UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                _________________



                                    FORM 8-K



                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

      Date of report (Date of earliest event reported): September 30, 2003


                                ________________

                         Northeast Indiana Bancorp, Inc.
             (Exact name of registrant as specified in its charter)


                                 _______________


           Delaware                       0-26012                35-1948594
(State or other jurisdiction of       (Commission File      (IRS Employer
incorporation or organization)          Number)              Identification No.)

                648 North Jefferson Street, Huntington, IN 46750
               (Address of principal executive offices)(Zip Code)


       Registrant's telephone number, including area code: (260) 356-3311

                               ___________________








                                TABLE OF CONTENTS

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

Item 9. Regulation FD Disclosure (information furnished in this Item 9 is
        furnished under Item 12).

Signatures

Exhibit Index

Exhibit 99.1







Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

        (c)  Exhibits.
             --------

               The following Exhibit is being furnished herewith:

               99.1     Registrant's Press Release, dated October 15, 2003.

Item 9. Regulation FD Disclosure (information furnished in this Item 9 is
        furnished under Item 12).

     In accordance with Securities Exchange Commission Release No. 33-8216,  the
following information, which is intended to be furnished under Item 12, "Results
of Operations and Financial Condition," is instead being furnished under Item 9,
"Regulation FD  Disclosure."  This  information  shall not be deemed "filed" for
purposes of Section 18 of the  Securities  Exchange Act of 1934, as amended (the
"Exchange Act"), or incorporated by reference in any filing under the Securities
Act of 1933, as amended, or the Exchange Act.

     On October 15, 2003, the Registrant announced the results of operations and
financial  position as of, and for the third quarter  ended  September 30, 2003.
The press release is attached hereto as Exhibit 99.1 and is incorporated  herein
by reference.






                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.



                                           NORTHEAST INDIANA BANCORP, INC.

                                   By:     /s/ Stephen E. Zahn
                                           -------------------------------------
                                           Stephen E. Zahn
                                           President and Chief Executive Officer
Dated:  October 15, 2003






                                  Exhibit Index

Exhibit
Number                     Description of Exhibit
------                     ----------------------

99.1              Registrant's Press Release dated October 15, 2003