SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                ----------------

                                 SCHEDULE 13G/A
                                 (Rule 13d-102)
                                ----------------

    INFORMATION TO BE INCLUDED IN STATEMENTS PURSUANT TO RULES 13d-1(b), (c)
             AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2
                    UNDER THE SECURITIES EXCHANGE ACT OF 1934
                               (Amendment No. 1)*


                       Community Capital Bancshares, Inc.
                                (Name of Issuer)

                          Common Stock, $1.00 par value
                         (Title of Class of Securities)

                                    203634100
                                 (CUSIP Number)

                                December 31, 2005
             (Date of Event Which Requires Filing of this Statement)


     Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
     [ ]  Rule 13d-1(b)
     [X]  Rule 13d-1(c)
     [ ]  Rule 13d-1(d)

-----------

     * The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.


     The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).





CUSIP No. 203634100                  13G/A                 Page 2 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    Endicott Partners, L.P.
-----------------------------------------------------------------------------
     (2)  CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3)  SEC USE ONLY

-----------------------------------------------------------------------------
     (4)  CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    0
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    0.0%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    PN
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                 Page 3 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
               Endicott Partners II, L.P.
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    0
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    0.0%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    PN
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                 Page 4 of 17 Pages
-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
              Endicott Opportunity Partners, L.P.
-----------------------------------------------------------------------------
     (2)  CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3)  SEC USE ONLY

-----------------------------------------------------------------------------
     (4)  CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    214,100
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    214,100
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    214,100
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    7.3%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    PN
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                  Page 5 of 17 Page

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    Endicott Offshore Investors, Ltd.
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    British Virgin Islands
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    0
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    0.0%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    CO
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                 Page 6 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    W.R. Endicott, L.L.C.
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    0
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    0.0%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    OO
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                 Page 7 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    W.R. Endicott II, L.L.C.
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    0
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    0.0%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    OO
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                 Page 8 of 17 Pages
-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    W.R.D. Endicott, L.L.C.
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    214,100
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    214,100
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    214,100
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    7.3%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    OO
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                 Page 9 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    Endicott Management Company
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    Delaware
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    0
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    0
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    0
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    0.0%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    CO
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                Page 10 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    Wayne K. Goldstein (in the capacity described herein)
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    United States
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    214,100
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    214,100
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    214,100
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    7.3%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    IN
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                Page 11 of 17 Pages

-----------------------------------------------------------------------------
     (1)  NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
                    Robert I. Usdan (in the capacity described herein)
-----------------------------------------------------------------------------
     (2) CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
                                                                    (a) [x]
                                                                    (b) [ ]
-----------------------------------------------------------------------------
     (3) SEC USE ONLY

-----------------------------------------------------------------------------
     (4) CITIZENSHIP OR PLACE OF ORGANIZATION
                    United States
-----------------------------------------------------------------------------

NUMBER OF      (5)  SOLE VOTING POWER
                    0
SHARES         --------------------------------------------------------------

BENEFICIALLY   (6)  SHARED VOTING POWER
                    214,100
OWNED BY       --------------------------------------------------------------

EACH           (7)  SOLE DISPOSITIVE POWER
                    0
REPORTING      --------------------------------------------------------------

PERSON WITH    (8)  SHARED DISPOSITIVE POWER
                    214,100
-----------------------------------------------------------------------------
     (9)  AGGREGATE AMOUNT BENEFICIALLY OWNED
          BY EACH REPORTING PERSON
                    214,100
-----------------------------------------------------------------------------
    (10)  CHECK BOX IF THE AGGREGATE AMOUNT
          IN ROW (9) EXCLUDES CERTAIN SHARES                             [ ]
-----------------------------------------------------------------------------
    (11)  PERCENT OF CLASS REPRESENTED
          BY AMOUNT IN ROW (9)
                    7.3%
-----------------------------------------------------------------------------
    (12)  TYPE OF REPORTING PERSON
                    IN
-----------------------------------------------------------------------------




CUSIP No. 203634100                  13G/A                Page 12 of 17 Pages
               The 13G initially filed on August 27, 2004 is hereby amended and
restated by this Amendment No. 1 to the 13G.

ITEM 1(a).  NAME OF ISSUER:
               Community Capital Bancshares, Inc.

