|
This
filing is made pursuant to Rule 424(b)(2) under the Securities
Act
of
1933
in connection with Registration No.
333-121913.
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Current
Interest Rates
This
is a
supplement to the Prospectus dated April 27, 2006
Current
Interest Rates for Renewable Unsecured Subordinated Notes
Offered
by Consumer Portfolio Services, Inc.
Interest
Rates Effective November 17, 2007 through December 31,
2007
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PORTFOLIO
AMOUNT
(1)
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$1,000
- $4,999
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$5,000
- $9,999
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$10,000
- $14,999
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$15,000
- $24,999
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Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
|
NOTE
TERM
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
|
3
Month
(2)
|
6.00
|
6.18
|
6.00
|
6.18
|
6.00
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6.18
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6.00
|
6.18
|
|
6
Month (2)
|
6.85
|
7.09
|
6.85
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7.09
|
6.85
|
7.09
|
6.85
|
7.09
|
|
1
Year (3)
|
8.60
|
8.98
|
9.10
|
9.53
|
9.65
|
10.13
|
10.25
|
10.79
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2
Year (3)
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9.75
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10.24
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10.35
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10.90
|
11.00
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11.63
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11.70
|
12.41
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3
Year
(3)
|
10.20
|
10.74
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10.90
|
11.51
|
11.65
|
12.35
|
12.45
|
13.26
|
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4
Year (3)
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10.65
|
11.24
|
10.65
|
11.24
|
10.65
|
11.24
|
10.65
|
11.24
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5
Year (3)
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11.05
|
11.68
|
11.05
|
11.68
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11.05
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11.68
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11.05
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11.68
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10
Year
(3)
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11.45
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12.13
|
11.45
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12.13
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11.45
|
12.13
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11.45
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12.13
|
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PORTFOLIO
AMOUNT
(1)
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$25,000
- $49,999
|
$50,000
- $74,999
|
$75,000
- $99,999
|
$100,000
or More
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|
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
|
NOTE
TERM
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
|
3
Month
(2)
|
6.25
|
6.45
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6.50
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6.72
|
6.75
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6.98
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7.00
|
7.25
|
|
6
Month (2)
|
7.10
|
7.36
|
7.35
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7.63
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7.60
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7.90
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7.85
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8.17
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1
Year (3)
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10.90
|
11.51
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11.15
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11.79
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11.40
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12.07
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11.65
|
12.35
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2
Year (3)
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12.45
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13.26
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12.70
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13.54
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12.95
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13.82
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13.20
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14.11
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3
Year
(3)
|
13.30
|
14.22
|
13.55
|
14.51
|
13.80
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14.79
|
14.05
|
15.08
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4
Year (3)
|
10.90
|
11.51
|
11.15
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11.79
|
11.40
|
12.07
|
11.65
|
12.35
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5
Year (3)
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11.30
|
11.96
|
11.55
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12.24
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11.80
|
12.52
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12.05
|
12.80
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10
Year (3)
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11.70
|
12.41
|
11.95
|
12.69
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12.20
|
12.97
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12.45
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13.26
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| 1) |
We
determine the applicable portfolio amount at the time you purchase
or
renew a note by aggregating the principal amount of all notes issued
by
Consumer Portfolio Services, Inc. that are currently owned by you
and your
immediate family members. Immediate family members include parents,
children, siblings, grandparents and grandchildren. Members of a
sibling's
family are also considered immediate family members if the holder's
sibling is also a noteholder.
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| 2) |
The
annual yield calculation assumes that:
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a.
the
term of the note is renewed sequentially for an entire year,
b.
the
interest earned during each term is included in the principal amount
for
the next term,
c.
the
listed interest rate is the interest rate for each term, and
d.
the
accrued interest is paid annually. More frequent interest payments
will
reduce your annual yield.
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| 3) |
The
annual yield calculation assumes that accrued interest is paid annually.
More frequent interest payments will reduce your annual yield.
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The
description in this prospectus supplement of the terms of these notes
adds
to the description of the general terms and provisions of the notes
in the
prospectus dated April 27, 2006. Investors should rely on the description
of the notes in this supplement if it is inconsistent with the description
in the prospectus.
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Interest
rates for notes purchased or renewed after December 31, 2007 are subject to
change.