INVESTMENT
                                                                      SHARES OF DISCRETION
                                              CUSIP     FAIR MARKET   PRINCIPAL (A) (B) (C) MANAGERS    VOTING AUTHORITY (SHARES)
NAME OF ISSUER                 TITLE OF CLASS NUMBER       VALUE      AMOUNT    SOL SHR OTH INSTR. V   (A) SOLE (B)SHARED  (C) NONE
---------------------------    -------------- --------- -----------   --------- --- --- --- --------  --------- --------- ---------

COOPER INDS LTD                CL A           G24182100     259,380       6,600  X          1              6500       100         0
                                                             15,720         400      X   X  1               400         0         0
                                                        -----------   ---------
                                                            275,100       7,000

GLOBALSANTAFE CORP             SHS            G3930E101     254,112       9,291  X          1              8394       897         0
                                                            126,630       4,630      X   X  1              4630         0         0
                                                              7,275         266  X          2               266         0         0
                                                        -----------   ---------
                                                            388,017      14,187

INGERSOLL-RAND COMPANY LTD     CL A           G4776G101   1,462,994      32,041  X          1             32041         0         0
                                                            803,617      17,600      X   X  1             12925      4675         0
                                                        -----------   ---------
                                                          2,266,611      49,641

NOBLE CORPORATION              SHS            G65422100     322,310       8,350  X          1              7150      1200         0
                                                            221,950       5,750      X   X  1              5750         0         0
                                                              9,650         250  X          2               250         0         0
                                                        -----------   ---------
                                                            553,910      14,350

XL CAP LTD                     CL A           G98255105   4,438,877      52,407  X          1             46003      6000       404
                                                            283,745       3,350      X   X  1               900      2450         0
                                                              8,470         100  X          2                 0         0       100
                                                        -----------   ---------
                                                          4,731,092      55,857

FLEXTRONICS INTL LTD           ORD            Y2573F102     205,580      28,833  X          1             26433      2400         0
                                                             55,437       7,775      X   X  1              7775         0         0
                                                              3,922         550  X          2               550         0         0
                                                        -----------   ---------
                                                            264,939      37,158

AFLAC INC                      COM            001055102   3,215,712     100,491  X          1             98795         0      1696
                                                            296,000       9,250      X   X  1              6750      2500         0
                                                        -----------   ---------
                                                          3,511,712     109,741

AGCO CORP                      COM            001084102     259,350      13,300  X          1             13300         0         0
                                                        -----------   ---------
                                                            259,350      13,300

AOL TIME WARNER INC            COM            00184A105     224,475      15,260  X          1             14720         0       540
                                                             31,995       2,175      X   X  1              1025      1150         0
                                                        -----------   ---------
                                                            256,470      17,435

AT&T CORP                      COM            001957109     859,879      80,362  X          1             79283      1079         0
                                                            370,479      34,624      X   X  1             20347     13722       555
                                                        -----------   ---------
                                                          1,230,358     114,986

AT&T WIRELESS SVCS INC         COM            00209A106     140,550      24,025  X          1             23679       346         0
                                                             64,401      11,008      X   X  1              5713      5117       178
                                                        -----------   ---------
                                                            204,951      35,033

ABBOTT LABS                    COM            002824100   3,670,961      97,502  X          1             95127      2375         0
                                                          1,343,278      35,678      X   X  1             17428     18250         0
                                                             11,295         300  X          2               300         0         0
                                                        -----------   ---------
                                                          5,025,534     133,480

ADAMS EXPRESS CO               COM            006212104       1,839         150  X          1               150         0         0
                                                            347,608      28,353      X   X  1             15507     12846         0
                                                        -----------   ---------
                                                            349,447      28,503

ADVANCED MICRO DEVICES INC     COM            007903107     154,548      15,900  X          1             15900         0         0
                                                        -----------   ---------
                                                            154,548      15,900

AEGON N V                      ORD AMER REG   007924103     400,244      19,668  X          1             19668         0         0
                                                             35,104       1,725      X   X  1              1725         0         0
                                                        -----------   ---------
                                                            435,348      21,393

AGERE SYS INC                  CL B           00845V209      51,559      34,350  X          1             32290      1823       237
                                                             16,660      11,098      X   X  1              7663      3310       125
                                                                891         594  X          2               436         0       158
                                                        -----------   ---------
                                                             69,110      46,042

AIR PRODS & CHEMS INC          COM            009158106   1,208,206      23,939  X          1             23630       200       109
                                                            302,820       6,000      X   X  1               800      5200         0
                                                        -----------   ---------
                                                          1,511,026      29,939

ALBERTO CULVER CO              CL A           013068200     842,607      18,650  X          1             18250       400         0
                                                            237,195       5,250      X   X  1              1550      3700         0
                                                        -----------   ---------
                                                          1,079,802      23,900

ALCOA INC                      COM            013817101   1,966,395      59,318  X          1             58348         0       970
                                                          1,060,105      31,979      X   X  1             27600      4379         0
                                                              9,945         300  X          2                 0         0       300
                                                        -----------   ---------
                                                          3,036,445      91,597

ALLEN TELECOM INC              COM            018091108      53,750      12,500  X          1             12500         0         0
                                                        -----------   ---------
                                                             53,750      12,500

ALLSTATE CORP                  COM            020002101     286,521       7,748  X          1              6548         0      1200
                                                            107,538       2,908      X   X  1               918      1990         0
                                                        -----------   ---------
                                                            394,059      10,656

ALLTEL CORP                    COM            020039103     688,033      14,639  X          1             13764       875         0
                                                            317,438       6,754      X   X  1              5275      1479         0
                                                              7,050         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,012,521      21,543

AMERICAN ELEC PWR INC          COM            025537101     397,798       9,940  X          1              9240       700         0
                                                             96,848       2,420      X   X  1              2120       300         0
                                                        -----------   ---------
                                                            494,646      12,360

AMERICAN EXPRESS CO            COM            025816109     704,281      19,391  X          1             19391         0         0
                                                            699,523      19,260      X   X  1              8600     10660         0
                                                             14,528         400  X          2                 0         0       400
                                                        -----------   ---------
                                                          1,418,332      39,051

AMERICAN INTL GROUP INC        COM            026874107   7,584,119     111,155  X          1             97736      9280      4139
                                                          1,470,974      21,559      X   X  1             14968      6591         0
                                                             32,409         475  X          2               175         0       300
                                                        -----------   ---------
                                                          9,087,502     133,189

AMERICAN PWR CONVERSION CORP   COM            029066107     531,414      42,075  X          1             37725      4350         0
                                                            154,718      12,250      X   X  1             12250         0         0
                                                              8,525         675  X          2               675         0         0
                                                        -----------   ---------
                                                            694,657      55,000

AMGEN INC                      COM            031162100     228,958       5,467  X          1              5167         0       300
                                                             81,038       1,935      X   X  1              1340       595         0
                                                        -----------   ---------
                                                            309,996       7,402

AMSOUTH BANCORPORATION         COM            032165102   4,563,551     203,912  X          1            195631      8281         0
                                                          2,393,516     106,949      X   X  1             81104     25845         0
                                                        -----------   ---------
                                                          6,957,067     310,861

ANADARKO PETE CORP             COM            032511107     282,439       5,729  X          1              5729         0         0
                                                             53,736       1,090      X   X  1               602       488         0
                                                        -----------   ---------
                                                            336,175       6,819

ANHEUSER BUSCH COS INC         COM            035229103   1,547,600      30,952  X          1             30552       400         0
                                                            993,300      19,866      X   X  1             17866      2000         0
                                                             10,000         200  X          2                 0         0       200
                                                        -----------   ---------
                                                          2,550,900      51,018