ITEM 1(b).  ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
               P.O Box Drawer 71269, Albany, Georgia,  31707

ITEM 2(a).  NAME OF PERSON FILING:
            (i) Endicott Partners, L.P., a Delaware limited partnership
                ("EPLP");
           (ii) Endicott Partners II, L.P., a Delaware limited partnership
                ("EPII");
          (iii) Endicott Opportunity Partners, L.P., a Delaware limited
                partnership ("EOP");
           (iv) Endicott Offshore Investors, Ltd., a British Virgin Islands
                international business company ("EOI");
            (v) W.R. Endicott, L.L.C., a Delaware limited liability company
                ("WRE LLC") and general partner of EPLP;
           (vi) W.R. Endicott II, L.L.C., a Delaware limited liability company
                ("WRE II LLC") and general partner of EPII;
          (vii) W.R.D. Endicott, L.L.C., a Delaware limited liability company
                ("WRD LLC") and general partner of EOP;
         (viii) Endicott Management Company, a Delaware corporation ("Endicott
                Management") and advisor to EOI and two managed accounts;
           (ix) Wayne K. Goldstein ("Mr. Goldstein"), a Managing Member of WRE
                LLC, WRE II LLC and WRD LLC, and Co-President of Endicott
                Management; and
            (x) Robert I. Usdan ("Mr. Usdan"), a Managing Member of WRE LLC, WRE
                II LLC and WRD LLC, and Co-President of Endicott Management.

ITEM 2(b).  ADDRESS OF PRINCIPAL OFFICE OR, IF NONE, RESIDENCE:

            The address of the principal business offices of each of: (i) EPLP;
(ii) EPII; (iii) EOP; (iv) WRE LLC; (v) WRE II LLC; (vi) WRD LLC; (vii) Endicott
Management; (viii) Mr. Goldstein; and (ix) Mr. Usdan is 623 Fifth Avenue, Suite
3104, New York, NY 10022.

            The address of the principal business offices of EOI is c/o Trident
Fund Services (B.V.I.) Ltd, Wickhams Cay, P.O. Box 146, Road Town, Tortola,
British Virgin Islands.

ITEM 2(c).  CITIZENSHIP:
            EPLP - a Delaware limited partnership
            EPII - a Delaware limited partnership
            EOP - a Delaware limited partnership
            EOI - a British Virgin Islands international business company
            WRE LLC - a Delaware limited liability company
            WRE II LLC - a Delaware limited liability company
            WRD LLC - a Delaware liability company
            Endicott Management - a Delaware corporation
            Mr. Goldstein - United States
            Mr. Usdan - United States

ITEM 2(d).  TITLE OF CLASS OF SECURITIES:
                 Common Stock, $1.00 par value

ITEM 2(e).  CUSIP NUMBER:
                 203634100



CUSIP No. 203634100                  13G/A                Page 13 of 17 Pages

ITEM 3. If this statement is filed pursuant to Rules 13d-1(b) or 13d-2(b) or
(c), check whether the person filing is a:

          (a) [ ] Broker or dealer registered under Section 15 of the Act,

          (b) [ ] Bank as defined in Section 3(a)(6) of the Act,

          (c) [ ] Insurance Company as defined in Section 3(a)(19) of the Act,

          (d) [ ] Investment Company registered under Section 8 of the
                  Investment Company Act of 1940,

          (e) [ ] Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E),

          (f) [ ] Employee Benefit Plan or Endowment Fund in accordance with
                  Rule 13d-1(b)(1)(ii)(F),

          (g) [ ] Parent Holding Company or control person in accordance with
                  Rule 13d-1(b)(1)(ii)(G),

          (h) [ ] Savings Association as defined in Section 3(b) of the
                  Federal Deposit Insurance Act,

          (i) [ ] Church Plan that is excluded from the definition of an
                  investment company under Section 3(c)(14) of the Investment
                  Company Act of 1940,

          (j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).

     If this statement is filed pursuant to 13d-1(c), check this box:  [x]




CUSIP No. 203634100                  13G/A                   14 of 17 Pages

ITEM 4.   OWNERSHIP.

