UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

                                November 1, 2005
                Date of Report (Date of earliest event reported)

                         COMMERCIAL FEDERAL CORPORATION
             (Exact name of registrant as specified in its charter)
                                                                               
   Nebraska                         1-11515                     47-0658852
(State or other              (Commission File Number)          (IRS Employer 
jurisdiction of                                              Identification No.)
incorporation)

                                                                      
          13220 California Street                              68154
            Omaha, Nebraska
   (Address of principal executive offices)                  (Zip Code)

       Registrant's telephone number, including area code: (402) 554-9200.

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

|_|      Written communications pursuant to Rule 425 under the Securities Act 
         (17 CFR 230.425)

|_|      Soliciting material pursuant to Rule 14a-12 under the Exchange Act 
         (17 CFR 240.14a-12)

|_|      Pre-commencement communications pursuant to Rule 14d-2(b) under the 
         Exchange Act (17 CFR 240.14d-2(b))

|_|      Pre-commencement communications pursuant to Rule 13e-4(c) under the 
         Exchange Act (17 CFR 240.13e-4(c))
 
 




ITEM 8.01 OTHER EVENTS.

On November 1, 2005, Commercial Federal Corporation issued a press release
announcing that its shareholders have approved its merger with Bank of the West.
A copy of the press release is attached hereto as Exhibit 99.1 and is
incorporated by reference herein.


ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(c)  Exhibits                                                     
 
     The following exhibits are filed herewith:

                 
EXHIBIT NO.     DESCRIPTION OF EXHIBIT
                 
99.1            Press release issued by Commercial Federal Corporation, dated 
                November 1, 2005
                 






                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
                                                            
                                     COMMERCIAL FEDERAL CORPORATION
                                                            
Dated: November 2, 2005              By: /s/ David S. Fisher
                                       -----------------------------------------
                                             David S. Fisher
                                             Executive Vice President and 
                                             Chief Financial Officer









                                  EXHIBIT INDEX
                 
EXHIBIT NO.     DESCRIPTION OF EXHIBIT
                 
99.1            Press release issued by Commercial Federal Corporation, dated 
                November 1, 2005