APPLIED MATLS INC              COM            038222105     887,283      46,650  X          1             43450      3200         0
                                                            185,445       9,750      X   X  1              8950       800         0
                                                              9,510         500  X          2               500         0         0
                                                        -----------   ---------
                                                          1,082,238      56,900

ARCHER DANIELS MIDLAND CO      COM            039483102     443,314      34,661  X          1             34220       441         0
                                                             80,961       6,330      X   X  1                 0      6330         0
                                                        -----------   ---------
                                                            524,275      40,991

ATLANTIS PLASTICS INC          COM            049156102      66,015      16,300  X          1             16300         0         0
                                                        -----------   ---------
                                                             66,015      16,300

AUTOMATIC DATA PROCESSING IN   COM            053015103     693,795      15,931  X          1             15031         0       900
                                                            722,669      16,594      X   X  1             16594         0         0
                                                        -----------   ---------
                                                          1,416,464      32,525

AVON PRODS INC                 COM            054303102   1,178,064      22,551  X          1             21904         0       647
                                                             65,300       1,250      X   X  1              1250         0         0
                                                             15,672         300  X          2                 0         0       300
                                                        -----------   ---------
                                                          1,259,036      24,101

BB&T CORP                      COM            054937107     306,138       7,931  X          1              7931         0         0
                                                              5,250         136      X   X  1                 0       136         0
                                                        -----------   ---------
                                                            311,388       8,067

BP PLC                         SPONSORED ADR  055622104   6,348,361     125,735  X          1            123409      1734       592
                                                          3,502,745      69,375      X   X  1             50406     18969         0
                                                        -----------   ---------
                                                          9,851,106     195,110

BANK OF AMERICA CORPORATION    COM            060505104   3,362,429      47,789  X          1             45798      1428       563
                                                          1,392,424      19,790      X   X  1             13723      6067         0
                                                              8,865         126  X          2               126         0         0
                                                        -----------   ---------
                                                          4,763,718      67,705

BANK ONE CORP                  COM            06423A103   1,619,507      42,087  X          1             39766      2321         0
                                                            637,343      16,563      X   X  1             15263      1300         0
                                                             11,544         300  X          2               300         0         0
                                                        -----------   ---------
                                                          2,268,394      58,950

BARD C R INC                   COM            067383109     369,185       6,525  X          1              6525         0         0
                                                            231,978       4,100      X   X  1               800      3300         0
                                                        -----------   ---------
                                                            601,163      10,625

BAXTER INTL INC                COM            071813109     757,250      17,036  X          1             16836         0       200
                                                          1,135,165      25,538      X   X  1             25538         0         0
                                                        -----------   ---------
                                                          1,892,415      42,574

BELDEN INC                     COM            077459105     353,238      16,950  X          1             16650       300         0
                                                             25,008       1,200      X   X  1              1200         0         0
                                                        -----------   ---------
                                                            378,246      18,150

BELLSOUTH CORP                 COM            079860102   8,238,955     261,554  X          1            248029      8800      4725
                                                          3,287,278     104,358      X   X  1             45282     59076         0
                                                        -----------   ---------
                                                         11,526,233     365,912

BERKSHIRE HATHAWAY INC DEL     CL B           084670207     310,526         139  X          1               139         0         0
                                                        -----------   ---------
                                                            310,526         139

BEST BUY INC                   COM            086516101     302,200       8,325  X          1              7500       825         0
                                                            137,034       3,775      X   X  1              3775         0         0
                                                              5,445         150  X          2               150         0         0
                                                        -----------   ---------
                                                            444,679      12,250

BOEING CO                      COM            097023105   1,445,175      32,115  X          1             31915       200         0
                                                          1,005,300      22,340      X   X  1             15740      6600         0
                                                        -----------   ---------
                                                          2,450,475      54,455

BRISTOL MYERS SQUIBB CO        COM            110122108   7,130,006     277,432  X          1            266532     10400       500
                                                          4,068,441     158,305      X   X  1             80245     78060         0
                                                             11,565         450  X          2               450         0         0
                                                        -----------   ---------
                                                         11,210,012     436,187

CBL & ASSOC PPTYS INC          COM            124830100     590,086      14,570  X          1             14570         0         0
                                                            129,600       3,200      X   X  1              1200      2000         0
                                                        -----------   ---------
                                                            719,686      17,770

CIGNA CORP                     COM            125509109     534,836       5,490  X          1              5490         0         0
                                                             36,533         375      X   X  1                 0       375         0
                                                        -----------   ---------
                                                            571,369       5,865

CSX CORP                       COM            126408103     352,394      10,054  X          1             10054         0         0
                                                            167,259       4,772      X   X  1              3572      1200         0
                                                        -----------   ---------
                                                            519,653      14,826

CAPITAL ONE FINL CORP          COM            14040H105   4,481,563      73,408  X          1             67286      5500       622
                                                            276,252       4,525      X   X  1              3175      1350         0
                                                             12,210         200  X          2                 0         0       200
                                                        -----------   ---------
                                                          4,770,025      78,133

CARAUSTAR INDS INC             COM            140909102     159,744      12,800  X          1             12800         0         0
                                                        -----------   ---------
                                                            159,744      12,800

CARDINAL HEALTH INC            COM            14149Y108      98,133       1,598  X          1              1598         0         0
                                                            271,126       4,415      X   X  1              4415         0         0
                                                        -----------   ---------
                                                            369,259       6,013

CASCADE CORP                   COM            147195101     201,500      13,000  X          1             13000         0         0
                                                        -----------   ---------
                                                            201,500      13,000

CATERPILLAR INC DEL            COM            149123101     135,984       2,778  X          1              2578       200         0
                                                            142,445       2,910      X   X  1              2910         0         0
                                                        -----------   ---------
                                                            278,429       5,688

CHEVRONTEXACO CORP             COM            166764100   6,242,722      70,539  X          1             64694      3773      2072
                                                          2,092,144      23,640      X   X  1             13145     10495         0
                                                             17,700         200  X          2                 0         0       200
                                                        -----------   ---------
                                                          8,352,566      94,379

CHUBB CORP                     COM            171232101     434,075       6,131  X          1              5681       450         0
                                                            157,530       2,225      X   X  1              2225         0         0
                                                              7,080         100  X          2               100         0         0
                                                        -----------   ---------
                                                            598,685       8,456

CISCO SYS INC                  COM            17275R102   5,969,691     427,934  X          1            397060     26275      4599
                                                          1,147,573      82,263      X   X  1             46892     35371         0
                                                             21,274       1,525  X          2               525         0      1000
                                                        -----------   ---------
                                                          7,138,538     511,722

CITIGROUP INC                  COM            172967101   3,544,678      91,475  X          1             88468      1674      1333
                                                            933,221      24,083      X   X  1             23310       773         0
                                                             19,646         507  X          2               207         0       300
                                                        -----------   ---------
                                                          4,497,545     116,065

CITIZENS COMMUNICATIONS CO     COM            17453B101     103,429      12,372  X          1             12372         0         0
                                                        -----------   ---------
                                                            103,429      12,372

CLAYTON HOMES INC              COM            184190106     221,800      14,038  X          1             14038         0         0
                                                             29,183       1,847      X   X  1              1847         0         0
                                                        -----------   ---------
                                                            250,983      15,885

COCA COLA CO                   COM            191216100   8,846,824     157,979  X          1            156304      1375       300
                                                          8,404,536     150,081      X   X  1             98476     51605         0
                                                             11,200         200  X          2               200         0         0
                                                        -----------   ---------
                                                         17,262,560     308,260

COLGATE PALMOLIVE CO           COM            194162103     859,060      17,164  X          1             17164         0         0
                                                            168,169       3,360      X   X  1              2000      1360         0
                                                        -----------   ---------
                                                          1,027,229      20,524