          (a) AMOUNT BENEFICIALLY OWNED:

               EPLP may be deemed to beneficially own 0 Shares. EPII may be
deemed to beneficially own 0 Shares. EOP maybe deemed to beneficially own
214,100 Shares. EOI may be deemed to beneficially own 0 Shares.

                      WRE LLC may be deemed to beneficially own 0 Shares as a
result of its voting and dispositive power over the 0
Shares held by EPLP. WRE II LLC may be deemed to beneficially own 0 Shares as a
result of its voting and dispositive power over the 0 Shares held by EPII. WRD
LLC may be deemed to beneficially own 214,100 Shares as a result of its voting
and dispositive power over the 214,100 Shares held by EOP.

               Endicott Management may be deemed to beneficially own 0 Shares as
a result of its voting and dispositive power over: (i) the 0 Shares held by EOI;
and (ii) the 0 Shares held by two managed accounts.

                      Messrs. Goldstein and Usdan may each be deemed to
beneficially own 214,100 Shares by virtue of their ultimate
voting and dispositive power over: (i) the 0 Shares held by EPLP; (ii) the 0
Shares held by EPII; (iii) the 214,100 Shares help by EOP; (iv) the 0 Shares
held by EOI; and (v) the 0 Shares held by the two managed accounts.

          (b) PERCENTAGE BENEFICIALLY OWNED:

               Based on calculations made in accordance with Rule 13d-3(d), and
there being 2,915,944 Shares to be outstanding as of November 14, 2005, as
disclosed in the Form 10-QSB for the quarterly period filed September 30, 2005:
(i) EPLP may be deemed to beneficially own approximately 0.0% of the outstanding
Shares; (ii) EPII may be deemed to beneficially own approximately 0.0% of the
outstanding Shares; (iii) EOP may be deemed to beneficially own approximately
7.3% of the outstanding Shares; (iv) EOI may be deemed to beneficially own
approximately 0.0% of the outstanding Shares; (v) WRE LLC may be deemed to
beneficially own approximately 0.0% of the outstanding Shares; (vi) WRE II LLC
may be deemed to beneficially own approximately 0.0% of the outstanding Shares;
(vii) WRD LLC may be deemed to beneficially own 7.3% of the outstanding Shares;
(viii) Endicott Management may be deemed to beneficially own approximately 0.0.%
of the outstanding Shares; (ix) Mr. Goldstein may be deemed to beneficially own
approximately 7.3% of the outstanding Shares; and (x) Mr. Usdan may be deemed to
beneficially own approximately 7.3% of the outstanding Shares.

           (c) NUMBER OF SHARES AS TO WHICH SUCH PERSON HAS:

                (i) EPLP may be deemed to have sole power to direct the voting
and disposition of the 0 Shares it beneficially owns. EPII may be deemed to have
sole power to direct the voting and disposition of the 0 Shares it beneficially
owns. EOP may be deemed to have sole power to direct the voting and disposition
of the 214,100 Shares it beneficially owns. EOI may be deemed to have sole power
to direct the voting and disposition of the 0 Shares it beneficially owns. WRE
LLC may be deemed to have sole power to direct the voting and disposition of the
0 Shares it beneficially owns by virtue of the relationships




CUSIP No. 203634100                  13G/A                Page 15 of 17 Pages

described in Item 2. WRE II LLC may be deemed to have sole power
to direct the voting and disposition of the 0 Shares it beneficially owns by
virtue of the relationships described in Item 2. WRD LLC may be deemed to have
sole power to direct the voting and disposition of the 214,100 Shares it
beneficially owns by virtue of the relationships described in Item 2. Endicott
Management may be deemed to have sole voting power to direct the voting and
disposition of the 0 Shares it beneficially owns by virtue of the relationships
described in Item 2.

                           (ii) By virtue of the relationships between and among
the Reporting Persons as described in Item 2, each of
Messrs. Goldstein and Usdan, may be deemed to share the power to direct the
voting and disposition of 214,100 Shares.

ITEM 5.   OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.

          Not applicable.

ITEM 6.   OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.

          The limited partners and the general partner of EPLP, EPII and EOP and
the shareholders and advisor of EOI and the shareholders of two managed accounts
have the right to participate in the receipt of dividends from, or proceeds from
the sale of, the securities held for the account of EPLP, EPII, EOP, EOI and the
two managed accounts in accordance with their ownership interests in such
entities.

