Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
ZOFFINGER GEORGE R
  2. Issuer Name and Ticker or Trading Symbol
COMMERCIAL FEDERAL CORP [CFB]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)
13500 COMMERCIAL FEDERAL PLAZA
3. Date of Earliest Transaction (Month/Day/Year)
12/02/2005
(Street)

OMAHA, NE 68154
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 12/02/2005   D   122 (1) D $ 34 (2) 0 I Dividend Reinvestment Plan
Common Stock 12/02/2005   D   1,000 D $ 34 (2) 0 I Family Limited Partnership

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (Right to Buy) $ 25 12/02/2005   D     5,000 03/01/2002 03/01/2012 Common Stock 5,000 $ 9 (3) 0 D  
Stock Option (Right to Buy) $ 17.66 12/02/2005   D     1,401 03/31/2002 03/31/2012 Common Stock 1,401 $ 16.34 (3) 0 D  
Stock Option (Right to Buy) $ 20.06 12/02/2005   D     1,235 06/30/2002 06/30/2012 Common Stock 1,235 $ 13.94 (3) 0 D  
Stock Option (Right to Buy) $ 21.23 12/02/2005   D     1,165 09/30/2002 09/30/2012 Common Stock 1,165 $ 12.77 (3) 0 D  
Stock Option (Right to Buy) $ 16.88 12/02/2005   D     1,732 12/31/2002 12/31/2012 Common Stock 1,732 $ 17.12 (3) 0 D  
Stock Option (Right to Buy) $ 22.54 12/02/2005   D     5,000 02/27/2003 02/27/2013 Common Stock 5,000 $ 11.46 (3) 0 D  
Stock Option (Right to Buy) $ 17.67 12/02/2005   D     1,528 03/31/2003 03/31/2013 Common Stock 1,528 $ 16.33 (3) 0 D  
Stock Option (Right to Buy) $ 16.3 12/02/2005   D     2,026 06/30/2003 06/30/2013 Common Stock 2,026 $ 17.7 (3) 0 D  
Stock Option (Right to Buy) $ 15.85 12/02/2005   D     1,515 09/30/2003 09/30/2013 Common Stock 1,515 $ 18.15 (3) 0 D  
Stock Option (Right to Buy) $ 18.4 12/02/2005   D     1,631 12/31/2003 12/31/2013 Common Stock 1,631 $ 15.6 (3) 0 D  
Stock Option (Right to Buy) $ 27.9 12/02/2005   D     5,000 02/25/2004 02/25/2014 Common Stock 5,000 $ 6.1 (3) 0 D  
Stock Option (Right to Buy) $ 20.06 12/02/2005   D     1,644 03/31/2004 03/31/2014 Common Stock 1,644 $ 13.94 (3) 0 D  
Stock Option (Right to Buy) $ 20.96 12/02/2005   D     1,433 06/30/2004 06/30/2014 Common Stock 1,433 $ 13.04 (3) 0 D  
Stock Option (Right to Buy) $ 20.22 12/02/2005   D     1,335 09/30/2004 09/30/2014 Common Stock 1,335 $ 13.78 (3) 0 D  
Stock Option (Right to Buy) $ 20.47 12/02/2005   D     1,467 12/31/2004 12/31/2014 Common Stock 1,467 $ 13.53 (3) 0 D  
Stock Option (Right to Buy) $ 27.06 12/02/2005   D     5,000 02/23/2005 02/23/2015 Common Stock 5,000 $ 6.94 (3) 0 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
ZOFFINGER GEORGE R
13500 COMMERCIAL FEDERAL PLAZA
OMAHA, NE 68154
  X      

Signatures

 By: Joel E. Rappoport, Attorney-in-Fact   12/06/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) This form reflects increases in beneficial ownership resulting from exempt acquisitions under the Commercial Federal Corporation Dividend Reinvestment Plan pursuant to Rule 16a-11.
(2) Disposed of pursuant to the merger agreement between Commercial Federal Corporation and Bank of the West in exchange for cash consideration of $34.00 per share.
(3) This option was canceled in the merger in exchange for a cash payment representing the difference between the merger consideration of $34.00 per share and the exercise price of the option.

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