Prepared by R.R. Donnelley Financial -- Form 8-K
UNITED STATES SECURITIES AND
EXCHANGE
COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities and Exchange Act of 1934
| Date of Report: |
|
June 5, 2002 |
| Date of earliest event reported: |
|
June 5, 2002 |
Commission File No. 0-10587
FULTON FINANCIAL CORPORATION
(Exact Name of Registrant as specified in its charter)
| Pennsylvania |
|
23-2195389 |
| (State or other jurisdiction of
incorporation) |
|
(IRS Employer Identification
Number) |
| One Penn Square, P.O. Box 4887, Lancaster, PA |
|
17604 |
| (Address of principal executive offices) |
|
(Zip Code) |
Registrant’s telephone number, including area
code: (717) 291-2411
Item 7. Financial Statement and Exhibits
| Exhibit
|
|
|
| |
| 99.1 |
|
Investor Presentation |
Item 9. Regulation FD Disclosure
Pursuant to Regulation FD, information is being attached as an Exhibit to this Current Report with respect to
a presentation made by R. Scott Smith, Jr., President and Chief Operating Officer, and Charles J. Nugent, Senior Vice President and Chief Executive Officer, of Fulton Financial Corporation (“Fulton”) at an investor meeting on June 5, 2002.
This presentation provides an overview of Fulton’s strategy and performance.
The presentation may contain
forward-looking statements about Fulton’s growth and acquisition strategies, new products and services, and future financial performance, including earnings and dividends per share, return on average assets, return on average equity, efficiency
ratio and capital ratio. Forward-looking statements are encouraged by the Private Securities Litigation Reform Act of 1995. Such forward-looking information is based upon certain underlying assumptions, risks and uncertainties. Because of the
possibility of change in the underlying assumptions, actual results could differ materially from these forward looking statements. Risks and uncertainties that may affect future results include: pricing pressures on loans and deposits, actions of
bank and non-bank competitors, changes in local and national economic conditions, changes in regulatory requirements, actions of the Federal Reserve Board, Fulton’s success in merger and acquisition integration, and customer’s acceptance
of the Corporation’s products and services. Fulton undertakes no obligation to revise or update such statements to reflect current events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, Fulton Financial Corporation has caused this Report to be signed on its behalf by the undersigned
hereunto fully authorized.
| FULTON FINANCIAL CORPORATION |
| |
| By: |
|
/s/ CHARLES J.
NUGENT
|
| |
|
Charles J. Nugent Senior
Executive Vice President and Chief Financial Officer |
Date: June 5, 2002
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