ITEM 7.   IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
          THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.

          Not applicable.

ITEM 8.   IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.

          See Item 2.

ITEM 9.   NOTICE OF DISSOLUTION OF GROUP.

          Not applicable.

ITEM 10.  CERTIFICATION.

          By signing below we certify that, to the best of our knowledge and
belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and not held in connection with
or as a participant in any transaction having that purpose or effect.




CUSIP No. 203634100                  13G/A                Page 16 of 17 Pages


                                   SIGNATURES

           After reasonable inquiry and to the best of our knowledge and belief,
the undersigned certify that the information set forth in this statement is
true, complete and correct.

DATED:  February 14, 2006


                                            ENDICOTT PARTNERS, L.P.

                                            By: W.R. Endicott, L.L.C.,
                                                its general partner


                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            ENDICOTT PARTNERS II, L.P.

                                            By: W.R. Endicott II, L.L.C.,
                                                its general partner


                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            ENDICOTT OPPORTUNITY PARTNERS, L.P.

                                            By: W.R.D. Endicott, L.L.C.,
                                                its general partner


                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            W.R. ENDICOTT, L.L.C.

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            W.R. ENDICOTT II, L.L.C.

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Memberr

                                            W.R.D. ENDICOTT, L.L.C.

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member

                                            ENDICOTT OFFSHORE INVESTORS, LTD.

                                            By: /s/ Robert I. Usdan
                                                -------------------
                                                Name:  Robert I. Usdan
                                                Title: Director


                                            ENDICOTT MANAGEMENT COMPANY

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Co-President


                                            /s/ Wayne K. Goldstein
                                            ---------------------------
                                            Wayne K. Goldstein


                                            /s/ Robert I. Usdan
                                            ---------------------------
                                            Robert I. Usdan



                                  EXHIBIT INDEX


Exhibit 1. Joint Filing Agreement as required by Rule 13d-1(k)(1) under the
Securities Exchange Act of 1934, as amended.








CUSIP No. 203634100                  13G/A                Page 17 of 17 Pages
                                                                    EXHIBIT 1

               JOINT FILING AGREEMENT PURSUANT TO RULE 13d-1(k)(1)

                  The undersigned acknowledge and agree that the foregoing
statement on Schedule 13G/A is filed on behalf of each of the undersigned and
that all subsequent amendments to this statement on Schedule 13G/A shall be
filed on behalf of each of the undersigned without the necessity of filing
additional joint filing statements. The undersigned acknowledge that each shall
be responsible for the timely filing of such amendments, and for the
completeness and accuracy of the information concerning him, her or it contained
herein, but shall not be responsible for the completeness and accuracy of the
information concerning the other entities or persons, except to the extent that
he, she or it knows or has reason to believe that such information is
inaccurate.

Dated as of February 14, 2006

                                            ENDICOTT PARTNERS, L.P.

                                            By: W.R. Endicott, L.L.C.,
                                                its general partner


                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            ENDICOTT PARTNERS II, L.P.

                                            By: W.R. Endicott II, L.L.C.,
                                                its general partner


                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            ENDICOTT OPPORTUNITY PARTNERS, L.P.

                                            By: W.R.D. Endicott, L.L.C.,
                                                its general partner


                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            W.R. ENDICOTT, L.L.C.

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member


                                            W.R. ENDICOTT II, L.L.C.

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Memberr

                                            W.R.D. ENDICOTT, L.L.C.

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Managing Member

                                            ENDICOTT OFFSHORE INVESTORS, LTD.

                                            By: /s/ Robert I. Usdan
                                                -------------------
                                                Name:  Robert I. Usdan
                                                Title: Director


                                            ENDICOTT MANAGEMENT COMPANY

                                            By: /s/ Wayne K. Goldstein
                                                ----------------------
                                                Name:  Wayne K. Goldstein
                                                Title: Co-President


                                            /s/ Wayne K. Goldstein
                                            ---------------------------
                                            Wayne K. Goldstein


                                            /s/ Robert I. Usdan
                                            ---------------------------
                                            Robert I. Usdan