424B2

PROSPECTUS SUPPLEMENT

(To Prospectus Dated August 31, 2018)

 

Filed Pursuant to Rule 424(b)(2)

Registration No. 333-227149  and 333-227149-01

FNB FINANCIAL SERVICES, LP

$500,000,000

SUBORDINATED TERM NOTES AND DAILY NOTES

Pursuant to the prospectus, FNB Financial Services, LP is offering up to Five Hundred Million Dollars ($500,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.

The following annual interest rates are applicable to both New Notes

and Outstanding Notes effective OCTOBER 24, 2018.

 

           

ANNUAL
INTEREST

RATE

  

ANNUAL
PERCENTAGE
YIELD

Subordinated Daily Notes

 

   1.10%    1.10%

Subordinated Special Daily Notes

MINIMUM BALANCE $25,000.00

 

 

   1.85%    1.86%

Subordinated JUMBO Daily Notes

MINIMUM BALANCE $100,000.00

 

 

   2.10%    2.12%

Subordinated Term Notes

 

     

    3 Month

      1.75%    1.76%

    6 Month

      1.85%    1.86%

    9 Month

      1.95%    1.96%

  12 Month

     SPECIAL      2.50%    2.52%

  15 Month

      2.15%    2.17%

  18 Month

     SPECIAL      2.90%    2.93%

  21 Month

      N/A    N/A

  24 Month

     SPECIAL      2.85%    2.88%

  27 Month

      2.60%    2.63%

  30 Month

     SPECIAL      3.00%    3.03%

  36 Month

      2.75%    2.78%

  48 Month

     SPECIAL      3.25%    3.29%

  60 Month

      3.50%    3.55%

  84 Month

      4.00%    4.06%

120 Month

     SPECIAL      4.50%    4.58%

This Prospectus Supplement is dated OCTOBER 24, 2018.