COMCAST CORP                   CL A SPL       200300200   4,825,025     202,392  X          1            181467     20125       800
                                                            524,456      21,999      X   X  1             15999      6000         0
                                                             25,032       1,050  X          2               550         0       500
                                                        -----------   ---------
                                                          5,374,513     225,441

COMERICA INC                   COM            200340107     193,410       3,150  X          1              3150         0         0
                                                             36,840         600      X   X  1               600         0         0
                                                        -----------   ---------
                                                            230,250       3,750

COMPUTER ASSOC INTL INC        COM            204912109     416,403      26,205  X          1             24408      1797         0
                                                             95,928       6,037      X   X  1              5737       300         0
                                                              2,622         165  X          2               165         0         0
                                                        -----------   ---------
                                                            514,953      32,407

COMPUTER SCIENCES CORP         COM            205363104     437,848       9,160  X          1              9160         0         0
                                                             66,920       1,400      X   X  1                 0      1400         0
                                                        -----------   ---------
                                                            504,768      10,560

CONAGRA FOODS INC              COM            205887102     706,377      25,547  X          1             23922      1625         0
                                                            201,156       7,275      X   X  1              7275         0         0
                                                             11,060         400  X          2               400         0         0
                                                        -----------   ---------
                                                            918,593      33,222

CONCORD EFS INC                COM            206197105     550,055      18,250  X          1             18250         0         0
                                                        -----------   ---------
                                                            550,055      18,250

CONOCO INC                     COM            208251504     329,042      11,836  X          1             11348       488         0
                                                            149,786       5,388      X   X  1              2175      3213         0
                                                        -----------   ---------
                                                            478,828      17,224

CORNING INC                    COM            219350105     250,801      70,647  X          1             66547      4100         0
                                                            136,855      38,550      X   X  1             27750     10800         0
                                                              2,751         775  X          2               775         0         0
                                                        -----------   ---------
                                                            390,407     109,972

COSTCO WHSL CORP NEW           COM            22160K105   5,104,329     132,168  X          1            112841     18000      1327
                                                            250,644       6,490      X   X  1              6190       300         0
                                                        -----------   ---------
                                                          5,354,973     138,658

COX COMMUNICATIONS INC NEW     CL A           224044107     681,758      24,746  X          1             22871      1875         0
                                                            173,566       6,300      X   X  1              5550       750         0
                                                              8,265         300  X          2               300         0         0
                                                        -----------   ---------
                                                            863,589      31,346

DANAHER CORP DEL               COM            235851102     119,430       1,800  X          1              1800         0         0
                                                            199,050       3,000      X   X  1              3000         0         0
                                                        -----------   ---------
                                                            318,480       4,800

DEAN FOODS CO NEW              COM            242370104     419,177      11,238      X   X  1             11238         0         0
                                                        -----------   ---------
                                                            419,177      11,238

DEERE & CO                     COM            244199105     367,633       7,675  X          1              7675         0         0
                                                            241,895       5,050      X   X  1              3750      1300         0
                                                        -----------   ---------
                                                            609,528      12,725

DELL COMPUTER CORP             COM            247025109     738,332      28,245  X          1             26445      1800         0
                                                            302,572      11,575      X   X  1              6950      4625         0
                                                              7,189         275  X          2               275         0         0
                                                        -----------   ---------
                                                          1,048,093      40,095

DIAMONDS TR                    UNIT SER 1     252787106   2,630,357      28,427  X          1             28327       100         0
                                                          1,056,231      11,415      X   X  1              4525      6890         0
                                                        -----------   ---------
                                                          3,686,588      39,842

DISNEY WALT CO                 COM DISNEY     254687106   1,251,300      66,206  X          1             64306      1900         0
                                                            503,687      26,650      X   X  1             17125      9525         0
                                                             21,735       1,150  X          2               400         0       750
                                                        -----------   ---------
                                                          1,776,722      94,006

DIXIE GROUP INC                CL A           255519100     602,640      97,200  X          1             97200         0         0
                                                        -----------   ---------
                                                            602,640      97,200

DOLLAR GEN CORP                COM            256669102     242,366      12,736  X          1             12736         0         0
                                                            122,648       6,445      X   X  1              6445         0         0
                                                        -----------   ---------
                                                            365,014      19,181

DOMINION RES INC VA NEW        COM            25746U109     245,934       3,715  X          1              3715         0         0
                                                            462,937       6,993      X   X  1              4743      2250         0
                                                        -----------   ---------
                                                            708,871      10,708

DOVER CORP                     COM            260003108     980,000      28,000  X          1             28000         0         0
                                                            280,000       8,000      X   X  1                 0      8000         0
                                                        -----------   ---------
                                                          1,260,000      36,000

DOW CHEM CO                    COM            260543103   2,168,247      63,067  X          1             62606       300       161
                                                            916,778      26,666      X   X  1             15566     11100         0
                                                        -----------   ---------
                                                          3,085,025      89,733

DOW JONES & CO INC             COM            260561105     319,770       6,600      X   X  1              6600         0         0
                                                        -----------   ---------
                                                            319,770       6,600

DU PONT E I DE NEMOURS & CO    COM            263534109   1,956,042      44,055  X          1             42752       734       569
                                                          1,621,889      36,529      X   X  1             29224      7305         0
                                                              4,440         100  X          2               100         0         0
                                                        -----------   ---------
                                                          3,582,371      80,684

DUKE ENERGY CORP               COM            264399106   1,247,360      40,108  X          1             37633       775      1700
                                                            372,548      11,979      X   X  1             10950      1029         0
                                                              6,220         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,626,128      52,287

E M C CORP MASS                COM            268648102   2,659,845     352,296  X          1            294028     50700      7568
                                                            255,600      33,854      X   X  1             20454     13400         0
                                                              7,550       1,000  X          2                 0         0      1000
                                                        -----------   ---------
                                                          2,922,995     387,150

EASTMAN KODAK CO               COM            277461109     307,220      10,532  X          1             10332       200         0
                                                             32,087       1,100      X   X  1                 0      1100         0
                                                        -----------   ---------
                                                            339,307      11,632

EL PASO CORP                   COM            28336L109   3,661,405     177,652  X          1            164558      9746      3348
                                                            622,753      30,216      X   X  1             25012      5204         0
                                                        -----------   ---------
                                                          4,284,158     207,868

ELAN PLC                       ADR            284131208     229,725      41,997  X          1             40997         0      1000
                                                             49,777       9,100      X   X  1              2800      6300         0
                                                        -----------   ---------
                                                            279,502      51,097

ELECTRONIC DATA SYS NEW        COM            285661104   5,633,172     151,633  X          1            136913     12200      2520
                                                          1,175,060      31,630      X   X  1             19730     11900         0
                                                        -----------   ---------
                                                          6,808,232     183,263

EMERSON ELEC CO                COM            291011104   1,014,821      18,965  X          1             18565       200       200
                                                            900,039      16,820      X   X  1              9970      6850         0
                                                        -----------   ---------
                                                          1,914,860      35,785

ENCANA CORP                    COM            292505104     175,644       5,740  X          1              5740         0         0
                                                            112,608       3,680      X   X  1              3680         0         0
                                                        -----------   ---------
                                                            288,252       9,420

EQUIFAX INC                    COM            294429105     574,425      21,275  X          1             20259         0      1016
                                                             32,400       1,200      X   X  1               100      1100         0
                                                        -----------   ---------
                                                            606,825      22,475

ERICSSON L M TEL CO            ADR CL B SEK10 294821400      10,368       7,200  X          1              7200         0         0
                                                            209,203     145,280      X   X  1             85680     59600         0
                                                        -----------   ---------
                                                            219,571     152,480

