This filing is made pursuant to Rule
424(b)(2) under the Securities Act of 1933
in connection with Registration No.
333-121913.
CPS
Current Interest Rates
This is a supplement to the Prospectus dated April 27, 2006
CURRENT INTEREST RATES FOR RENEWABLE UNSECURED SUBORDINATED NOTES
OFFERED BY CONSUMER PORTFOLIO SERVICES, INC.
INTEREST RATES EFFECTIVE JULY 1, 2007 THROUGH AUGUST 31, 2007
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PORTFOLIO
AMOUNT (1) $1,000 - $24,999 $25,000 - $49,999 $50,000 - $62,499
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Interest Annual Interest Annual Interest Annual
NOTE TERM Rate % Yield % Rate % Yield % Rate % Yield %
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3 MONTH (2) 6.25 6.45 6.60 6.82 6.95 7.20
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6 MONTH (2) 7.10 7.36 7.45 7.73 7.80 8.11
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1 YEAR (3) 8.85 9.25 9.20 9.64 9.55 10.02
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2 YEAR (3) 10.00 10.52 10.35 10.90 10.70 11.29
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3 YEAR (3) 10.45 11.01 10.80 11.40 11.15 11.79
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4 YEAR (3) 10.90 11.51 11.25 11.91 11.60 12.30
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5 YEAR (3) 11.30 11.96 11.65 12.35 12.00 12.75
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10 YEAR (3) 11.70 12.41 12.05 12.80 12.40 13.20
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PORTFOLIO
AMOUNT (1) $62,500 - $74,999 $75,000 - $99,999 $100,000 OR MORE
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Interest Annual Interest Annual Interest Annual
NOTE TERM Rate % Yield % Rate % Yield % Rate % Yield %
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3 MONTH (2) 7.30 7.57 7.65 7.95 8.00 8.33
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6 MONTH (2) 8.15 8.49 8.50 8.87 8.85 9.25
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1 YEAR (3) 11.20 11.85 11.40 12.07 11.60 12.30
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2 Year (3) 12.70 13.54 12.95 13.82 13.20 14.11
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3 Year (3) 13.50 14.45 13.80 14.79 14.10 15.14
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4 Year (3) 11.95 12.69 12.30 13.09 12.65 13.48
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5 YEAR (3) 12.35 13.14 12.75 13.60 13.15 14.05
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10 YEAR (3) 12.75 13.60 13.10 13.99 13.45 14.39
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1) We determine the applicable portfolio amount at the time you purchase
or renew a note by aggregating the principal amount of all notes issued
by Consumer Portfolio Services, Inc. that are currently owned by you
and your immediate family members. Immediate family members include
parents, children, siblings, grandparents and grandchildren. Members of
a sibling's family are also considered immediate family members if the
holder's sibling is also a noteholder.
2) The annual yield calculation assumes that:
a. the term of the note is renewed sequentially for an entire
year,
b. the interest earned during each term is included in the
principal amount for the next term,
c. the listed interest rate is the interest rate for each term,
and
d. the accrued interest is paid annually. More frequent interest
payments will reduce your annual yield.
3) The annual yield calculation assumes that accrued interest is paid
annually. More frequent interest payments will reduce your annual
yield.
The description in this prospectus supplement of the terms of these notes adds
to the description of the general terms and provisions of the notes in the
prospectus dated April 27, 2006. Investors should rely on the description of the
notes in this supplement if it is inconsistent with the description in the
prospectus.
INTEREST RATES FOR NOTES PURCHASED OR RENEWED AFTER AUGUST 31, 2007 ARE SUBJECT
TO CHANGE.