 68389X105 53 2,454 SH OTHER 1,704 750 ORACLE CORP COM 68389X105 1932 90,049 SH SOLE 88,349 1500 200 PEPSICO INC COM 713448108 292 4,783 SH OTHER 1,950 2833 PEPSICO INC COM 713448108 3454 56,681 SH SOLE 55,581 900 200 PFIZER INC COM 717081103 18 1,250 SH OTHER 1,250 PFIZER INC COM 717081103 1109 77,761 SH SOLE 75,661 1450 650 PHILIP MORRIS INTL INC COM 718172109 0 0 SH OTHER PHILIP MORRIS INTL INC COM 718172109 579 12,629 SH SOLE 12,629 PIEDMONT NAT GAS INC COM 720186105 368 14,534 SH SOLE 14,534 PINNACLE FINL PARTNERS INC COM 72346Q104 4534 352,839 SH SOLE 332,200 20639 POWERSHS DB MULTI SECT COMM DB PREC MTLS 73936B200 285 6,740 SH SOLE 6,740 PRAXAIR INCORPORATED COM 74005P104 8 108 SH SOLE 108 PRICE T ROWE GROUP INC COM 74144T108 12 279 SH SOLE 279 PROCTER & GAMBLE CO COM 742718109 45 750 SH OTHER 750 PROCTER & GAMBLE CO COM 742718109 1864 31,081 SH SOLE 29,881 900 300 PROGRESS ENERGY INC COM 743263105 12 300 SH OTHER 300 PROGRESS ENERGY INC COM 743263105 368 9,371 SH SOLE 8,876 350 145 PROSHARES TR PSHS ULTSH 20YRS 74347R297 293 8,250 SH SOLE 8,250 PRUDENTIAL FINL INC COM 744320102 43 797 SH OTHER 797 PRUDENTIAL FINL INC COM 744320102 1479 27,553 SH SOLE 26,803 650 100 QUALCOMM INC COM 747525103 38 1,149 SH OTHER 799 350 QUALCOMM INC COM 747525103 1246 37,962 SH SOLE 37,962 QUEST DIAGNOSTICS INC COM 74834L100 10 197 SH SOLE 197 REGIONS FINANCIAL CORP NEW COM 7591EP100 22 3,282 SH OTHER 3282 REGIONS FINANCIAL CORP NEW COM 7591EP100 1599 242,968 SH SOLE 235,941 7027 REPSOL YPF S A SPONSORED ADR 76026T205 28 1,400 SH SOLE 1,400 RESEARCH IN MOTION LTD COM 760975102 13 265 SH OTHER 165 100 RESEARCH IN MOTION LTD COM 760975102 717 14,546 SH SOLE 14,546 SCHLUMBERGER LTD COM 806857108 19 349 SH OTHER 349 4 SCHLUMBERGER LTD COM 806857108 1416 25,588 SH SOLE 25,588 SHERWIN WILLIAMS CO COM 824348106 215 3,110 SH SOLE 3,110 SIGMA ALDRICH CORP COM 826552101 10 198 SH OTHER 98 100 SIGMA ALDRICH CORP COM 826552101 1275 25,588 SH SOLE 25,588 SOUTHERN CO COM 842587107 341 10,245 SH SOLE 10,195 50 SPDR S&P 500 ETF TR UNIT SER 1 S&P 78462F103 278 2,690 SH SOLE 2,690 SPDR S&P MIDCAP 400 EFT TR UTSER1 S&PDCRP 78467Y107 20 156 SH SOLE 156 SPDR SERIES TRUST DJ SML GRWTH ETF 78464A201 662 8,006 SH SOLE 8,006 SPDR SERIES TRUST DJ SML VALUE ETF 78464A300 508 9,110 SH SOLE 9,110 SPECTRA ENERGY CORP COM 847560109 14 700 SH OTHER 700 SPECTRA ENERGY CORP COM 847560109 453 22,550 SH SOLE 22,460 90 ST JUDE MED INC COM 790849103 7 182 SH SOLE 182 STRYKER CORP COM 863667101 4 80 SH SOLE 80 SUNTRUST BKS INC COM 867914103 445 19,079 SH SOLE 19,079 TEREX CORP NEW COM 880779103 6 300 SH OTHER 300 TEREX CORP NEW COM 880779103 220 11,750 SH SOLE 11,750 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 17 318 SH OTHER 318 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 1023 19,695 SH SOLE 19,595 100 TEXAS INSTRS INC COM 882508104 10 435 SH SOLE 435 TRANSOCEAN LTD REG SHS H8817H100 12 256 SH SOLE 256 UNION PAC CORP COM 907818108 17 250 SH OTHER 140 110 UNION PAC CORP COM 907818108 1433 20,610 SH SOLE 20,610 UNITED TECHNOLOGIES CORP COM 913017109 23 350 SH OTHER 350 UNITED TECHNOLOGIES CORP COM 913017109 616 9,479 SH SOLE 8,804 575 100 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2020 24,930 SH SOLE 24,930 VANGUARD INTL EQUITY INDEX F EMG MKT ETF 922042858 21 550 SH SOLE 550 VANGUARD INDEX FDS STK MRK ETF 922908769 289 5,500 SH SOLE 5,500 VERIZON COMMUNICATIONS INC COM 92343V104 43 1,550 SH OTHER 1,050 500 VERIZON COMMUNICATIONS INC COM 92343V104 1177 42017 SH SOLE 39709 1275 1033 VISA INC COM CL A 92826C839 8 111 SH SOLE 111 WAL MART STORES INC COM 931142103 34 700 SH OTHER 700 WAL MART STORES INC COM 931142103 843 17,531 SH SOLE 16,831 300 400 WELLS FARGO & CO NEW COM 949746101 40 1,550 SH OTHER 1,050 500 WELLS FARGO & CO NEW COM 949746101 1611 62,923 SH SOLE 62,423 500 YUM BRANDS INC COM 988498101 8 208 SH OTHER 208 YUM BRANDS INC COM 988498101 741 18,964 SH SOLE 18,964 5