Pricing Supplement Number 176 Dated April 16, 2007

CALCULATION OF REGISTRATION FEE

 

Title of Each Class of

Securities Offered

   Maximum
Aggregate Offering
Price(1)
   Amount of
Registration Fee(2)

6.000% Internotes® Due April 15, 2037

   $ 30,000,000    $ 921.00

TOTAL

          $ 921.00

(1) Excludes accrued interest, if any.
(2) A filing fee of $921.00 calculated in accordance with Rule 457(r), has been transmitted to the SEC in connection with the securities offered by means of this pricing supplement.

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02

Pricing Supplement Number 176 Dated April 16, 2007

(to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

CUSIP
Number
   Aggregate
Principal
Amount
   Selling
Price
  Gross
Concession
  Net
Proceeds
   Coupon
Type
   Coupon
Rate
  Coupon
Frequency
   Maturity
Date
   1st
Coupon
Date
   1st
Coupon
Amount
   Survivor’s
Option
   Product
Ranking
   Moody’s
Rating
   S & P
Rating

74432ASU5

   $30,000,000.00    100.000%   3.025%   $29,092,500.00    FIXED    6.000%   MONTHLY    04/15/2037    05/15/2007    $4.33    YES    Senior
Unsecured
Notes
   A3    A

Redemption Information: Callable at 100.000% on 04/15/2012 and every April 15th and October 15th thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 04/15/2012 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

Prudential Financial, Inc.   

Offering Dates: April 09, 2007 through April 16, 2007

 

Trade Date: Monday, April 16, 2007 @12:00 PM ET

 

Settlement Date: Thursday, April 19, 2007

 

Minimum Denomination/Increments: $1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS: DTC Book Entry only

 

DTC number: 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note is not a Business Day (as defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

 

InterNotes® is a registered trademark of Incapital Holdings LLC. All rights reserved

   Prudential Financial, Inc.
$2,500,000,000.00 Prudential Financial
Retail Medium-Term Notes, including
Prudential Financial InterNotes® Prospectus
dated March 16, 2006 and the Prospectus
Supplement dated March 16, 2006