EXXON MOBIL CORP               COM            30231G102  21,474,986     524,804  X          1            517057      2416      5331
                                                         13,960,637     341,169      X   X  1            250069     91100         0
                                                             17,964         439  X          2               139         0       300
                                                        -----------   ---------
                                                         35,453,587     866,412

FPL GROUP INC                  COM            302571104     263,238       4,388  X          1              4388         0         0
                                                            305,109       5,086      X   X  1              2586      2500         0
                                                        -----------   ---------
                                                            568,347       9,474

FEDERAL HOME LN MTG CORP       COM            313400301   4,796,000      78,366  X          1             71467      6100       799
                                                            910,350      14,875      X   X  1             13675      1200         0
                                                        -----------   ---------
                                                          5,706,350      93,241

FEDERAL NATL MTG ASSN          COM            313586109   5,535,096      75,052  X          1             64838      9300       914
                                                            956,909      12,975      X   X  1              4350      8625         0
                                                             12,906         175  X          2               175         0         0
                                                        -----------   ---------
                                                          6,504,911      88,202

FEDERATED DEPT STORES INC DE   COM            31410H101   1,936,093      48,768  X          1             47650       400       718
                                                            173,688       4,375      X   X  1              1550      2825         0
                                                        -----------   ---------
                                                          2,109,781      53,143

FEDEX CORP                     COM            31428X106     320,667       6,005  X          1              6005         0         0
                                                             58,740       1,100      X   X  1              1100         0         0
                                                        -----------   ---------
                                                            379,407       7,105

FIFTH THIRD BANCORP            COM            316773100   2,984,786      44,783  X          1             41078         0      3705
                                                            321,987       4,831      X   X  1              4718       113         0
                                                        -----------   ---------
                                                          3,306,773      49,614

FIRST TENN NATL CORP           COM            337162101  74,464,206   1,944,235  X          1           1893135     51000       100
                                                         15,442,484     403,198      X   X  1            321028     40158     42012
                                                        -----------   ---------
                                                         89,906,690   2,347,433

FIRST VA BANKS INC             COM            337477103     432,928       8,074  X          1              8074         0         0
                                                        -----------   ---------
                                                            432,928       8,074

FLEETBOSTON FINL CORP          COM            339030108   5,753,260     177,844  X          1            167063      8942      1839
                                                            414,954      12,827      X   X  1              8244      4583         0
                                                             14,558         450  X          2               250         0       200
                                                        -----------   ---------
                                                          6,182,772     191,121

FLUOR CORP NEW                 COM            343412102     438,891      11,268  X          1             10343       925         0
                                                            140,221       3,600      X   X  1              3600         0         0
                                                              9,738         250  X          2               250         0         0
                                                        -----------   ---------
                                                            588,850      15,118

FORD MTR CO DEL                COM PAR $0.01  345370860     303,888      18,993  X          1             18993         0         0
                                                            143,616       8,976      X   X  1              8876       100         0
                                                        -----------   ---------
                                                            447,504      27,969

FORTUNE BRANDS INC             COM            349631101     169,568       3,028  X          1              3028         0         0
                                                            196,000       3,500      X   X  1              3500         0         0
                                                        -----------   ---------
                                                            365,568       6,528

FRANKLIN RES INC               COM            354613101     660,280      15,485  X          1             14965         0       520
                                                             34,112         800      X   X  1               300       500         0
                                                        -----------   ---------
                                                            694,392      16,285

GANNETT INC                    COM            364730101   1,362,405      17,950  X          1             14550      3400         0
                                                            489,555       6,450      X   X  1              4750      1700         0
                                                        -----------   ---------
                                                          1,851,960      24,400

GENERAL ELEC CO                COM            369604103  26,558,548     914,235  X          1            867045     41450      5740
                                                         11,578,028     398,555      X   X  1            222501    176054         0
                                                             24,693         850  X          2               350         0       500
                                                        -----------   ---------
                                                         38,161,269   1,313,640

GENERAL MLS INC                COM            370334104     430,000       9,755  X          1              9355       400         0
                                                            349,818       7,936      X   X  1              7536       400         0
                                                        -----------   ---------
                                                            779,818      17,691

GENERAL MTRS CORP              COM            370442105   1,043,344      19,520  X          1             19520         0         0
                                                            339,037       6,343      X   X  1              4688      1655         0
                                                        -----------   ---------
                                                          1,382,381      25,863

GENUINE PARTS CO               COM            372460105     217,554       6,239  X          1              6239         0         0
                                                        -----------   ---------
                                                            217,554       6,239

GILLETTE CO                    COM            375766102   1,071,821      31,645  X          1             30570      1075         0
                                                            537,994      15,884      X   X  1             15275       609         0
                                                              5,081         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,614,896      47,679

GLAXOSMITHKLINE PLC            SPONSORED ADR  37733W105     562,157      13,031  X          1             13031         0         0
                                                          1,253,519      29,057      X   X  1              2477     26580         0
                                                        -----------   ---------
                                                          1,815,676      42,088

GRAINGER W W INC               COM            384802104     829,406      16,555  X          1             15780       200       575
                                                            390,780       7,800      X   X  1              5800      2000         0
                                                        -----------   ---------
                                                          1,220,186      24,355

HARTFORD FINL SVCS GROUP INC   COM            416515104      35,682         600  X          1               600         0         0
                                                            220,039       3,700      X   X  1              3700         0         0
                                                        -----------   ---------
                                                            255,721       4,300

HEALTHSOUTH CORP               COM            421924101     356,638      27,884  X          1             25159      2725         0
                                                            128,540      10,050      X   X  1             10050         0         0
                                                              6,395         500  X          2               500         0         0
                                                        -----------   ---------
                                                            491,573      38,434

HEINZ H J CO                   COM            423074103     406,685       9,895  X          1              9895         0         0
                                                             59,595       1,450      X   X  1              1150       300         0
                                                        -----------   ---------
                                                            466,280      11,345

HERSHEY FOODS CORP             COM            427866108      62,500       1,000  X          1              1000         0         0
                                                            145,313       2,325      X   X  1               100      2225         0
                                                        -----------   ---------
                                                            207,813       3,325

HEWLETT PACKARD CO             COM            428236103     845,731      55,349  X          1             55349         0         0
                                                            262,692      17,192      X   X  1              6932     10260         0
                                                        -----------   ---------
                                                          1,108,423      72,541

HOME DEPOT INC                 COM            437076102   3,904,933     106,314  X          1            102382      1812      2120
                                                          1,301,749      35,441      X   X  1             22630     12811         0
                                                             21,120         575  X          2               275         0       300
                                                        -----------   ---------
                                                          5,227,802     142,330

HOUSEHOLD INTL INC             COM            441815107     830,493      16,710  X          1             14735      1375       600
                                                            258,442       5,200      X   X  1              5200         0         0
                                                              9,940         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,098,875      22,110

ILLINOIS TOOL WKS INC          COM            452308109     286,314       4,192  X          1              3992       200         0
                                                            117,066       1,714      X   X  1              1650        64         0
                                                        -----------   ---------
                                                            403,380       5,906

INTEL CORP                     COM            458140100   9,473,959     518,552  X          1            492788     19450      6314
                                                          2,376,510     130,077      X   X  1             65408     64669         0
                                                             20,097       1,100  X          2               400         0       700
                                                        -----------   ---------
                                                         11,870,566     649,729

INTERNATIONAL BUSINESS MACHS   COM            459200101   6,779,808      94,164  X          1             91414      2000       750
                                                          2,868,840      39,845      X   X  1             24648     15197         0
                                                        -----------   ---------
                                                          9,648,648     134,009

INTL PAPER CO                  COM            460146103     313,253       7,188  X          1              6265       800       123
                                                            590,641      13,553      X   X  1             13153       400         0
                                                        -----------   ---------
                                                            903,894      20,741

