UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant To Section 13 or 15(d) of The Securities Exchange Act of 1934


                                January 19, 2005
                               ------------------
                Date of Report (Date of earliest event reported)

                             OHIO VALLEY BANC CORP
                           ------------------------
             (Exact name of registrant as specified in its charter)

                                      Ohio
                                     ------
                 (State or other jurisdiction of incorporation)

                   0-20914                       31-1359191
                  ---------                     ------------
          (Commission File Number)  (IRS Employer Identification No.)

                    420 Third Avenue, Gallipolis, Ohio 45631
                   ------------------------------------------
               (Address of principal executive offices) (Zip code)

       Registrant's telephone number, including area code: (740) 446-2631

                                 Not Applicable
                                ----------------
         (Former name or former address, if changed since last report.)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))



                            Exhibit Index at Page 4.



Item 8.01 - Other Events
------------------------

On January 18,  2005,  the Board of  Directors  of Ohio Valley Banc Corp.,  (the
"Company"),  authorized  the repurchase of up to 175,000 shares of the Company's
common  stock  through  open  market and  privately  negotiated  purchases.  All
purchases will be made by the Company  between  February 16, 2005 and August 16,
2005,  unless  the  Company's  Board  of  Directors  extends  the  program.  The
information  contained in the news  release,  which is attached as Exhibit 99 to
this Form 8-K, is incorporated herein by this reference.
  
Item 9.01 - Financial Statements and Exhibits
---------------------------------------------

(c) Exhibits

Exhibit 99 - Press Release dated January 19, 2005.




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                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                              OHIO VALLEY BANC CORP.


Date: January  19, 2005                 By   /s/ Jeffrey E. Smith
                                              -------------------------------
                                              Jeffrey E. Smith, President and
                                              Chief Executive Officer







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                                  EXHIBIT INDEX



Exhibit Number                      Description

    99                              Press release of Ohio Valley Banc Corp dated
                                    January 19,  2005.







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