INTERPUBLIC GROUP COS INC      COM            460690100   2,480,678     100,189  X          1             75039     24500       650
                                                            386,875      15,625      X   X  1             14100      1525         0
                                                        -----------   ---------
                                                          2,867,553     115,814

J P MORGAN CHASE & CO          COM            46625H100   8,877,948     261,732  X          1            245723     13512      2497
                                                          1,859,968      54,834      X   X  1             29764     25070         0
                                                             10,176         300  X          2               300         0         0
                                                        -----------   ---------
                                                         10,748,092     316,866

JEFFERSON PILOT CORP           COM            475070108         893          19  X          1                19         0         0
                                                            267,524       5,692      X   X  1              5692         0         0
                                                        -----------   ---------
                                                            268,417       5,711

JOHNSON & JOHNSON              COM            478160104  10,575,807     202,369  X          1            199569      1800      1000
                                                          3,656,581      69,969      X   X  1             40040     29929         0
                                                              6,533         125  X          2               125         0         0
                                                        -----------   ---------
                                                         14,238,921     272,463

KELLOGG CO                     COM            487836108     195,438       5,450  X          1              5450         0         0
                                                            236,676       6,600      X   X  1              4800      1800         0
                                                        -----------   ---------
                                                            432,114      12,050

KEYCORP NEW                    COM            493267108     127,136       4,657  X          1              4657         0         0
                                                            281,190      10,300      X   X  1                 0     10300         0
                                                        -----------   ---------
                                                            408,326      14,957

KIMBERLY CLARK CORP            COM            494368103   2,401,818      38,739  X          1             37764       625       350
                                                          1,129,206      18,213      X   X  1             16009      2204         0
                                                              6,200         100  X          2               100         0         0
                                                        -----------   ---------
                                                          3,537,224      57,052

KOHLS CORP                     COM            500255104     235,539       3,361  X          1              3361         0         0
                                                            206,736       2,950      X   X  1              2950         0         0
                                                        -----------   ---------
                                                            442,275       6,311

KONINKLIJKE PHILIPS ELECTRS    NY REG SH NEW  500472303     187,017       6,776  X          1              6776         0         0
                                                             16,560         600      X   X  1                 0       600         0
                                                        -----------   ---------
                                                            203,577       7,376

KROGER CO                      COM            501044101      33,731       1,695  X          1              1695         0         0
                                                            302,480      15,200      X   X  1             15200         0         0
                                                        -----------   ---------
                                                            336,211      16,895

LA Z BOY INC                   COM            505336107     290,207      11,507  X          1             11507         0         0
                                                            366,094      14,516      X   X  1             14516         0         0
                                                        -----------   ---------
                                                            656,301      26,023

LILLY ELI & CO                 COM            532457108     489,552       8,680  X          1              8680         0         0
                                                            259,440       4,600      X   X  1               600      4000         0
                                                        -----------   ---------
                                                            748,992      13,280

LINCOLN NATL CORP IND          COM            534187109     285,600       6,800      X   X  1              6800         0         0
                                                        -----------   ---------
                                                            285,600       6,800

LOCKHEED MARTIN CORP           COM            539830109   1,552,563      22,339  X          1             22339         0         0
                                                            688,050       9,900      X   X  1              2700      7200         0
                                                        -----------   ---------
                                                          2,240,613      32,239

LUCENT TECHNOLOGIES INC        COM            549463107     215,076     129,562  X          1            121763      6901       898
                                                             70,150      42,257      X   X  1             29869     11912       476
                                                              3,735       2,250  X          2              1650         0       600
                                                        -----------   ---------
                                                            288,961     174,069

MBIA INC                       COM            55262C100     472,650       8,361  X          1              8361         0         0
                                                             52,290         925      X   X  1                 0       925         0
                                                        -----------   ---------
                                                            524,940       9,286

MBNA CORP                      COM            55262L100     356,333      10,775  X          1              9725      1050         0
                                                            217,436       6,575      X   X  1              6575         0         0
                                                              5,787         175  X          2               175         0         0
                                                        -----------   ---------
                                                            579,556      17,525

MGIC INVT CORP WIS             COM            552848103     421,852       6,222  X          1              5622       600         0
                                                            133,905       1,975      X   X  1              1975         0         0
                                                              5,085          75  X          2                75         0         0
                                                        -----------   ---------
                                                            560,842       8,272

MANITOWOC INC                  COM            563571108     496,860      14,000  X          1             14000         0         0
                                                        -----------   ---------
                                                            496,860      14,000

MANULIFE FINL CORP             COM            56501R106   1,408,580      49,251  X          1             49251         0         0
                                                            236,464       8,268      X   X  1              1007      5797      1464
                                                        -----------   ---------
                                                          1,645,044      57,519

MARSH & MCLENNAN COS INC       COM            571748102      83,945         869  X          1               869         0         0
                                                            120,557       1,248      X   X  1              1200        48         0
                                                        -----------   ---------
                                                            204,502       2,117

MASCO CORP                     COM            574599106     586,254      21,625  X          1             20725       400       500
                                                          1,211,817      44,700      X   X  1             19900     24800         0
                                                        -----------   ---------
                                                          1,798,071      66,325

MAY DEPT STORES CO             COM            577778103     374,974      11,387      X   X  1              4987      6400         0
                                                        -----------   ---------
                                                            374,974      11,387

MAYTAG CORP                    COM            578592107   1,206,399      28,286  X          1             13266     15020         0
                                                          4,146,646      97,225      X   X  1             75300     21925         0
                                                        -----------   ---------
                                                          5,353,045     125,511

MCCORMICK & CO INC             COM NON VTG    579780206     453,200      17,600  X          1             17000       600         0
                                                            154,500       6,000      X   X  1              1200      4800         0
                                                        -----------   ---------
                                                            607,700      23,600

MCDONALDS CORP                 COM            580135101   1,568,482      55,131  X          1             53156      1975         0
                                                            709,117      24,925      X   X  1             20425      4500         0
                                                              5,690         200  X          2               200         0         0
                                                        -----------   ---------
                                                          2,283,289      80,256

MCKESSON CORP                  COM            58155Q103     348,258      10,650  X          1              9575      1075         0
                                                            158,595       4,850      X   X  1              4850         0         0
                                                              6,540         200  X          2               200         0         0
                                                        -----------   ---------
                                                            513,393      15,700

MEADWESTVACO CORP              COM            583334107     143,334       4,271  X          1              4271         0         0
                                                            148,100       4,413      X   X  1              4413         0         0
                                                        -----------   ---------
                                                            291,434       8,684

MEDTRONIC INC                  COM            585055106   7,259,270     169,411  X          1            141199     27000      1212
                                                          2,503,174      58,417      X   X  1             52171      6246         0
                                                             12,855         300  X          2                 0         0       300
                                                        -----------   ---------
                                                          9,775,299     228,128

MELLON FINL CORP               COM            58551A108   1,221,056      38,850  X          1             38250         0       600
                                                            125,720       4,000      X   X  1                 0      4000         0
                                                        -----------   ---------
                                                          1,346,776      42,850

MERCK & CO INC                 COM            589331107  11,536,805     227,820  X          1            210570     16050      1200
                                                          6,461,006     127,587      X   X  1             90098     37489         0
                                                             27,852         550  X          2               350         0       200
                                                        -----------   ---------
                                                         18,025,663     355,957

METLIFE INC                    COM            59156R108     245,174       8,513  X          1              8513         0         0
                                                             21,485         746      X   X  1                20       441       285
                                                        -----------   ---------
                                                            266,659       9,259

MICROSOFT CORP                 COM            594918104  10,423,752     190,562  X          1            175921     13255      1386
                                                          2,004,650      36,648      X   X  1             19884     16764         0
                                                             31,453         575  X          2               175         0       400
                                                        -----------   ---------
                                                         12,459,855     227,785

MID-AMER APT CMNTYS INC        COM            59522J103      43,683       1,633  X          1              1633         0         0
                                                            227,375       8,500      X   X  1                 0      8500         0
                                                        -----------   ---------
                                                            271,058      10,133

MIDCAP SPDR TR                 UNIT SER 1     595635103     202,653       2,263  X          1              2263         0         0
                                                        -----------   ---------
                                                            202,653       2,263

MIDWAY GAMES INC               COM            598148104     102,000      12,000  X          1             12000         0         0
                                                        -----------   ---------
                                                            102,000      12,000

MILACRON INC                   COM            598709103     367,829      36,239  X          1             32689      3550         0
                                                            138,294      13,625      X   X  1             13625         0         0
                                                              8,120         800  X          2               800         0         0
                                                        -----------   ---------
                                                            514,243      50,664

MIRANT CORP                    COM            604675108     182,401      24,986  X          1             23182      1804         0
                                                             85,346      11,691      X   X  1              9662      1234       795
                                                              2,146         294  X          2               294         0         0
                                                        -----------   ---------
                                                            269,893      36,971

MOODYS CORP                    COM            615369105     190,294       3,825  X          1              3825         0         0
                                                             49,750       1,000      X   X  1                 0      1000         0
                                                        -----------   ---------
                                                            240,044       4,825

MORGAN STANLEY DEAN WITTER&C   COM NEW        617446448   1,396,826      32,424  X          1             31049      1375         0
                                                            303,585       7,047      X   X  1              7047         0         0
                                                             10,770         250  X          2               250         0         0
                                                        -----------   ---------
                                                          1,711,181      39,721

MOTOROLA INC                   COM            620076109   2,424,078     166,146  X          1            141296     22150      2700
                                                            776,786      53,241      X   X  1             33616     19625         0
                                                              7,295         500  X          2               500         0         0
                                                        -----------   ---------
                                                          3,208,159     219,887

MYLAN LABS INC                 COM            628530107     524,333      16,725  X          1             15350      1375         0
                                                            178,696       5,700      X   X  1              5700         0         0
                                                              8,621         275  X          2               275         0         0
                                                        -----------   ---------
                                                            711,650      22,700

NASDAQ 100 TR                  UNIT SER 1     631100104     622,615      23,855  X          1             23607       248         0
                                                            199,274       7,635      X   X  1               700      6935         0
                                                        -----------   ---------
                                                            821,889      31,490

NATIONAL CITY CORP             COM            635405103     216,990       6,526  X          1              6526         0         0
                                                        -----------   ---------
                                                            216,990       6,526

NATIONAL COMMERCE FINL CORP    COM            63545P104   2,476,385      94,159  X          1             91459         0      2700
                                                          2,351,114      89,396      X   X  1             82936      6460         0
                                                        -----------   ---------
                                                          4,827,499     183,555

NOKIA CORP                     SPONSORED ADR  654902204     209,728      14,484  X          1             12284         0      2200
                                                             89,776       6,200      X   X  1              5000      1200         0
                                                        -----------   ---------
                                                            299,504      20,684

NORFOLK SOUTHERN CORP          COM            655844108     978,572      41,855  X          1             41855         0         0
                                                            541,435      23,158      X   X  1             22616       542         0
                                                        -----------   ---------
                                                          1,520,007      65,013

NORTEL NETWORKS CORP NEW       COM            656568102      10,730       7,400  X          1              6400         0      1000
                                                             13,207       9,108      X   X  1              5708      3400         0
                                                        -----------   ---------
                                                             23,937      16,508

OLD NATL BANCORP IND           COM            680033107     236,405       9,289  X          1              9289         0         0
                                                             57,390       2,255      X   X  1              2255         0         0
                                                        -----------   ---------
                                                            293,795      11,544

OMNICOM GROUP INC              COM            681919106     676,695      14,775  X          1             14260         0       515
                                                             50,380       1,100      X   X  1               100      1000         0
                                                        -----------   ---------
                                                            727,075      15,875

ORACLE CORP                    COM            68389X105     464,832      49,084  X          1             45634      3050       400
                                                            222,719      23,518      X   X  1             13325     10193         0
                                                              3,315         350  X          2               350         0         0
                                                        -----------   ---------
                                                            690,866      72,952

PNC FINL SVCS GROUP INC        COM            693475105     378,455       7,239  X          1              7239         0         0
                                                             85,112       1,628      X   X  1                 0      1628         0
                                                        -----------   ---------
                                                            463,567       8,867

PPG INDS INC                   COM            693506107     509,747       8,235  X          1              8235         0         0
                                                            123,800       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            633,547      10,235

PACTIV CORP                    COM            695257105     173,740       7,300  X          1              7300         0         0
                                                             55,240       2,321      X   X  1               237      2084         0
                                                        -----------   ---------
                                                            228,980       9,621

PARKER HANNIFIN CORP           COM            701094104     424,376       8,880  X          1              7362      1518         0
                                                        -----------   ---------
                                                            424,376       8,880

PENNEY J C INC                 COM            708160106     223,855      10,166  X          1             10166         0         0
                                                             84,557       3,840      X   X  1              3840         0         0
                                                        -----------   ---------
                                                            308,412      14,006

PEPSICO INC                    COM            713448108   9,600,668     199,184  X          1            183674     13975      1535
                                                          2,162,975      44,875      X   X  1             35500      9375         0
                                                             14,460         300  X          2               100         0       200
                                                        -----------   ---------
                                                         11,778,103     244,359

PERFORMANCE FOOD GROUP CO      COM            713755106     237,020       7,000  X          1              7000         0         0
                                                        -----------   ---------
                                                            237,020       7,000

PFIZER INC                     COM            717081103   8,498,490     242,814  X          1            214817     25725      2272
                                                          6,714,820     191,852      X   X  1            167257     24595         0
                                                             14,000         400  X          2                 0         0       400
                                                        -----------   ---------
                                                         15,227,310     435,066

PHARMACIA CORP                 COM            71713U102   3,250,257      86,789  X          1             85366         0      1423
                                                            858,544      22,925      X   X  1             19400      3525         0
                                                        -----------   ---------
                                                          4,108,801     109,714

PHILIP MORRIS COS INC          COM            718154107   4,648,208     106,415  X          1            106415         0         0
                                                          3,086,866      70,670      X   X  1             10500     60170         0
                                                        -----------   ---------
                                                          7,735,074     177,085

PIER 1 IMPORTS INC             COM            720279108     294,525      14,025  X          1             14025         0         0
                                                        -----------   ---------
                                                            294,525      14,025

PITNEY BOWES INC               COM            724479100     349,536       8,800  X          1              8800         0         0
                                                             79,440       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            428,976      10,800

PLUM CREEK TIMBER CO INC       COM            729251108     522,146      17,008  X          1             17008         0         0
                                                             52,098       1,697      X   X  1              1697         0         0
                                                        -----------   ---------
                                                            574,244      18,705

PROCTER & GAMBLE CO            COM            742718109   6,826,900      76,449  X          1             71724      4575       150
                                                          2,736,958      30,649      X   X  1             20234     10415         0
                                                              6,698          75  X          2                75         0         0
                                                        -----------   ---------
                                                          9,570,556     107,173

PROGRESS ENERGY INC            COM            743263105     538,667      10,357  X          1             10357         0         0
                                                            402,140       7,732      X   X  1              4132      3600         0
                                                        -----------   ---------
                                                            940,807      18,089

PROVIDIAN FINL CORP            COM            74406A102     117,012      19,900  X          1             19900         0         0
                                                              6,274       1,067      X   X  1              1067         0         0
                                                        -----------   ---------
                                                            123,286      20,967

PUBLIC STORAGE INC             COM            74460D109     129,850       3,500  X          1              3500         0         0
                                                            116,494       3,140      X   X  1              3000       140         0
                                                        -----------   ---------
                                                            246,344       6,640

QUALCOMM INC                   COM            747525103   1,415,105      51,477  X          1             50357         0      1120
                                                             37,112       1,350      X   X  1               500       850         0
                                                        -----------   ---------
                                                          1,452,217      52,827

QWEST COMMUNICATIONS INTL IN   COM            749121109     166,497      59,465  X          1             54106      5359         0
                                                             69,064      24,666      X   X  1             21019      3647         0
                                                              1,546         552  X          2               552         0         0
                                                        -----------   ---------
                                                            237,107      84,683

RADIOSHACK CORP                COM            750438103     391,982      13,040  X          1             13040         0         0
                                                        -----------   ---------
                                                            391,982      13,040

RAYTHEON CO                    COM NEW        755111507     586,355      14,389  X          1             13621       100       668
                                                            518,544      12,725      X   X  1              4700      8025         0
                                                        -----------   ---------
                                                          1,104,899      27,114

REGIONS FINL CORP              COM            758940100     156,699       4,458  X          1              4458         0         0
                                                          5,097,980     145,035      X   X  1                 0    145035         0
                                                        -----------   ---------
                                                          5,254,679     149,493

RELIANT ENERGY INC             COM            75952J108     224,652      13,293  X          1             13293         0         0
                                                            150,410       8,900      X   X  1              5500      3400         0
                                                        -----------   ---------
                                                            375,062      22,193

REPSOL YPF S A                 SPONSORED ADR  76026T205     237,192      20,050  X          1             20050         0         0
                                                            121,849      10,300      X   X  1              6400      3900         0
                                                        -----------   ---------
                                                            359,041      30,350

ROYAL DUTCH PETE CO            NY REG GLD1.25 780257804   1,607,090      29,077  X          1             28227       850         0
                                                          1,059,915      19,177      X   X  1              6677     12500         0
                                                              8,291         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,675,296      48,404

RUBY TUESDAY INC               COM            781182100     404,451      20,848      X   X  1                 0     20848         0
                                                        -----------   ---------
                                                            404,451      20,848

SBC COMMUNICATIONS INC         COM            78387G103   3,769,752     123,598  X          1            120071      2227      1300
                                                          1,810,424      59,358      X   X  1             46056     13302         0
                                                              6,100         200  X          2               200         0         0
                                                        -----------   ---------
                                                          5,586,276     183,156

SPDR TR                        UNIT SER 1     78462F103   4,361,166      44,070  X          1             43970       100         0
                                                          1,025,819      10,366      X   X  1              4206      6160         0
                                                        -----------   ---------
                                                          5,386,985      54,436

SAFECO CORP                    COM            786429100     422,112      13,665  X          1             13665         0         0
                                                            148,272       4,800      X   X  1              4800         0         0
                                                        -----------   ---------
                                                            570,384      18,465

SARA LEE CORP                  COM            803111103     862,875      41,806  X          1             40181      1625         0
                                                            316,824      15,350      X   X  1             12950      2400         0
                                                              6,708         325  X          2               325         0         0
                                                        -----------   ---------
                                                          1,186,407      57,481

SCANA CORP NEW                 COM            80589M102     124,344       4,028  X          1              4028         0         0
                                                            126,753       4,106      X   X  1              2706      1400         0
                                                        -----------   ---------
                                                            251,097       8,134

SCHERING PLOUGH CORP           COM            806605101   6,925,073     281,507  X          1            275124      3250      3133
                                                          2,499,360     101,600      X   X  1             92550      9050         0
                                                              6,765         275  X          2               275         0         0
                                                        -----------   ---------
                                                          9,431,198     383,382

SCHLUMBERGER LTD               COM            806857108   1,279,918      27,525  X          1             26500       825       200
                                                            463,840       9,975      X   X  1              7150      2825         0
                                                              6,975         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,750,733      37,650

SEARS ROEBUCK & CO             COM            812387108     983,590      18,114  X          1             16614         0      1500
                                                            184,403       3,396      X   X  1              1096      2300         0
                                                        -----------   ---------
                                                          1,167,993      21,510

SERVICE CORP INTL              COM            817565104     107,033      22,160  X          1             22160         0         0
                                                        -----------   ---------
                                                            107,033      22,160

SHURGARD STORAGE CTRS INC      COM            82567D104     117,980       3,400  X          1              3400         0         0
                                                             88,971       2,564      X   X  1              2300       264         0
                                                        -----------   ---------
                                                            206,951       5,964

SOLECTRON CORP                 COM            834182107     264,301      42,975  X          1             39050      3925         0
                                                             76,722      12,475      X   X  1             12475         0         0
                                                              4,613         750  X          2               750         0         0
                                                        -----------   ---------
                                                            345,636      56,200

SOUTHERN CO                    COM            842587107   1,282,183      46,795  X          1             42495      4300         0
                                                            622,967      22,736      X   X  1             15061      5675      2000
                                                              8,220         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,913,370      69,831

SPRINT CORP                    COM FON GROUP  852061100     223,977      21,110  X          1             20710         0       400
                                                            122,281      11,525      X   X  1              1800      9725         0
                                                        -----------   ---------
                                                            346,258      32,635

SPRINT CORP                    PCS COM SER 1  852061506      66,278      14,827  X          1             14627         0       200
                                                             31,514       7,050      X   X  1              1200      5850         0
                                                        -----------   ---------
                                                             97,792      21,877

STREETTRACKS SER TR            FORTUNE 500    86330E885     274,841       3,830  X          1              3830         0         0
                                                            173,300       2,415      X   X  1                 0      2415         0
                                                        -----------   ---------
                                                            448,141       6,245

SUN MICROSYSTEMS INC           COM            866810104     206,644      41,246  X          1             41246         0         0
                                                             84,314      16,829      X   X  1             11025      5804         0
                                                        -----------   ---------
                                                            290,958      58,075

SUNTRUST BKS INC               COM            867914103   2,833,944      41,848  X          1             41323       525         0
                                                          2,988,416      44,129      X   X  1             32518     10911       700
                                                              6,772         100  X          2               100         0         0
                                                        -----------   ---------
                                                          5,829,132      86,077

SUPERVALU INC                  COM            868536103     247,753      10,100  X          1             10100         0         0
                                                        -----------   ---------
                                                            247,753      10,100

SYSCO CORP                     COM            871829107   4,931,751     181,181  X          1            142090     35800      3291
                                                            240,897       8,850      X   X  1              1950      6900         0
                                                        -----------   ---------
                                                          5,172,648     190,031

TECO ENERGY INC                COM            872375100     291,035      11,759  X          1             11759         0         0
                                                             37,126       1,500      X   X  1               700       800         0
                                                        -----------   ---------
                                                            328,161      13,259

TXU CORP                       COM            873168108     141,711       2,749  X          1              2704        45         0
                                                            179,085       3,474      X   X  1              1974      1500         0
                                                        -----------   ---------
                                                            320,796       6,223

TARGET CORP                    COM            87612E106     563,313      14,785  X          1             13835       950         0
                                                            219,077       5,750      X   X  1              5300       450         0
                                                              3,810         100  X          2               100         0         0
                                                        -----------   ---------
                                                            786,200      20,635

TELEFONOS DE MEXICO S A        SPON ADR ORD L 879403780     205,954       6,420  X          1              6420         0         0
                                                             38,496       1,200      X   X  1              1200         0         0
                                                        -----------   ---------
                                                            244,450       7,620

TELLABS INC                    COM            879664100     219,715      35,438  X          1             31513      3925         0
                                                             71,610      11,550      X   X  1             11550         0         0
                                                              4,650         750  X          2               750         0         0
                                                        -----------   ---------
                                                            295,975      47,738

TEXAS INSTRS INC               COM            882508104     712,806      30,076  X          1             26476      2550      1050
                                                            735,413      31,030      X   X  1             31030         0         0
                                                              9,480         400  X          2               400         0         0
                                                        -----------   ---------
                                                          1,457,699      61,506

3M CO                          COM            88579Y101   1,807,608      14,696  X          1             14696         0         0
                                                          4,782,855      38,885      X   X  1              8200     30685         0
                                                        -----------   ---------
                                                          6,590,463      53,581

TOYS R US INC                  COM            892335100      69,967       4,005  X          1              4005         0         0
                                                            104,820       6,000      X   X  1              3000      3000         0
                                                        -----------   ---------
                                                            174,787      10,005

TRACTOR SUPPLY CO              COM            892356106     227,168       3,200  X          1              3200         0         0
                                                        -----------   ---------
                                                            227,168       3,200

TRI CONTL CORP                 COM            895436103     140,601       8,733  X          1              8733         0         0
                                                             91,995       5,714      X   X  1              5714         0         0
                                                        -----------   ---------
                                                            232,596      14,447

TYCO INTL LTD NEW              COM            902124106     242,751      17,968  X          1             17118       850         0
                                                             65,916       4,879      X   X  1              4550       329         0
                                                        -----------   ---------
                                                            308,667      22,847

UST INC                        COM            902911106     453,390      13,335  X          1             13335         0         0
                                                             88,400       2,600      X   X  1              2600         0         0
                                                        -----------   ---------
                                                            541,790      15,935

UNILEVER N V                   N Y SHS NEW    904784709     336,895       5,199  X          1              5199         0         0
                                                            246,111       3,798      X   X  1              1000      2798         0
                                                        -----------   ---------
                                                            583,006       8,997

UNION PAC CORP                 COM            907818108     895,033      14,144  X          1             12544      1600         0
                                                            203,381       3,214      X   X  1              2214      1000         0
                                                        -----------   ---------
                                                          1,098,414      17,358

UNION PLANTERS CORP            COM            908068109   1,795,113      55,456  X          1             53746      1632        78
                                                          1,219,119      37,662      X   X  1             33762      3900         0
                                                        -----------   ---------
                                                          3,014,232      93,118

UNITED TECHNOLOGIES CORP       COM            913017109     970,563      14,294  X          1             12894      1400         0
                                                            274,995       4,050      X   X  1              2250      1800         0
                                                        -----------   ---------
                                                          1,245,558      18,344

UNITEDHEALTH GROUP INC         COM            91324P102     651,745       7,119  X          1              7119         0         0
                                                             45,775         500      X   X  1               500         0         0
                                                        -----------   ---------
                                                            697,520       7,619

UNOCAL CORP                    COM            915289102     437,555      11,845  X          1             11845         0         0
                                                            204,574       5,538      X   X  1               338      5200         0
                                                        -----------   ---------
                                                            642,129      17,383

UNUMPROVIDENT CORP             COM            91529Y106   1,263,340      49,640  X          1             49640         0         0
                                                            988,325      38,834      X   X  1               400     38434         0
                                                        -----------   ---------
                                                          2,251,665      88,474

VERIZON COMMUNICATIONS         COM            92343V104   9,553,105     237,935  X          1            215592     19903      2440
                                                          3,061,280      76,246      X   X  1             45072     31174         0
                                                             16,060         400  X          2                 0         0       400
                                                        -----------   ---------
                                                         12,630,445     314,581

VIACOM INC                     CL B           925524308   1,040,879      23,459  X          1             23459         0         0
                                                            340,407       7,672      X   X  1              7372       300         0
                                                        -----------   ---------
                                                          1,381,286      31,131

VODAFONE GROUP PLC NEW         SPONSORED ADR  92857W100   5,275,517     386,483  X          1            333424     47635      5424
                                                            936,249      68,589      X   X  1             40729     27860         0
                                                        -----------   ---------
                                                          6,211,766     455,072

VULCAN MATLS CO                COM            929160109     609,565      13,917  X          1             12117       300      1500
                                                          8,679,101     198,153      X   X  1              8658    189495         0
                                                        -----------   ---------
                                                          9,288,666     212,070

WACHOVIA CORP 2ND NEW          COM            929903102   1,218,592      31,917  X          1             31917         0         0
                                                            714,577      18,716      X   X  1              6033     12683         0
                                                        -----------   ---------
                                                          1,933,169      50,633

WAL MART STORES INC            COM            931142103   6,955,972     126,449  X          1            123165      1450      1834
                                                          1,940,863      35,282      X   X  1             17836     16646       800
                                                             33,006         600  X          2               100         0       500
                                                        -----------   ---------
                                                          8,929,841     162,331

WALGREEN CO                    COM            931422109   6,044,901     156,482  X          1            156282         0       200
                                                          5,216,672     135,042      X   X  1             10200    124842         0
                                                        -----------   ---------
                                                         11,261,573     291,524

WASTE MGMT INC DEL             COM            94106L109     988,885      37,961  X          1             37716       245         0
                                                            396,740      15,230      X   X  1             10780      4450         0
                                                        -----------   ---------
                                                          1,385,625      53,191

WATSON PHARMACEUTICALS INC     COM            942683103     365,787      14,475  X          1             12900      1575         0
                                                            178,155       7,050      X   X  1              7050         0         0
                                                              6,318         250  X          2               250         0         0
                                                        -----------   ---------
                                                            550,260      21,775

WAUSAU-MOSINEE PAPER CORP      COM            943315101     352,005      29,212  X          1             28887       325         0
                                                             63,262       5,250      X   X  1              1450      3800         0
                                                        -----------   ---------
                                                            415,267      34,462

WELLS FARGO & CO NEW           COM            949746101  12,954,330     258,776  X          1            230586     24045      4145
                                                          2,373,295      47,409      X   X  1             37209     10200         0
                                                             20,024         400  X          2                 0         0       400
                                                        -----------   ---------
                                                         15,347,649     306,585

WEYERHAEUSER CO                COM            962166104     779,039      12,201  X          1             11643       475        83
                                                            372,122       5,828      X   X  1              5703       125         0
                                                        -----------   ---------
                                                          1,151,161      18,029

WISCONSIN ENERGY CORP          COM            976657106     212,775       8,420  X          1              7820         0       600
                                                             82,128       3,250      X   X  1                 0      3250         0
                                                        -----------   ---------
                                                            294,903      11,670

WORLDCOM INC GA NEW            WRLDCOM GP COM 98157D106      90,654     109,218  X          1            107909       709       600
                                                             33,504      40,363      X   X  1             21407     18956         0
                                                        -----------   ---------
                                                            124,158     149,581

WORTHINGTON INDS INC           COM            981811102     381,005      21,050  X          1             21050         0         0
                                                            121,270       6,700      X   X  1              1600      5100         0
                                                        -----------   ---------
                                                            502,275      27,750

WRIGLEY WM JR CO               COM            982526105     453,649       8,196  X          1              8196         0         0
                                                            177,120       3,200      X   X  1              3200         0         0
                                                        -----------   ---------
                                                            630,769      11,396

WYETH                          COM            983024100   4,307,608      84,133  X          1             80669      2300      1164
                                                            493,926       9,647      X   X  1              6822      2825         0
                                                             10,240         200  X          2                 0         0       200
                                                        -----------   ---------
                                                          4,811,774      93,980

ZIMMER HLDGS INC               COM            98956P102     873,028      24,482  X          1             24362        70        50
                                                            505,981      14,189      X   X  1              6728      7461         0
                                                        -----------   ---------
                                                          1,379,009      38,671

                GRAND TOTAL                             746,368,372